ESPACE TRAITEUR
ActiveSummary
The computed 12-month bankruptcy probability of ESPACE TRAITEUR is 2.7% (moderate). The 2025 annual accounts show equity of €362k and a net result of €149k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 56% of 3674 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-13
Solvency61▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity short (current ratio 0.96 against 1.11 in 2024; short-term debt: 61.6% and cash: 25.5% of total assets), and 64.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.6%
Return on assets
14.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €362k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
28 d late
2024
48 d late
2023
27 d late
2022
31 d late
2021
31 d late
2020
90 d late
2019
112 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€149k▼ 38.2%
2024 · €241k
2018: €-23k
2019: €-32k
2020: €-39k
2021: €105k
2022: €30k
2023: €216k
2024: €241k
2018 → 2025
Working capital
€-24k
2024 · €52k
2018: €-126k
2019: €-169k
2020: €-169k
2021: €-102k
2022: €-107k
2023: €-2k
2024: €52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€61k▲ 95.0%€177k▲ 191%€318k▲ 79.8%€362k▲ 13.8%
Operating result€117k-€58k▼ 50.1%€325k▲ 457%€346k▲ 6.6%€234k▼ 32.3%
Net result€105k-€30k▼ 71.7%€216k▲ 630%€241k▲ 11.6%€149k▼ 38.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets
€414k ▲ 43.4%
Current assets
€603k ▲ 11.2%
Equity and liabilities €1.02M
Equity
€362k ▲ 13.8%
Debt
€655k ▲ 27.8%
Debt's share of the balance-sheet total rises from 61.7% to 64.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€359k▼
2024 · €441k
Cash flow
€274k▼
2024 · €336k
Current ratio
0.96▼
2024 · 1.11
Quick ratio
0.87▼
2024 · 0.96
Debt to equity
1.81▲
2024 · 1.61
ROE
41.2%▼
2024 · 75.8%
ROA
14.7%▼
2024 · 29.0%
Interest coverage
14.96▼
2024 · 33.04
Debt ≤ 1 year
€626k▲
2024 · €490k
Debt > 1 year
€28k▲
2024 · €22k
Income taxes
€61k▼
2024 · €100k
Staff costs
€1.02M▲
2024 · €693k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€831k€1.02M▲
Fixed assets21/28€289k€414k▲
Intangible fixed assets21€18k€11k▼
Tangible fixed assets22/27€264k€299k▲
Plant, machinery and equipment23€162k€177k▲
Furniture and vehicles24€48k€83k▲
Leasing and similar rights25€50k€40k▼
Assets under construction and advance payments27€5k-
Financial fixed assets28€7k€105k▲
Current assets29/58€542k€603k▲
Stocks and contracts in progress3€70k€60k▼
Stocks30/36€70k€60k▼
Amounts receivable within one year40/41€172k€283k▲
Trade receivables40€68k€133k▲
Other amounts receivable41€105k€150k▲
Cash at bank and in hand54/58€299k€259k▼
Deferred charges and accrued income490/1-€434
Equity and liabilities
Total equity and liabilities10/49€831k€1.02M▲
Equity10/15€318k€362k▲
Contributions10/11€20k€20k=
Reserves13€267k€337k▲
Distributable reserves133€267k€337k▲
Profit (loss) carried forward14€31k€5k▼
Amounts payable17/49€512k€655k▲
Amounts payable after more than one year17€22k€28k▲
Financial debts170/4€22k€28k▲
Amounts payable within one year42/48€490k€626k▲
Current portion of amounts payable after more than one year42€36k€59k▲
Trade debts44€158k€182k▲
Suppliers440/4€158k€182k▲
Taxes, remuneration and social security45€223k€240k▲
Taxes450/3€93k€51k▼
Remuneration and social security454/9€130k€189k▲
Other amounts payable47/48€73k€145k▲
Income statement
Code20242025
Non-recurring operating income76A€11k-
Remuneration, social security and pensions62€693k€1.02M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€94k€125k▲
Other operating charges640/8€8k€7k▼
Non-recurring operating charges66A€234-
Gross operating margin9900€1.14M€1.39M▲
Operating profit (loss)9901€346k€234k▼
Financial income75/76B€9k€67▼
Recurring financial income75€30€67▲
Non-recurring financial income76B€9k-
Financial charges65/66B€13k€24k▲
Recurring financial charges65€13k€24k▲
Profit (loss) for the period before taxes9903€342k€211k▼
Income taxes67/77€100k€61k▼
Profit (loss) for the period9904€241k€149k▼
Profit (loss) for the period to be appropriated9905€241k€149k▼
Appropriation of the result
Profit (loss) to be appropriated9906€251k€180k▼
Profit (loss) brought forward from the previous period14P€10k€31k▲
Transfer from equity791/2-€20k
Transfer to equity691/2€120k€90k▼
To other reserves6921€120k€90k▼
Profit to be distributed694/7€100k€105k▲
Return on contributions (dividend)694€100k€100k=
Directors or managers695-€5k
Social balance
Average headcount (FTE)908718.428.0▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
State Gazette act
Incorporation · Founding capital
Corporate purpose · Founder
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 48 days late
2024
31-12
Financial
Highest result since 2018net €241k ▲11.6%
Operating result €346k, net result €241k, both a record.
31-12
Financial
Equity above €200kEq €318k ▲79.8%
4 profitable years in a row build equity to €318k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
31-12
Financial
Equity above €150kEq €177k ▲191%
3 profitable years in a row build equity to €177k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €105k
Net result €105k after 3 loss-making years.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
20-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 112 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 3 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Ortey(TX) 825020 NamurGround area
2,775 m²
Building footprint
431 m²
Volume, LiDAR
2,027 m³
3 parcels, Wallonia · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
ESPACE TRAITEUR
since 20172.266.914.645
Espace Traiteur
since 20192.295.106.013
Les Halles de l'Artisan
since 20262.393.842.214
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92119C0111/00P000 | Wallonia | 1,095 m² | 1 · 188 m² | 10.1 m · 2 fl. |
| 92123C0282/00H000 | Wallonia | 1,089 m² | 1 · 123 m² | - |
| 92123C0295/00M000 | Wallonia | 591 m² | 1 · 119 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
Recognitions · licences · registrations
Food safety, FASFC
2 sites · 1 with a smileyJemeppe-sur-Sambre2.266.914.645
Jemeppe-sur-Sambre2.295.106.013
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Welkenraedt · Eq €360,259
KookEiland
BE 0895.998.007
Kontich · Eq €359,998
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Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 1,472 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-2017
Fiscal year end31-12
Activities, NACEBEL 2025
56210Event catering
77223Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesE-mail:info@cedexfi.be
Phone:081/737017
E-mail:info@espace-traiteur.be
Phone:+3281307085