Losses
-€82,812 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
EsMar
Lifetime
20 annual accounts with figures on one time axis, 39 filings since 1987peak €425,391 (2018)
€10,498▲ 24.6%
lowest -€34,418 (2024)
-€34,243▲ €174
peak €482,905 (2018)
€330,190▼ 9.4%
€36,822▼ 9.8%
peak 4 FTE (2015)
-not published
Board1 name since 1996
1 director
Documentsfilings and deeds
22-05-202670 days before the deadline
2025micro format
Gross margin from €8,427 to €10,498Loss of €34,243Cash from €192 to €20
Key points
from the 2025 annual accountsFilings
39 annual accounts since 1987
The last five annual accounts were filed 55 to 75 days before the end of the period.
Position in the sector
-€34,243
Lower net result than 95% of companies in auxiliary financial services. Sector median €31,615 · 3,344 companies.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0431328811
Registered office moved from lzegem to Izegem
New registered office: Kachtemsplein 2, 8870 Izegem · Previous registered office: Wezestraat 129, 8870 lzegem · General meeting of 14-06-2023 · Gazette deed
Registered office moved within Izegem
New registered office: Wezestraat 129, 8870 Izegem · Previous registered office: Kachtemsestraat 106, 8870 Izegem · General meeting of 06-02-2022 · Gazette deed
Merger: EsMar Consulting takes over EsMar
Company renamed from EsMar Consulting to EsMar · Appointment: (statutory director) · “Het inrichten en uitbaten van een verzekeringskantoor omvattende het verlenen van adviezen omtrent alle takken…” (deed in Dutch) · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EsMar Izegem | €416,428 | €10,498 | 79.3% | - |
| IMMO DEBLAERE - DECLERCK Waregem | €346,019 | €10,417 | 46.9% | - |
| ZAKENKANTOOR BILLIET-LAGROU Ypres | €388,114 | €14,753 | 98.3% | - |
| ESTIM Turnhout | €369,662 | €14,219 | 43.3% | - |
| EBASS Beauvechain | €444,248 | €11,070 | 93.7% | - |
| Uni Van Hypotheken Kortrijk | €363,058 | €5,641 | 93.5% | - |
| A & B Consult Antwerp | €311,389 | €16,168 | 86.2% | - |
These companies have the same main activity as EsMar: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €311,000 and €444,000, founded between 1982 and 1997.
Official details
Source: KBO- Status
- Active since 02-06-1987Normal situation
- Activity
- Insurance agents and brokersNACE 66220and 2 others
- Joint committee
- 307Insurance brokers and agencies · annual accounts 2025
- Establishment unit
- 2.029.475.3728870 Izegem, since 02-07-1987
- Financial year end
- 31 December
- Peppol
- Reachable since 05-02-2026
Annual accounts 2025
- €416,428▼ 8.8%
- Filing
- Filed on 22-05-2026, 70 days before the end of the filing period
Insights on EsMar
EsMar files the micro format. That format states no turnover. The gross margin fell from €98,023 in 2006 to €10,498 in 2025.
The balance sheet grew most from 2018 to 2019 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EsMar
- What is the company number of EsMar?
- The company number of EsMar is 0431.328.811. The VAT number is the same number with BE in front: BE 0431.328.811.
- Where is EsMar based?
- The registered office is at Kachtemsplein 2, 8870 Izegem.Company details
- What does EsMar do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of EsMar?
- EsMar is a private limited company (pre-2019) (BVBA).
- When was EsMar founded?
- EsMar was founded on 02-06-1987.
- Is EsMar still active?
- Yes, EsMar is an active enterprise in the KBO register.
- How many employees does EsMar have?
- EsMar had an average of 0.8 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
- Which joint committee does EsMar fall under?
- In its 2025 annual accounts, EsMar states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of EsMar?
- The turnover in financial year 2025 is ≈ €80,000. This figure is estimated from the gross margin of €10,498 and 6,298 comparable companies of the same size. It probably lies between €37,000 and €190,000. It is a rough estimate.
- Is EsMar profitable?
- In financial year 2025, EsMar made a loss of €34,243.
- Where can I find the annual accounts of EsMar?
- EsMar filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EsMar due?
- EsMar must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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