Espace-Rencontre-Hainaut
ActiveEspace-Rencontre-Hainaut has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €35k and a net result of €1k. Equity is shrinking by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 15% of 470 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▲+62
Solvency38▼-14
Growth32=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.03 against 1.33 in 2023; short-term debt: 48.6% and cash: 65.1% of total assets), but 87.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 94
Relative position
BE, all sectors
reference
Sector 94
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12.8%
Return on assets
0.4%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 470 sector peers (2024).
NBB · sector comparisonPosition among 470 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
33 d early
2022
28 d early
2021
24 d early
2020
8 d early
2019
68 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1k
2023 · €-12k
2019: €13k
2020: €27k
2021: €-55k
2022: €9k
2023: €-12k
2019 → 2024
Working capital
€138k▲ 366%
2023 · €30k
2019: €60k
2020: €87k
2021: €51k
2022: €62k
2023: €30k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€92k-€37k▼ 59.7%€46k▲ 24.6%€34k▼ 26.0%€35k▲ 3.1%
Operating result€27k-€-55k€9k€-12k€1k
Net result€27k-€-55k€9k€-12k€1k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €1k after a loss of €12k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €276k
Fixed assets
€4k▼ 9.7%
Current assets
€272k▲ 125%
Equity and liabilities €276k
Equity
€35k▲ 3.1%
Debt
€241k▲ 165%
The debt ratio rises from 72.7% to 87.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2k▲
2023 · €-11k
Cash flow
€1k▲
2023 · €-12k
Solvency
12.8%▼
2023 · 27.3%
Current ratio
2.03▲
2023 · 1.33
Quick ratio
2.03▲
2023 · 1.33
Debt / equity
6.84▲
2023 · 2.66
ROE
3.0%▲
2023 · -35.1%
ROA
0.4%▲
2023 · -9.6%
Interest coverage
15.26▲
2023 · -109.81
Debt
€241k▲
2023 · €91k
Debt ≤ 1 year
€134k▲
2023 · €91k
Staff costs
€513k▲
2023 · €435k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€125k€276k▲
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€972€528▼
Furniture and vehicles24€972€528▼
Financial fixed assets28€4k€4k=
Current assets29/58€121k€272k▲
Amounts receivable within one year40/41-€89k
Other amounts receivable41-€89k
Cash at bank and in hand54/58€118k€180k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€125k€276k▲
Equity10/15€34k€35k▲
Profit (loss) carried forward14€34k€35k▲
Amounts payable17/49€91k€241k▲
Amounts payable within one year42/48€91k€134k▲
Trade debts44€2k€339▼
Suppliers440/4€2k€339▼
Taxes, remuneration and social security45€72k€73k▲
Taxes450/3€8k€10k▲
Remuneration and social security454/9€64k€63k▼
Accrued charges and deferred income492/3-€107k
Income statement
Code20232024
Remuneration, social security and pensions62€435k€513k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€499€444▼
Non-recurring operating charges66A-€34
Gross operating margin9900€424k€515k▲
Operating profit (loss)9901€-12k€1k▲
Financial charges65/66B€104€105▲
Recurring financial charges65€104€105▲
Profit (loss) for the period before taxes9903€-12k€1k▲
Profit (loss) for the period9904€-12k€1k▲
Profit (loss) for the period to be appropriated9905€-12k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€35k▲
Profit (loss) brought forward from the previous period14P€46k€34k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
02-09
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director appointment14 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director appointment14 facts ▸
- General meeting, 2026-05-01
- Director resignation, DE RIDDER Michel (administrateur)
- Director resignation, POURVEUR Véronique (administrateur)
- Director resignation, DAL CERO Corinne (administrateur)
- Director resignation, BLOMART Marine (administrateur)
- General meeting, 2026-06-30
- Director appointment, LESEINE Priscilla (administrateur)
- Director appointment, JENNART Isabelle (administrateur)
- Director appointment, BATON Christelle (administrateur)
- Director appointment, SEMET Catherine (administrateur)
- Board composition, Présidente, 2026-06-30
- Board composition, trésorière, 2026-06-30
- +2 further facts in this act
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-55k ▼305%
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2019net €27k ▲101%
Operating result €27k, net result €27k, both a record.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 68 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2026
This board is reconstructed from a single act (26111270). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
BATON Christelle
CurrentDirector · since 01-05-2026
JENNART Isabelle
CurrentDirector · since 01-05-2026
LESEINE Priscilla
CurrentDirector · since 01-05-2026
SEMET Catherine
CurrentDirector · since 01-05-2026
01-05-2026
BATON Christelle: Appointed as Director
01-05-2026
JENNART Isabelle: Appointed as Director
01-05-2026
LESEINE Priscilla: Appointed as Director
01-05-2026
SEMET Catherine: Appointed as Director
01-05-2026
BLOMART Marine: Resigned as Director
01-05-2026
DAL CERO Corinne: Resigned as Director
01-05-2026
DE RIDDER Michel: Resigned as Director
01-05-2026
POURVEUR Véronique: Resigned as Director
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Victor Maistriau 687000 MonsGround area
409 m²
Building footprint
65 m²
Volume, LiDAR
738 m³
Parcel 53404B0706/00P068, Wallonia · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Espace-Rencontre-Hainaut
since 20082.192.963.033
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53404B0706/00P068 | Wallonia | 409 m² | 1 · 65 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2021 to 2025 · 13 entries · 1,489,138 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 4 | 467,925 EUR |
| 2024 | 3 | 452,832 EUR |
| 2023 | 5 | 567,089 EUR |
| 2021 | 1 | 1,291 EUR |
Budget allocations
Subventions aux services agréés pour l'aide au lien
Subventions pour des projets particuliers d'opérateurs actifs dans les secteurs
Similar companies · same sector, comparable size
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BEATUM
BE 0775.954.072
Antwerpen · Eq €37k
Alteo VoG Sozialbewegung für Menschen mit und ohne Beeinträchtigung
BE 0422.463.803
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INSTITUT YUNUS EMRE
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NRC EUROPE
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Of 444 companies in sector 94992 we hold annual accounts for 137. 69 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded04-07-1995
Fiscal year end31-12
Activities, NACEBEL
94992Activities of membership organisations
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.