Skip to content

ESME

Active
Private limited companyfounded 20233 yrs activeVijverstraat 7, 2860 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 0800.900.096
Summary

The computed 12-month bankruptcy probability of ESME is 4.7% (elevated). The annual accounts of ESME for fiscal year 2025 show a net loss of 370% of total assets and of 79% of the equity at the start of that year. The 2025 annual accounts show equity of €343 and a net result of -€1,269. Equity is shrinking by ~78.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth58=
Track record94
Bankruptcy probability, 12 months
4.7% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
on the day
2024
26 d early
2023
15 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 14 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 April 2023, ESME was incorporated as a Private limited company.1 The company has filed 3 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€343▼ 78.7%
2024 · €1,612
Total assets
€343▼ 78.7%
2024 · €1,612
Net result
-€1,269▼ 0.2%
2024 · -€1,267
Working capital
Not included in this filing
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€2,114--€1,209▲ 42.8%-€1,150▲ 4.9%
Net result-€2,120--€1,267▲ 40.2%-€1,269▼ 0.2%
Equity€2,880-€1,612▼ 44.0%€343▼ 78.7%
Total assets€2,880-€1,612▼ 44.0%€343▼ 78.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€3,000-€2,000-€1,000€0Operating result 2023: -€2,114-€2,114Net result 2023: -€2,120-€2,120Operating result 2024: -€1,209-€1,209Net result 2024: -€1,267-€1,267Operating result 2025: -€1,150-€1,150Net result 2025: -€1,269-€1,269202320242025-€3,000-€2,000-€1,000€0Operating result 2023: -€2,114-€2,110Net result 2023: -€2,120-€2,120Operating result 2024: -€1,209-€1,210Net result 2024: -€1,267-€1,270Operating result 2025: -€1,150-€1,150Net result 2025: -€1,269-€1,270202320242025
The operating result stays negative: a loss of €1,150 in 2025 against €1,209 in 2024; the loss shrinks.

Peer companies

Historical observation

Of the 3,227 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.9% went bankrupt
8.6% stopped otherwise
87% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,227 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 17 lines
Balance sheet Code20242025
Assets
Total assets20/58€1,612€343▼
Current assets29/58€1,612€343▼
Cash at bank and in hand54/58€1,612€343▼
Equity and liabilities
Total equity and liabilities10/49€1,612€343▼
Equity10/15€1,612€343▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€3,388-€4,657▼
Income statement Code20242025
Other operating charges640/8€566€672▲
Gross operating margin9900-€643-€478▲
Operating profit (loss)9901-€1,209-€1,150▲
Financial charges65/66B€58€119▲
Recurring financial charges65€58€119▲
Profit (loss) for the period before taxes9903-€1,267-€1,269▼
Profit (loss) for the period9904-€1,267-€1,269▼
Profit (loss) for the period to be appropriated9905-€1,267-€1,269▼
Appropriation of the result
Profit (loss) to be appropriated9906-€3,388-€4,657▼
Profit (loss) brought forward from the previous period14P-€2,120-€3,388▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Other operating charges640/8€422€566€672▲ 18.7%
Gross operating margin9900-€1,692-€643-€478▲ 25.6%
Operating profit (loss)9901-€2,114-€1,209-€1,150▲ 4.9%
Financial charges65/66B€6€58€119▲ 105%
Recurring financial charges65€6€58€119▲ 105%
Profit (loss) for the period before taxes9903-€2,120-€1,267-€1,269▼ 0.2%
Profit (loss) for the period9904-€2,120-€1,267-€1,269▼ 0.2%
Profit (loss) for the period to be appropriated9905-€2,120-€1,267-€1,269▼ 0.2%
Line202320242025Change
Assets
Total assets20/58€2,880€1,612€343▼ 78.7%
Current assets29/58€2,880€1,612€343▼ 78.7%
Cash at bank and in hand54/58€2,880€1,612€343▼ 78.7%
Equity and liabilities
Total equity and liabilities10/49€2,880€1,612€343▼ 78.7%
Equity10/15€2,880€1,612€343▼ 78.7%
Contributions10/11€5,000€5,000€5,000=
Profit (loss) carried forward14-€2,120-€3,388-€4,657▼ 37.5%
Line202320242025Change
Profit (loss) for the period9904-€2,120-€1,267-€1,269▼ 0.2%
Operating cash flow (approximation)-€2,120-€1,267-€1,269▼ 0.2%
Change in cash--€1,267-€1,269▼ 0.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
04-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
15-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,213 m²
Building footprint
177 m²
Parcel 12422D0834/00G000, Flanders. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
ESME
Vijverstraat 7, 2860 Sint-Katelijne-WaverManufacture of wearing apparel
since 20232.344.600.262
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12422D0834/00G000 Flanders 1,213 m² 1 · 177 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded19-04-2023
Fiscal year end30-09
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.