Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
ESPACE ARCHITECTE pays its suppliers 83 days later than in 2024. Customers pay 250 days later.
Negative equity caps the score at 59.
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 8% of them on solvency, 2% on liquidity, 4% on profitability and 4% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is insufficient, with a current ratio of 0.44 (0.76 in 2024), below 1. Short-term debt is 104.4% and cash 0.8% of total assets. Equity is negative.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 20 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| ESPACE ARCHITECTE Quiévrain | €55,595 | -€16,625 | -4.4% | - |
| ARTEC Rixensart | €49,592 | -€9,779 | 58.0% | - |
| M&D Partnership Ixelles | €54,654 | -€1,416 | 42.6% | - |
| BELLEMANS ET ASSOCIES, BUREAU D'ARCHITECTES Charleroi | €46,715 | -€13,646 | -41.9% | - |
| LOGI-K-architectes Seneffe | €38,238 | -€1,866 | 51.8% | - |
| BELLOY JO Staden | €41,596 | €964 | 19.6% | - |
| Architectuuratelier Benoit Ottevaere Oudenaarde | €81,538 | -€15,799 | 13.8% | - |
These companies have the same main activity as ESPACE ARCHITECTE: urban planning and landscape architecture (NACE 71113). They are comparable in size and age: total assets between €38,200 and €81,500, founded between 2007 and 2012.
ESPACE ARCHITECTE has existed since 2010. Turnover fell from €42,970 in 2010 to €15,597 in 2025.
Solvency fell in 2025 from 34.2% to -4.4% because of the loss and higher debts to suppliers.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
See how customers, suppliers and banks see your own company and what to improve first.
If something looks wrong or is missing, please tell us.