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ESILA

Active
Private limited companyfounded 2019active for 7 yearsWeststraat 51, 9220 Hamme (Vl.), BelgiumKBO/BCE: BE 0726.689.653
Summary

The computed 12-month bankruptcy probability of ESILA is 1.6% (moderate). The 2025 annual accounts show equity of €29,643 and a net result of €3,772. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 71% of 611 sector peers (NACE 53, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Postal and courier activities
NACE 53100
1 site
Size
≈ €110,000turnover 2025, estimated
Equity
€29,643
Profit
€3,772
Turnover estimated from the gross margin
Financial health
57 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Structure
2025 accounts filed 3 days late1 deed in the Belgian Official Gazette
Why 57raises riskSector: Postal and courier activities (NACE 53)Size: total assets €54,155Last filed accounts filed 3 days late; 1 of the last 3 latelowers riskLiquidity: current ratio 1.58, cash €18,092Show the evidence

Checked score

Score 2025
57 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 67% of its sector peers (NACE 53, micro)
Financial strength · tick = 2024
Strong
Solvency 80+14
equity 54.7% of total assets
Liquidity 70+13
short-term debt 45.3% · cash 33.4%
Profitability 77+14
return on assets 7.0%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.6% (912 companies, NACE 53, micro)
Last 24 months 11-2024: 2.7% 12-2024: 2.8%▲ +0.1 percentage points vs 11-2024 01-2025: 2.6%▼ -0.2 percentage points vs 12-2024 02-2025: 2.6%● unchanged vs 01-2025 03-2025: 2.6%● unchanged vs 02-2025 04-2025: 2.7%▲ +0.1 percentage points vs 03-2025 05-2025: 2.7%● unchanged vs 04-2025 06-2025: 2.7%● unchanged vs 05-2025 07-2025: 2.8%▲ +0.1 percentage points vs 06-2025 08-2025: 3.3%▲ +0.5 percentage points vs 07-2025 09-2025: 3.6%▲ +0.3 percentage points vs 08-2025 10-2025: 4.7%▲ +1.1 percentage points vs 09-2025highest value 11-2025: 3.1%▼ -1.6 percentage points vs 10-2025 12-2025: 3.1%● unchanged vs 11-2025 01-2026: 3.0%▼ -0.1 percentage points vs 12-2025 02-2026: 3.0%● unchanged vs 01-2026 03-2026: 3.0%● unchanged vs 02-2026 04-2026: 3.0%● unchanged vs 03-2026 05-2026: 3.0%● unchanged vs 04-2026 06-2026: 2.9%▼ -0.1 percentage points vs 05-2026 07-2026: 2.9%● unchanged vs 06-2026 08-2026: 4.0%▲ +1.1 percentage points vs 07-2026 09-2026: 1.6%▼ -2.4 percentage points vs 08-2026lowest value 10-2026: 1.6%● unchanged vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.58, compared with 1.06 in 2024, above the usual 1.5; short-term debt: 45.3% and cash: 33.4% of total assets), and 45.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, micro): better than 69% on solvency, 82% on liquidity, 59% on profitability and 57% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Sector: Postal and courier activities (NACE 53)
KBO
raises risk · Size: total assets €54,155
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.58, cash €18,092
NBB · annual accounts
raises risk · Last filed accounts filed 3 days late; 1 of the last 3 late
NBB · filings
raises risk · 2025 accounts filed 3 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
3 days late
2024
63 days late
2023
26 days early
2022
31 days late
2021
9 days late
2020
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 24 days after the deadline; the sector median (NACE 53) for financial year 2024 is 13 days after the deadline, and 56% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 August (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €3,772
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

2025 annual accounts filed late (3 days) Filed on 3 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00380478.

Turnover
≈ €110,000
Estimated: probably between €68,000 and €200,000
Total assets
€54,155▼ 15.0%
2024 · €63,725
Net result
€3,772
2024 · -€2,946
Working capital
€14,127▲ 619%
2024 · €1,965
Trend over the years

2021 to 2025, 5 financial years 2020 to 2025, 6 financial years

The operating result recovers in 2025; 2025 is over 4.3 times 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€9,567 2025 Net result€3,772 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 53, Postal and courier activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202020212022202320242025
Operating result€16,194-€16,645▲ 2.8%€7,932▼ 52.3%€17,249▲ 117%€2,212▼ 87.2%€9,567▲ 333%
Net result€9,998within the sector's middle half-€7,759within the sector's middle half▼ 22.4%-€1,044within the sector's middle half€7,105within the sector's middle half-€2,946below the sector's middle half€3,772within the sector's middle half
Equity€14,998within the sector's middle half-€22,757within the sector's middle half▲ 51.7%€21,713within the sector's middle half▼ 4.6%€21,713within the sector's middle half=€25,871within the sector's middle half▲ 19.2%€29,643within the sector's middle half▲ 14.6%
Total assets€109,236within the sector's middle half-€108,399within the sector's middle half▼ 0.8%€99,812within the sector's middle half▼ 7.9%€89,492within the sector's middle half▼ 10.3%€63,725within the sector's middle half▼ 28.8%€54,155within the sector's middle half▼ 15.0%
Debt€94,239-€85,642▼ 9.1%€78,100▼ 8.8%€67,779▼ 13.2%€37,854▼ 44.2%€24,512▼ 35.2%
Working capital-€9,303below the sector's middle half--€1,869within the sector's middle half▲ 79.9%€302within the sector's middle half-€4,185within the sector's middle half€1,965within the sector's middle half€14,127within the sector's middle half▲ 619%
Solvency13.7%within the sector's middle half-21.0%within the sector's middle half▲ 7.3pp21.8%within the sector's middle half▲ 0.8pp24.3%within the sector's middle half▲ 2.5pp40.6%within the sector's middle half▲ 16.3pp54.7%within the sector's middle half▲ 14.1pp
Current ratio0.78below the sector's middle half-0.96within the sector's middle half▲ 0.181.01within the sector's middle half▲ 0.050.92within the sector's middle half▼ 0.091.06within the sector's middle half▲ 0.141.58within the sector's middle half▲ 0.52
Return on assets (ROA)9.2%within the sector's middle half-7.2%within the sector's middle half▼ 2.0pp-1.0%within the sector's middle half▼ 8.2pp7.9%within the sector's middle half▲ 9.0pp-4.6%below the sector's middle half▼ 12.6pp7.0%within the sector's middle half▲ 11.6pp
above within below the middle half of NACE 53, Postal and courier activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54,155
Fixed assets €15,516 ▼ 41.4%
Current assets €38,639 ▲ 3.7%
Equity and liabilities €54,155
Equity €29,643 ▲ 14.6%
Debt €24,512 ▼ 35.2%
Debt's share of the balance-sheet total falls from 59.4% to 45.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€26,171▲
2024 · €22,076
Cash flow
€20,376▲
2024 · €16,918
Debt to equity
0.83▼
2024 · 1.46
ROE
12.7%▲
2024 · -11.4%
Interest coverage
30.76▲
2024 · 11.71
Debt ≤ 1 year
€24,512▼
2024 · €35,287
Income taxes
€4,945▲
2024 · €3,273
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,972 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
94.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,972 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€63,725€54,155▼
Fixed assets21/28€26,473€15,516▼
Tangible fixed assets22/27€26,348€15,391▼
Plant, machinery and equipment23€2,251€3,250▲
Furniture and vehicles24€11,520€12,140▲
Leasing and similar rights25€12,578-
Financial fixed assets28€125€125=
Current assets29/58€37,252€38,639▲
Amounts receivable within one year40/41€19,239€20,548▲
Trade receivables40€19,230€20,548▲
Other amounts receivable41€9-
Cash at bank and in hand54/58€18,012€18,092▲
Equity and liabilities
Total equity and liabilities10/49€63,725€54,155▼
Equity10/15€25,871€29,643▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€20,871€24,643▲
Amounts payable17/49€37,854€24,512▼
Amounts payable after more than one year17€2,567-
Financial debts170/4€2,567-
Amounts payable within one year42/48€35,287€24,512▼
Current portion of amounts payable after more than one year42€15,407€2,567▼
Trade debts44€3,470€3,580▲
Suppliers440/4€3,470€3,580▲
Advances received on contracts in progress46€4,490€4,490=
Taxes, remuneration and social security45€11,920€12,590▲
Taxes450/3€10,935€11,605▲
Remuneration and social security454/9€985€985=
Other amounts payable47/48-€1,284
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,865€16,604▼
Other operating charges640/8€2,602€2,119▼
Gross operating margin9900€24,678€28,291▲
Operating profit (loss)9901€2,212€9,567▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€1,885€851▼
Recurring financial charges65€1,885€851▼
Profit (loss) for the period before taxes9903€327€8,717▲
Income taxes67/77€3,273€4,945▲
Profit (loss) for the period9904-€2,946€3,772▲
Profit (loss) for the period to be appropriated9905-€2,946€3,772▲
Appropriation of the result
Profit (loss) to be appropriated9906€13,766€24,643▲
Profit (loss) brought forward from the previous period14P€16,713€20,871▲
Shareholders' contribution to the loss794€7,105-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,338€15,976€16,702€18,193€19,865€16,604▼ 16.4%
Other operating charges640/8-€2,086€1,644€2,030€2,602€2,119▼ 18.6%
Gross operating margin9900€21,476€34,706€26,278€37,472€24,678€28,291▲ 14.6%
Operating profit (loss)9901€16,194€16,645€7,932€17,249€2,212€9,567▲ 333%
Financial income75/76B-€0€48€355-€0-
Recurring financial income75-€0€48€355-€0-
Financial charges65/66B-€3,402€4,910€4,524€1,885€851▼ 54.9%
Recurring financial charges65€1,399€3,402€4,910€4,524€1,885€851▼ 54.9%
Profit (loss) for the period before taxes9903€14,795€13,242€3,070€13,081€327€8,717▲ 27×
Income taxes67/77€4,798€5,483€4,114€5,976€3,273€4,945▲ 51.1%
Profit (loss) for the period9904€9,998€7,759-€1,044€7,105-€2,946€3,772-
Profit (loss) for the period to be appropriated9905€9,998€7,759-€1,044€7,105-€2,946€3,772-
Line202020212022202320242025Change
Assets
Total assets20/58€109,236€108,399€99,812€89,492€63,725€54,155▼ 15.0%
Fixed assets21/28€76,011€63,567€46,865€43,872€26,473€15,516▼ 41.4%
Tangible fixed assets22/27€75,886€63,442€46,740€43,747€26,348€15,391▼ 41.6%
Plant, machinery and equipment23-€1,110€733€355€2,251€3,250▲ 44.4%
Furniture and vehicles24-€3,720€2,740€15,469€11,520€12,140▲ 5.4%
Leasing and similar rights25-€58,612€43,267€27,923€12,578--
Financial fixed assets28€125€125€125€125€125€125=
Current assets29/58€33,226€44,832€52,948€45,620€37,252€38,639▲ 3.7%
Amounts receivable within one year40/41€18,861€25,804€30,804€23,242€19,239€20,548▲ 6.8%
Trade receivables40-€25,804€30,804€18,762€19,230€20,548▲ 6.9%
Other amounts receivable41---€4,479€9--
Cash at bank and in hand54/58€14,364€19,028€22,144€22,378€18,012€18,092▲ 0.4%
Equity and liabilities
Total equity and liabilities10/49€109,236€108,399€99,812€89,492€63,725€54,155▼ 15.0%
Equity10/15€14,998€22,757€21,713€21,713€25,871€29,643▲ 14.6%
Contributions10/11-€5,000€5,000€5,000€5,000€5,000=
Profit (loss) carried forward14€9,998€17,757€16,713€16,713€20,871€24,643▲ 18.1%
Amounts payable17/49€94,239€85,642€78,100€67,779€37,854€24,512▼ 35.2%
Amounts payable after more than one year17€51,710€38,941€25,454€17,974€2,567--
Financial debts170/4-€38,941€25,454€17,974€2,567--
Amounts payable within one year42/48€42,529€46,701€52,646€49,805€35,287€24,512▼ 30.5%
Current portion of amounts payable after more than one year42-€12,769€13,487€18,201€15,407€2,567▼ 83.3%
Trade debts44€2,208€6,117€8,300€7,313€3,470€3,580▲ 3.2%
Suppliers440/4-€6,117€8,300€7,313€3,470€3,580▲ 3.2%
Advances received on contracts in progress46-€19,026€19,026€4,490€4,490€4,490=
Taxes, remuneration and social security45-€8,790€11,833€12,695€11,920€12,590▲ 5.6%
Taxes450/3-€8,344€11,618€12,480€10,935€11,605▲ 6.1%
Remuneration and social security454/9-€446€215€215€985€985=
Other amounts payable47/48---€7,105-€1,284-
Line202020212022202320242025Change
Profit (loss) for the period9904€9,998€7,759-€1,044€7,105-€2,946€3,772-
+ Depreciation and write-downs630€3,338€15,976€16,702€18,193€19,865€16,604▼ 16.4%
Operating cash flow (approximation)€13,336€23,735€15,658€25,298€16,918€20,376▲ 20.4%
Investment in fixed assets (approximation)--€3,532€0-€15,200-€2,466-€5,646▼ 129%
Change in cash-€4,664€3,116€234-€4,366€79-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (6)
Financial year Type Filed Reference
31-12-2025 micro format 03-08-2026 2026-00380478
31-12-2024 micro format 02-10-2025 2025-00533736
31-12-2023 micro format 05-07-2024 2024-00217270
31-12-2022 micro format 31-08-2023 2023-00412190
31-12-2021 micro format 09-08-2022 2022-20283274
31-12-2020 micro format 30-09-2021 2021-69700266

Similar companies · same sector, comparable size

Of the 411 active companies whose main activity is postal and courier activities (NACE 53100), figures are known for 129. 109 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 13 May 2019, ESILA was incorporated as a private limited company.1 Total assets went from €109,236 in 2020 to €54,155 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2020 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
03-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 3 days late
2025
31-12
Financial Back to profitnet €3,772
Net result €3,772 after one loss-making year.
02-10
NBB filing Annual accounts filed
financial year 2024 · micro format · 63 days late
2024
31-12
Financial Weakest financial yearnet -€2,946
Net result drops to -€2,946, the lowest in the series; recovery starts the following year.
05-07
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
31-12
Financial Back to profitnet €7,105
Net result €7,105 after one loss-making year.
31-08
NBB filing Annual accounts filed
financial year 2022 · micro format · 31 days late
2022
09-08
NBB filing Annual accounts filed
financial year 2021 · micro format · 9 days late
2021
30-09
NBB filing Annual accounts filed
financial year 2020 · micro format · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded13-05-2019
Financial year end31-12
Activities, NACEBEL 2025
53100Postal and courier activities
49410Freight transport by road
49420Removal services
52250Logistics services
53200Other postal and courier activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0726689653
Also 9925:BE0726689653
Registered 19-09-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2019
registered office establishment The establishment unit on the map
Ground area
98 m²
Building footprint
72 m²
Building volume
431 m³
Parcel 42008A2110/00Y002, Flanders · tallest building 9.6 m. Linked by address, not a title deed.
1 establishment unit
ESILA
Weststraat 51, 9220 Hamme (Vl.)Freight transport by road
since 2019unit no. 2.289.485.753
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
42008A2110/00Y002 Flanders 98 m² 1 · 72 m² 9.6 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.