ESPACE TACOS
ActiveThe computed 12-month bankruptcy probability of ESPACE TACOS is 4.2% (elevated). The 2025 annual accounts show equity of €195 and a net result of €13k. Equity is shrinking by ~41.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 25% of 13240 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+84
Solvency25▲+12
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.53 against 0.57 in 2024; short-term debt: 52.6% and cash: 16.3% of total assets), and 99.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
29 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€195
2024 · €-13k
2022: €8k
2023: €10k
2024: €-13k
2022 → 2025
Total assets
€106k▲ 4.7%
2024 · €101k
2022: €25k
2023: €23k
2024: €101k
2022 → 2025
Net result
€13k
2024 · €-22k
2022: €3k
2023: €2k
2024: €-22k
2022 → 2025
Working capital
€-26k▼ 12.9%
2024 · €-23k
2022: €8k
2023: €10k
2024: €-23k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€8k-€10k▲ 26.1%€-13k€195
Operating result€3k-€4k▲ 10.2%€-19k€17k
Net result€3k-€2k▼ 24.6%€-22k€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €19k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€76k▲ 8.1%
Current assets
€30k▼ 3.3%
Equity and liabilities €106k
Equity
€195
Debt
€106k
Debt finances 99.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€29k▲
2024 · €-13k
Cash flow
€24k▲
2024 · €-16k
Solvency
0.2%▲
2024 · -12.4%
Current ratio
0.53▼
2024 · 0.57
Quick ratio
0.38▼
2024 · 0.43
ROA
12.1%▲
2024 · -21.9%
Interest coverage
6.44▲
2024 · -4.95
Debt
€106k▼
2024 · €114k
Debt ≤ 1 year
€56k▲
2024 · €54k
Debt > 1 year
€50k▼
2024 · €60k
Income taxes
€136▲
2024 · €65
Staff costs
€10k▼
2024 · €19k
Equity ratios withheld: equity of €195 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€106k▲
Fixed assets21/28€71k€76k▲
Intangible fixed assets21€42k€38k▼
Tangible fixed assets22/27€28k€39k▲
Plant, machinery and equipment23-€16k
Furniture and vehicles24€19k€15k▼
Other tangible fixed assets26€9k€8k▼
Current assets29/58€31k€30k▼
Stocks and contracts in progress3€8k€8k▲
Stocks30/36€8k€8k▲
Amounts receivable within one year40/41€16k€4k▼
Trade receivables40€15k€186▼
Other amounts receivable41€714€4k▲
Cash at bank and in hand54/58€5k€17k▲
Deferred charges and accrued income490/1€2k€149▼
Equity and liabilities
Total equity and liabilities10/49€101k€106k▲
Equity10/15€-13k€195▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-18k€-5k▲
Amounts payable17/49€114k€106k▼
Amounts payable after more than one year17€60k€50k▼
Financial debts170/4€60k€50k▼
Amounts payable within one year42/48€54k€56k▲
Current portion of amounts payable after more than one year42€10k€16k▲
Financial debts43€21€145▲
Credit institutions430/8€21€145▲
Trade debts44€30k€20k▼
Suppliers440/4€30k€20k▼
Advances received on contracts in progress46€2k€0▼
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€2k€3k▲
Remuneration and social security454/9€5k€1k▼
Other amounts payable47/48€5k€16k▲
Income statement
Code20242025
Remuneration, social security and pensions62€19k€10k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€11k▲
Other operating charges640/8€1k€5k▲
Gross operating margin9900€7k€44k▲
Operating profit (loss)9901€-19k€17k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€-22k€13k▲
Income taxes67/77€65€136▲
Profit (loss) for the period9904€-22k€13k▲
Profit (loss) for the period to be appropriated9905€-22k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-5k▲
Profit (loss) brought forward from the previous period14P€5k€-18k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-22k ▼1214%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Couvin · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'Place 25660 CouvinGround area
111 m²
Building footprint
110 m²
Parcel 93014F0118/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SRL espace tacos
since 20222.331.353.032
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93014F0118/00A000 | Wallonia | 111 m² | 1 · 110 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCouvin2.331.353.032
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,783. 440 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2022
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.