ESP ENGINEERING
ActiveESP ENGINEERING has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €-15k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 37% of 1902 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-80
Solvency65▼-20
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 2.3 in 2024; short-term debt: 58.7% and cash: 9.2% of total assets), but 60.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.7%
Return on assets
-15.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
61 d late
2023
119 d late
2022
4 d early
2021
23 d late
2020
40 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▼ 40.8%
2024 · €65k
2018: €35k
2019: €53k
2020: €63k
2021: €72k
2022: €80k
2023: €73k
2024: €65k
2018 → 2025
Total assets
€97k▼ 10.7%
2024 · €108k
2018: €130k
2019: €180k
2020: €120k
2021: €133k
2022: €107k
2023: €122k
2024: €108k
2018 → 2025
Net result
€-15k
2024 · €10k
2018: €6k
2019: €70k
2020: €10k
2021: €19k
2022: €14k
2023: €-862
2024: €10k
2018 → 2025
Working capital
€33k▼ 39.9%
2024 · €54k
2018: €12k
2019: €35k
2020: €57k
2021: €55k
2022: €63k
2023: €61k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€80k▲ 11.3%€73k▼ 8.4%€65k▼ 11.5%€38k▼ 40.8%
Operating result€24k-€17k▼ 28.9%€-721€15k€-16k
Net result€19k-€14k▼ 25.4%€-862€10k€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16k after €15k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€7k▼ 40.2%
Current assets
€89k▼ 6.9%
Equity and liabilities €97k
Equity
€38k▼ 40.8%
Debt
€58k▲ 34.5%
The debt ratio rises from 40.0% to 60.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-12k▼
2024 · €19k
Cash flow
€-11k▼
2024 · €14k
Solvency
39.7%▼
2024 · 60.0%
Current ratio
1.57▼
2024 · 2.30
Quick ratio
1.57▼
2024 · 2.30
Debt / equity
1.52▲
2024 · 0.67
ROE
-40.1%▼
2024 · 15.1%
ROA
-15.9%▼
2024 · 9.0%
Interest coverage
-4.97▼
2024 · 8.30
Debt
€58k▲
2024 · €43k
Debt ≤ 1 year
€57k▲
2024 · €42k
Income taxes
€299▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€108k€97k▼
Fixed assets21/28€12k€7k▼
Tangible fixed assets22/27€12k€7k▼
Land and buildings22€0-
Furniture and vehicles24€12k€7k▼
Current assets29/58€96k€89k▼
Amounts receivable within one year40/41€89k€79k▼
Trade receivables40€10k€22k▲
Other amounts receivable41€79k€57k▼
Cash at bank and in hand54/58€5k€9k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€108k€97k▼
Equity10/15€65k€38k▼
Contributions10/11€6k€6k=
Reserves13€59k€32k▼
Distributable reserves133€59k€32k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€43k€58k▲
Amounts payable within one year42/48€42k€57k▲
Financial debts43€2k€8k▲
Credit institutions430/8€0€4k▲
Other loans439€2k€3k▲
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€19k€32k▲
Taxes450/3€19k€32k▲
Other amounts payable47/48€18k€11k▼
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€22k€-10k▼
Operating profit (loss)9901€15k€-16k▼
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€17k€-15k▼
Income taxes67/77€7k€299▼
Profit (loss) for the period9904€10k€-15k▼
Profit (loss) for the period to be appropriated9905€10k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€-15k▼
Transfer from equity791/2€18k€26k▲
Transfer to equity691/2€10k€0▼
To other reserves6921€10k€0▼
Profit to be distributed694/7€18k€11k▼
Return on contributions (dividend)694€18k€11k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-15k ▼258%
Net result drops to €-15k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 119 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
09-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 40 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Highest result since 2018net €70k ▲1101%
Operating result €79k, net result €70k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 87 days late
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 144 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meeuwenlaan 313550 Heusden-ZolderGround area
6,331 m²
Building footprint
605 m²
Volume, LiDAR
2,940 m³
2 parcels, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ESP ENGINEERING
since 20022.101.837.570
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71462D0622/00Z000 | Flanders | 3,862 m² | 1 · 394 m² | 7.5 m · 2 fl. |
| 71462D0622/00X000 | Flanders | 2,469 m² | 1 · 211 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,726 companies in sector 63100 we hold annual accounts for 1,272. 886 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2002
Fiscal year end31-12
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72300
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.