Eska
ActiveSummary
Eska has been active since 1961 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €474,888 and a net result of €6,325. Equity is growing by ~33.3% per year across the filed fiscal years. Its solvency ranks better than 46% of 15872 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability39▼-3
Solvency59▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 2.42 against 2.48 in 2023; short-term debt: 40.8% and cash: 0.2% of total assets), but 65.7% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
21 d early
2023
33 d early
2022
19 d early
2021
26 d early
2020
8 d early
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€474,888▲ 1.3%
2023 · €468,563
Total assets
€1.4m▲ 2.5%
2023 · €1.4m
Net result
€6,325▼ 73.5%
2023 · €23,874
Working capital
€804,372▲ 0.8%
2023 · €798,047
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€57,631▲ 755%€284,702▲ 394%€10,944▼ 96.2%€44,470▲ 306%€22,331▼ 49.8%
Net result€51,427above the sector's middle half▲ 6,989%€278,278above the sector's middle half▲ 441%€3,132within the sector's middle half▼ 98.9%€23,874within the sector's middle half▲ 662%€6,325within the sector's middle half▼ 73.5%
Equity€163,279above the sector's middle half▲ 46.0%€441,557above the sector's middle half▲ 170%€444,689above the sector's middle half▲ 0.7%€468,563above the sector's middle half▲ 5.4%€474,888above the sector's middle half▲ 1.3%
Total assets€986,931above the sector's middle half▲ 5.5%€1.3mabove the sector's middle half▲ 29.3%€1.3mabove the sector's middle half▲ 1.8%€1.4mabove the sector's middle half▲ 4.1%€1.4mabove the sector's middle half▲ 2.5%
Debt€823,652=€834,859▲ 1.4%€854,528▲ 2.4%€883,906▲ 3.4%€911,599▲ 3.1%
Working capital€492,763above the sector's middle half▲ 11.7%€771,041above the sector's middle half▲ 56.5%€774,173above the sector's middle half▲ 0.4%€798,047above the sector's middle half▲ 3.1%€804,372above the sector's middle half▲ 0.8%
Solvency16.5%within the sector's middle half▲ 4.6pp34.6%within the sector's middle half▲ 18.0pp34.2%within the sector's middle half▼ 0.4pp34.6%within the sector's middle half▲ 0.4pp34.3%within the sector's middle half▼ 0.4pp
Current ratio2.03within the sector's middle half▲ 0.112.58within the sector's middle half▲ 0.552.52within the sector's middle half▼ 0.052.48within the sector's middle half▼ 0.042.42within the sector's middle half▼ 0.06
Return on assets (ROA)5.2%within the sector's middle half▲ 5.1pp21.8%above the sector's middle half▲ 16.6pp0.2%within the sector's middle half▼ 21.6pp1.8%within the sector's middle half▲ 1.5pp0.5%within the sector's middle half▼ 1.3pp
Staff (FTE)0.3below the sector's middle half▼ 62.5%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 50% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.4m
Fixed assets
€16,916 =
Current assets
€1.4m ▲ 2.5%
Equity and liabilities €1.4m
Equity
€474,888 ▲ 1.3%
Debt
€911,599 ▲ 3.1%
Debt's share of the balance-sheet total rises from 65.4% to 65.7%. Equity and debt are higher.
Key figures and ratios
Quick ratio
0.01▼
2023 · 0.02
Debt to equity
1.92▲
2023 · 1.89
ROE
1.3%▼
2023 · 5.1%
Debt ≤ 1 year
€565,199▲
2023 · €537,506
Debt > 1 year
€320,000=
2023 · €320,000
Income taxes
€2,400▼
2023 · €8,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,733 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,733 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €301 | €1,170 | €309 | €318 | ▲ 2.9% |
| Gross operating margin9900 | €64,866 | €285,003 | €12,114 | €44,779 | €22,649 | ▼ 49.4% |
| Operating profit (loss)9901 | €57,631 | €284,702 | €10,944 | €44,470 | €22,331 | ▼ 49.8% |
| Recurring financial income75 | €1 | - | - | - | - | - |
| Financial charges65/66B | - | €6,424 | €6,612 | €12,596 | €13,606 | ▲ 8.0% |
| Recurring financial charges65 | €6,204 | €6,424 | €6,612 | €12,596 | €13,606 | ▲ 8.0% |
| Profit (loss) for the period before taxes9903 | €51,427 | €278,278 | €4,332 | €31,874 | €8,725 | ▼ 72.6% |
| Income taxes67/77 | - | - | €1,200 | €8,000 | €2,400 | ▼ 70.0% |
| Profit (loss) for the period9904 | €51,427 | €278,278 | €3,132 | €23,874 | €6,325 | ▼ 73.5% |
| Profit (loss) for the period to be appropriated9905 | €51,427 | €278,278 | €3,132 | €23,874 | €6,325 | ▼ 73.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €986,931 | €1.3m | €1.3m | €1.4m | €1.4m | ▲ 2.5% |
| Fixed assets21/28 | €16,916 | €16,916 | €16,916 | €16,916 | €16,916 | = |
| Financial fixed assets28 | €16,916 | €16,916 | €16,916 | €16,916 | €16,916 | = |
| Current assets29/58 | €970,015 | €1.3m | €1.3m | €1.3m | €1.4m | ▲ 2.5% |
| Stocks and contracts in progress3 | €961,148 | €1.2m | €1.3m | €1.3m | €1.4m | ▲ 3.0% |
| Stocks30/36 | - | €1.2m | €1.3m | €1.3m | €1.4m | ▲ 3.0% |
| Amounts receivable within one year40/41 | €3,939 | €3,684 | €3,910 | €1,002 | €194 | ▼ 80.6% |
| Trade receivables40 | - | €3,684 | €3,910 | €972 | - | - |
| Other amounts receivable41 | - | - | - | €30 | €194 | ▲ 538% |
| Cash at bank and in hand54/58 | €4,842 | €6,228 | €5,655 | €7,074 | €3,045 | ▼ 56.9% |
| Deferred charges and accrued income490/1 | - | - | €1,990 | €1,079 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €986,931 | €1.3m | €1.3m | €1.4m | €1.4m | ▲ 2.5% |
| Equity10/15 | €163,279 | €441,557 | €444,689 | €468,563 | €474,888 | ▲ 1.3% |
| Contributions10/11 | - | €318,600 | €318,600 | €318,600 | €318,600 | = |
| Reserves13 | €113,516 | €122,957 | €126,089 | €126,089 | €126,089 | = |
| Non-distributable reserves130/1 | - | €31,860 | €31,860 | €31,860 | €31,860 | = |
| Reserves not available under the articles1311 | - | €31,860 | €31,860 | €31,860 | €31,860 | = |
| Tax-exempt reserves132 | - | €3,400 | €3,400 | €3,400 | €3,400 | = |
| Distributable reserves133 | - | €87,697 | €90,829 | €90,829 | €90,829 | = |
| Profit (loss) carried forward14 | -€268,836 | - | - | €23,874 | €30,199 | ▲ 26.5% |
| Amounts payable17/49 | €823,652 | €834,859 | €854,528 | €883,906 | €911,599 | ▲ 3.1% |
| Amounts payable after more than one year17 | €320,000 | €320,000 | €320,000 | €320,000 | €320,000 | = |
| Other amounts payable178/9 | - | €320,000 | €320,000 | €320,000 | €320,000 | = |
| Amounts payable within one year42/48 | €477,252 | €488,459 | €508,128 | €537,506 | €565,199 | ▲ 5.2% |
| Trade debts44 | €5,872 | €5,262 | €5,442 | €6,260 | €5,749 | ▼ 8.2% |
| Suppliers440/4 | - | €5,262 | €5,442 | €6,260 | €5,749 | ▼ 8.2% |
| Taxes, remuneration and social security45 | - | €2,700 | €4,110 | €12,542 | €14,100 | ▲ 12.4% |
| Taxes450/3 | - | €2,700 | €4,110 | €12,542 | €14,100 | ▲ 12.4% |
| Other amounts payable47/48 | - | €480,497 | €498,576 | €518,705 | €545,350 | ▲ 5.1% |
| Accrued charges and deferred income492/3 | - | €26,400 | €26,400 | €26,400 | €26,400 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €51,427 | €278,278 | €3,132 | €23,874 | €6,325 | ▼ 73.5% |
| Operating cash flow (approximation) | €51,427 | €278,278 | €3,132 | €23,874 | €6,325 | ▼ 73.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €1,386 | -€573 | €1,419 | -€4,028 | ▼ 384% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €278,278 ▲441%
Operating result €284,702, net result €278,278, both a record.
31-12
Financial
Equity above €200,000Eq €441,557 ▲170%
4 profitable years in a row build equity to €441,557.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150,000Eq €163,279 ▲46%
3 profitable years in a row build equity to €163,279.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €725 ▼84.4%
Net result drops to €725, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
04-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1961
Ground area
347 m²
Building footprint
347 m²
Volume, LiDAR
3,631 m³
Parcel 11808H1182/00T015, Flanders · tallest building 20.4 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
GROUP K
since 19612.012.417.527
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1182/00T015 | Flanders | 347 m² | 1 · 347 m² | 20.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
J.P.S
BE 0461.159.378
Visé · Eq €461,081
DE VROEY JEWELS
BE 0860.335.461
Antwerpen · Eq €457,576
COFITAX IMMO
BE 0417.649.336
Charleroi · Eq €493,778
Y and P TRADE EUROPE
BE 0450.998.926
Brussel · Eq €453,657
B. TAYMANS
BE 0763.833.923
Antwerpen · Eq €511,027
Of 566 companies in sector 46480 we hold annual accounts for 356. 229 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded28-07-1961
Fiscal year end31-12
Activities, NACEBEL 2025
46480Wholesale trade
47770Retail sale of watches and jewellery
E-invoicing
Reachable via Peppol
Peppol ID
0208:0404298374
Also
9925:BE0404298374
Registered
23-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.