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ESPACE FINANCEMENT

Active
Public limited companyfounded 2014active for 12 yearsAvenue Maurice-Destenay 13, 4000 Liège, Belgium45 active companies are registered at this addressKBO/BCE: BE 0553.753.006

From the official registers: KBO 11 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ESPACE FINANCEMENT has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111.2m and a net result of €435,151. Equity has been growing by about 11% per year since 2018. The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
ESPACE FINANCEMENTActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 12-06-2014 Normal situation
Legal form
Public limited company
Registered office
Avenue Maurice-Destenay 13, 4000 Liège
Activity
“Toutes opérations quelconques, commerciales, financières, mobilières ou immobilières se rapportant directement ou indirectement au…” (deed in French)From the articlesNo NACE code in the KBO yet
Financial year end
31 December
Peppol
Reachable since 10-12-2025
Company details

Board and ownership

Board
Auditor
AXYLIUM AUDIT
Shareholders
Holdings
Shares in 2 companies Société de Reconversion de la Cokerie d’Ougrée and Carpinus Betulus
Board & ownership

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
-€221,571
▲ 32.7%
Profit
€435,151
▼ 75.2%
Equity
€111.2m
▲ 0.4%
Total assets
€131.4m
▲ 0.3%
2025 accounts filed 53 days before the deadline
Filed on 08-06-2026PDF
Financials
Score breakdownlowers riskSize: total assets €131.4mLiquidity: current ratio 5787.04, cash €43.1mEquity €111.2m (84.7% of total assets)Figures for financial year 2025 (filed on 12-06-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 64% of large companies without a NACE code
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Strong
Solvency 100=
equity 84.7% of total assets
Liquidity 91-8
short-term debt 0.0% · cash 32.8%
Profitability 38-3
return on assets 0.3%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: < 0.1%highest value 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €10,550,000 on 30-day terms is acceptable
Short-term debt is 0% and cash 32.8% of total assets. 15.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, large). It does better than 67% of them on solvency, 95% on liquidity, 52% on profitability and 42% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €131.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 5787.04, cash €43.1m
NBB · annual accounts
lowers risk · Equity €111.2m (84.7% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 12-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 days early
2024
59 days early
2023
50 days early
2022
61 days early
2021
67 days early
2020
44 days early
2019
96 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 34 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €1.8m to €435,151 ▼ 75.2% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Documents

Annual accounts at the NBB

All 11 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about ESPACE FINANCEMENT

What is the company number of ESPACE FINANCEMENT?
The company number of ESPACE FINANCEMENT is 0553.753.006. The VAT number is the same number with BE in front: BE 0553.753.006.
Where is ESPACE FINANCEMENT based?
The registered office is at Avenue Maurice-Destenay 13, 4000 Liège.Company details
What is the legal form of ESPACE FINANCEMENT?
The legal form of ESPACE FINANCEMENT is Public limited company (NV).
When was ESPACE FINANCEMENT founded?
ESPACE FINANCEMENT was founded on 12-06-2014.
Is ESPACE FINANCEMENT still active?
Yes, ESPACE FINANCEMENT is an active enterprise in the KBO register.
What is the turnover of ESPACE FINANCEMENT?
The annual accounts for financial year 2025 state no turnover.Financials
Is ESPACE FINANCEMENT profitable?
In financial year 2025, ESPACE FINANCEMENT made a profit of €435,151.
Where can I find the annual accounts of ESPACE FINANCEMENT?
ESPACE FINANCEMENT filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of ESPACE FINANCEMENT due?
ESPACE FINANCEMENT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Companies linked to ESPACE FINANCEMENT

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