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ESPACE CONSTELLATIONS

Active
Private limited companyfounded 201511 yrs activeRue des Carillonneurs 7, 1348 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 0578.894.218
Summary

ESPACE CONSTELLATIONS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €25,332 and a net result of -€4,281. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 53% of 19930 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisWatch ReportCompare
ESPACE CONSTELLATIONSActiveChecked score 65/100
Risk analysis ReportCompare

Overview

Activity
Psychology services
NACE 86931NACE 86904
1 site
Size
€36,098total assets 2024
Equity
€25,332
Loss
-€4,281
Turnover not published (abridged schema)
Financial health
65 Healthy Checked score 2024
Bankruptcy chance 12 m
1.0%
Structure
Accounts 64 d overdue0 of 3 deeds read
Why 65- Liquidity: current ratio 6.09, cash €390- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late- Figures for FY 2024 (filed 07-10-2025)+ Sector Human health activities (NACE 86)Show the evidence

Checked score

Score 2024
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 32% of its sector peers (NACE 86, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Average
Solvency 95-5
equity 70.2% of total assets
Liquidity 50-3
short-term debt 12.5% · cash 1.1%
Profitability 19-52
return on assets -11.9%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,682 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▼ -2.3% vs 01-2025lowest value 03-2025: 0.1%▲ +17.9% vs 02-2025 04-2025: 0.1%▲ +6.1% vs 03-2025 05-2025: 0.1%▲ +1.9% vs 04-2025 06-2025: 0.1%▲ +0.9% vs 05-2025 07-2025: 0.1%▲ +27.8% vs 06-2025 08-2025: 0.2%▲ +50.0% vs 07-2025 09-2025: 0.2%▲ +8.7% vs 08-2025 10-2025: 0.4%▲ +86.2% vs 09-2025 11-2025: 0.5%▲ +28.4% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%● 0.0% vs 12-2025 02-2026: 0.5%▼ -0.7% vs 01-2026 03-2026: 0.6%▲ +15.5% vs 02-2026 04-2026: 0.6%▲ +1.1% vs 03-2026 05-2026: 0.6%▼ -2.2% vs 04-2026 06-2026: 0.6%● 0.0% vs 05-2026 07-2026: 0.7%▲ +16.6% vs 06-2026 08-2026: 0.9%▲ +21.5% vs 07-2026 09-2026: 0.8%▼ -11.6% vs 08-2026 10-2026: 1.0%▲ +33.6% vs 09-2026highest value
  • Sector Human health activities (NACE 86) lowers the probability
  • Liquidity: current ratio 6.09, cash €390 raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late raises the probability
  • Figures for FY 2024 (filed 07-10-2025) raises the probability
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 6.09 against 11.59 in 2023; short-term debt: 12.5% and cash: 1.1% of total assets), and 29.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 58%, liquidity 18%, profitability 4%, growth against the median 49%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Human health activities (NACE 86)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Liquidity: current ratio 6.09, cash €390
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Figures for FY 2024 (filed 07-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €25,332
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
21 d late
2022
58 d late
2021
29 d late
2020
30 d late
2019
96 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 49 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Weakest financial yearnet -€4,281
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Among the weakest 6% on net resultsector median €58,621 · 19,919 companies -€4,281 View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Total assets 20246 fiscal years filed €36,098 View

By topic

Financials

Fiscal year
2024
Total assets
€36,098
Loss
-€4,281
Solvency
70.2%
Total assets▲ 43.7%
Net result
20182024
Go to Financials

Timeline

Events
14
Since
2016
  1. 30-09-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 21-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Psychology servicesNACE 86931
Founded
26-01-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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