Esdimmo
ActiveSummary
Esdimmo has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157,708 and a net result of -€11,458. Equity has been growing by about 15% per year since 2019. Its solvency ranks better than 44% of 11,261 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 24-09-2012 Normal situation
- Activity
- Real estate agency activities NACE 68310and 5 others
- Establishment unit
- 2.314.212.538 3078 Kortenberg, since 24-09-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 06-05-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €3,857
- ▼ 94.0%
- Turnover
- ≈ €14,000
- estimated
- Loss
- €11,458
- Equity
- €157,708
- ▼ 6.8%
- Total assets
- €641,332
- ▼ 3.0%
- 2025 accounts filed 28 days after the deadline
Score breakdownraises riskLoss of €11,458 (financial year 2025)lowers riskSize: total assets €641,332Liquidity: current ratio 9.35, cash €194,863Figures for financial year 2025 (filed on 01-09-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 44% of them on solvency, 90% on liquidity, 48% on profitability and 32% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 32 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
2025 annual accounts filed 28 days after the deadline Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00478754.
Annual accounts 2025 filed on 28-08-2026 at the NBB all 12 filings
Every figure per financial year
The operating result for 2025 is a loss of €11,210, after a profit of €47,291 in 2024. It is the lowest result since 2021.
The turnover shown is an estimate from the gross margin.
Investments
| Item | 31-03-2021 | 31-03-2022 | 31-03-2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €5,083 | €3,045 | €0 | - | - |
| Intangible fixed assets | - | - | €0 | - | - |
| Depreciation and write-downs of the year | €12,593 | €12,872 | €12,391 | €12,516 | €12,516 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,247 | €12,329 | €12,593 | €12,872 | €12,391 | €12,516 | €12,516 | = |
| Other operating charges640/8 | - | - | €2,949 | €1,850 | €2,131 | €4,758 | €2,551 | ▼ 46.4% |
| Gross operating margin9900 | €67,968 | €56,756 | €70,404 | €35,236 | €110,816 | €64,565 | €3,857 | ▼ 94.0% |
| Operating profit (loss)9901 | €55,199 | €42,574 | €54,862 | €20,514 | €96,294 | €47,291 | -€11,210 | - |
| Recurring financial income75 | €315 | €6 | - | - | - | - | - | - |
| Financial charges65/66B | - | - | €32,594 | €32,722 | €32,706 | €551 | €248 | ▼ 55.0% |
| Recurring financial charges65 | €32,700 | €32,738 | €32,594 | €32,722 | €32,706 | €551 | €248 | ▼ 55.0% |
| Profit (loss) for the period before taxes9903 | €22,814 | €9,842 | €22,268 | -€12,208 | €63,588 | €46,740 | -€11,458 | - |
| Income taxes67/77 | €222 | €1 | €4,709 | - | €20,164 | €16,484 | - | - |
| Profit (loss) for the period9904 | €22,592 | €9,841 | €17,559 | -€12,208 | €43,424 | €30,256 | -€11,458 | - |
| Profit (loss) for the period to be appropriated9905 | €22,592 | €9,841 | €17,559 | -€12,208 | €43,424 | €30,256 | -€11,458 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €572,700 | €595,391 | €633,457 | €611,328 | €680,403 | €661,196 | €641,332 | ▼ 3.0% |
| Fixed assets21/28 | €358,914 | €346,758 | €339,248 | €329,421 | €317,030 | €304,514 | €291,998 | ▼ 4.1% |
| Tangible fixed assets22/27 | €358,914 | €346,758 | €339,248 | €329,421 | €317,030 | €304,514 | €291,998 | ▼ 4.1% |
| Land and buildings22 | - | - | €331,978 | €321,141 | €310,303 | €299,466 | €288,628 | ▼ 3.6% |
| Plant, machinery and equipment23 | - | - | €6,970 | €7,980 | €6,427 | €4,748 | €3,070 | ▼ 35.3% |
| Other tangible fixed assets26 | - | - | €300 | €300 | €300 | €300 | €300 | = |
| Current assets29/58 | €213,786 | €248,633 | €294,209 | €281,907 | €363,373 | €356,682 | €349,334 | ▼ 2.1% |
| Amounts receivable within one year40/41 | €19,033 | €51,476 | €71,259 | €41,105 | €154,585 | €131,092 | €154,471 | ▲ 17.8% |
| Trade receivables40 | - | - | €57,452 | €27,317 | €51,191 | €21,043 | €26,226 | ▲ 24.6% |
| Other amounts receivable41 | - | - | €13,807 | €13,788 | €103,394 | €110,049 | €128,245 | ▲ 16.5% |
| Cash at bank and in hand54/58 | €194,753 | €197,157 | €222,950 | €110,802 | €208,788 | €225,590 | €194,863 | ▼ 13.6% |
| Deferred charges and accrued income490/1 | - | - | - | €130,000 | - | - | - | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €572,700 | €595,391 | €633,457 | €611,328 | €680,403 | €661,196 | €641,332 | ▼ 3.0% |
| Equity10/15 | €80,259 | €90,100 | €107,659 | €95,451 | €138,875 | €169,131 | €157,708 | ▼ 6.8% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Capital10 | - | - | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Issued capital100 | - | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | - | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €44,860 | €72,360 | €72,360 | = |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | - | €43,000 | €70,500 | €70,500 | = |
| Profit (loss) carried forward14 | €65,999 | €75,840 | €93,399 | €81,191 | €81,615 | €84,371 | €72,948 | ▼ 13.5% |
| Provisions and deferred taxes16 | €459,347 | €456,280 | €456,280 | €446,280 | €446,280 | €446,280 | €446,280 | = |
| Provisions for liabilities and charges160/5 | - | - | €456,280 | €446,280 | €446,280 | €446,280 | €446,280 | = |
| Major repairs and maintenance162 | - | - | €20,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Environmental obligations163 | - | - | €436,280 | €436,280 | €436,280 | €436,280 | €436,280 | = |
| Amounts payable17/49 | €33,094 | €49,011 | €69,518 | €69,597 | €95,248 | €45,785 | €37,344 | ▼ 18.4% |
| Amounts payable within one year42/48 | €33,094 | €49,011 | €69,518 | €69,597 | €95,248 | €45,785 | €37,344 | ▼ 18.4% |
| Trade debts44 | €1,945 | €6,389 | €6,620 | €3,893 | €6,964 | €1,661 | - | - |
| Suppliers440/4 | - | - | €6,620 | €3,893 | €6,964 | €1,661 | - | - |
| Taxes, remuneration and social security45 | - | - | €13,869 | €1,988 | €44,050 | €15,390 | €7,015 | ▼ 54.4% |
| Taxes450/3 | - | - | €13,869 | €1,988 | €44,050 | €15,390 | €7,015 | ▼ 54.4% |
| Other amounts payable47/48 | - | - | €49,029 | €63,716 | €44,234 | €28,734 | €30,329 | ▲ 5.6% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,592 | €9,841 | €17,559 | -€12,208 | €43,424 | €30,256 | -€11,458 | - |
| + Depreciation and write-downs630 | €12,247 | €12,329 | €12,593 | €12,872 | €12,391 | €12,516 | €12,516 | = |
| Operating cash flow (approximation) | €34,839 | €22,170 | €30,152 | €664 | €55,815 | €42,772 | €1,058 | ▼ 97.5% |
| Investment in fixed assets (approximation) | - | -€173 | -€5,083 | -€3,045 | €0 | €0 | €0 | - |
| Change in cash | - | €2,404 | €25,793 | -€112,148 | €97,986 | €16,802 | -€30,727 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,423 companies had the same profile as Esdimmo has now. Two years later, 96.5% were still going and 1.0% had gone bankrupt.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a small loss
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Esdimmo itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,423 companies, not a prediction for Esdimmo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 12 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 28-08-2026 | 2026-00478754 | |
| 31-12-2024 | micro format | 25-08-2025 | 2025-00449855 | |
| 31-03-2023 | micro format | 30-10-2023 | 2023-00506139 | |
| 31-03-2022 | micro format | 03-11-2022 | 2022-20483103 | |
| 31-03-2021 | micro format | 09-05-2022 | 2022-20022666 | |
| 31-03-2020 | abbreviated format | 30-09-2020 | 2020-58500415 | |
| 31-03-2019 | full format | 08-11-2019 | 2019-73400489 | |
| 31-03-2018 | full format | 31-12-2018 | 2018-75900269 | |
| 31-03-2017 | full format | 29-11-2017 | 2017-70700041 | |
| 31-03-2016 | full format | 29-11-2016 | 2016-68500347 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 24-08-2023 Converted to unavailable equity
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| DELAUNOY Estelle |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Algemene kosten los van representatie- reis- en verplaatsingskosten, algemene vergadering beslist al dan niet ten kosteloze titel”
Articles of association, deed of 24-08-2023 (in Dutch)
Network & group
Esdimmo shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of Esdimmo. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
24-08
Gazette deed
Company renamed from ADVOCATENKANTOOR DELAUNOY to EsdimmoResignation: DELAUNOY Estelle (director) · Appointment: DELAUNOY Estelle (director) · Amendment of the articles13 points ▸
- General meeting, 22-08-2023
- Amendment of the articles, mentioned 2 times in the deed
- Director resignation, DELAUNOY Estelle (director)
- Director appointment, DELAUNOY Estelle (director (not named in the articles))
- Director discharge, DELAUNOY Estelle
- Capital conversion, “beschikbaar voor uitkering, DERDE BESLUIT” (deed in Dutch)
- Asset distribution, 6200, “vrijstelling van volstorting eigen vermogensrekening niet-opgevraagde inbrengen” (deed in Dutch)
- Name change, Esdimmo
- Other provision, “verslag bestuursorgaan over voorgestelde voorwerpwijziging, lezing en onderzoek bijzonder verslag met omstandige verantwoording” (deed in Dutch)
- Purpose change
- Capital, mentioned 2 times in the deed
- Registered office clause, “3078 Everberg,Rode Poort 3” (deed in Dutch)
- The act holds 1 more point.
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0848.917.868
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24026B0058/00M003 | Flanders | 571 m² | 1 · 133 m² | 9.4 m · 2 |