Equity
€12,817 ▲ 9.8%
ESC-TECH has made a profit in every financial year since 2022.
ESC-TECH
Overview
Lifetime
4 annual accounts with figures on one time axispeak €19,762 (2024)
€17,212▼ 12.9%
peak €4,291 (2024)
€1,142▼ 73.4%
peak €12,817 (2025)
€12,817▲ 9.8%
€39,538▼ 43.0%
Board1 name since 2022
1 directorLEJEUNE Els
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Gross margin from €19,762 to €17,212Result from €4,291 to €1,142Debts from €69,384 to €39,538Cash from €29,987 to €15,239
Key points
from the 2025 annual accountsChecked score
68
Healthy
Financially stronger than 50% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.7%highest value
01-2025: 2.6%▼ -0.1 percentage points vs 12-2024
02-2025: 2.5%▼ -0.1 percentage points vs 01-2025
03-2025: 2.5%● unchanged vs 02-2025
04-2025: 2.4%▼ -0.1 percentage points vs 03-2025
05-2025: 2.4%● unchanged vs 04-2025
06-2025: 2.4%● unchanged vs 05-2025
07-2025: 1.3%▼ -1.1 percentage points vs 06-2025
08-2025: 1.3%● unchanged vs 07-2025
09-2025: 1.3%● unchanged vs 08-2025
10-2025: 1.4%▲ +0.1 percentage points vs 09-2025
11-2025: 1.4%● unchanged vs 10-2025
12-2025: 1.4%● unchanged vs 11-2025
01-2026: 1.3%▼ -0.1 percentage points vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.1%▼ -0.2 percentage points vs 02-2026
04-2026: 1.1%● unchanged vs 03-2026
05-2026: 1.2%▲ +0.1 percentage points vs 04-2026
06-2026: 1.2%● unchanged vs 05-2026
07-2026: 1.2%● unchanged vs 06-2026
08-2026: 0.9%▼ -0.3 percentage points vs 07-2026lowest value
09-2026: 0.9%● unchanged vs 08-2026lowest value
10-2026: 0.9%● unchanged vs 09-2026
11-2026: 0.9%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2022
Size: total assets €52,356
lowers risk
Liquidity: current ratio 0.66, cash €15,239
Figures for financial year 2025 (filed on 24-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 40% of them on solvency, 44% on liquidity, 54% on profitability and 60% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,542 companies had the same profile as ESC-TECH has now. Each dot stands for 7 companies, two years later.
95.0%
were still trading
1.2%
stopped another way
3.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ESC-TECH itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,542 companies, not a prediction for ESC-TECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.66 (0.59 in 2024), below 1. Short-term debt is 75.5% and cash 29.1% of total assets. 75.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
7 days early
2024
44 days early
2023
4 days early
2022
5 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 15 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0788464795
Incorporation
Founder: LEJEUNE Els · 100 shares · Appointment: LEJEUNE Els (director) · published on 13-07-2022 · Gazette deed
First establishment
ECS, Vuntestraat 54, Kluisbergen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ESC-TECH Kluisbergen | €52,356 | €17,212 | 24.5% | - |
| Dora Gasia Ghent | €55,760 | €24,256 | 2.4% | - |
| ECOSTARE Ninove | €50,549 | €20,489 | 34.6% | - |
| JCJL Kinrooi | €49,423 | €12,712 | 10.2% | - |
| AGNC Waregem | €45,314 | €20,293 | 68.5% | - |
| Raphaella Deuringer Waterloo | €53,087 | €17,693 | 4.3% | - |
| JCC-SPIRIT Waterloo | €42,359 | €18,828 | -115.0% | - |
These companies have the same main activity as ESC-TECH: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €42,400 and €55,800, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 11-07-2022Normal situation
- Activity
- Other non-specialised retail saleNACE 47120
- Establishment unit
- 2.334.909.1709690 Kluisbergen, since 11-07-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2023
Annual accounts 2025
- €17,212▼ 12.9%
- €1,142▼ 73.4%
- €12,817▲ 9.8%
- €52,356▼ 35.4%
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on ESC-TECH
ESC-TECH files the micro format. That format states no turnover. The gross margin rose from €6,698 in 2022 to €17,212 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 24-07-2026, 7 days before the deadline€17,212
▼ 12.9%
€1,558
▼ 69.8%
€1,142
▼ 73.4%
-€13,272
▲ €15,023
24.5%
▲ 10.1 percentage points
0.66
▲ 0.07
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €190,000. Estimated: probably between €89,000 and €390,000.
Balance sheet
balance sheet total €52,356 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
24.5%
Higher than 42% of 22,924 companies in 2025.
0.66
Higher than 18% of 22,052 companies in 2025.
2.2%
Higher than 44% of 22,202 companies in 2025.
ESC-TECH
Middle half of the sector
80% of the sector
Micro accounts in retail trade (NACE 47)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
52,356 | 81,059 | 72,625 | 80,784 | |
21/28 |
26,089 | 39,970 | 53,852 | 67,733 | |
21 |
1 | 1 | 1 | 1 | |
22/27 |
26,089 | 39,970 | 53,851 | 67,732 | |
24 |
26,089 | 39,970 | 53,851 | 67,732 | |
29/58 |
26,266 | 41,089 | 18,773 | 13,051 | |
3 |
10,750 | 11,102 | 11,508 | - | |
30/36 |
10,750 | 11,102 | 11,508 | - | |
40/41 |
277 | - | 3,656 | 3,840 | |
40 |
277 | - | 3,656 | - | |
41 |
- | - | - | 3,840 | |
54/58 |
15,239 | 29,987 | 3,609 | 9,211 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
52,356 | 81,059 | 72,625 | 80,784 | |
10/15 |
12,817 | 11,675 | 7,384 | 4,189 | |
10/11 |
1,000 | 1,000 | 1,000 | 1,000 | |
13 |
11,817 | 10,675 | 6,384 | 3,189 | |
133 |
11,817 | 10,675 | 6,384 | 3,189 | |
17/49 |
39,538 | 69,384 | 65,241 | 76,594 | |
42/48 |
39,538 | 69,384 | 65,241 | 76,594 | |
44 |
2,023 | 205 | 6,924 | 1 | |
440/4 |
2,023 | 205 | 6,924 | 1 | |
45 |
6,514 | 16,177 | 2,815 | 2,368 | |
450/3 |
4,514 | 4,177 | 2,815 | 2,368 | |
454/9 |
2,000 | 12,000 | - | - | |
47/48 |
31,002 | 53,002 | 55,502 | 74,225 | |
| Income statement | |||||
9900 |
17,212 | 19,762 | 18,281 | 6,698 | |
630 |
13,881 | 13,881 | 13,881 | 2,757 | |
640/8 |
1,774 | 730 | 610 | - | |
9901 |
1,558 | 5,152 | 3,790 | 3,941 | |
75/76B |
57 | 463 | 574 | 151 | |
75 |
57 | 463 | 574 | 151 | |
65/66B |
54 | 54 | 54 | 35 | |
65 |
54 | 54 | 54 | 35 | |
9903 |
1,560 | 5,560 | 4,310 | 4,057 | |
67/77 |
418 | 1,269 | 1,115 | 868 | |
9904 |
1,142 | 4,291 | 3,195 | 3,189 | |
9905 |
1,142 | 4,291 | 3,195 | 3,189 | |
| Appropriation of the result | |||||
9906 |
1,142 | 4,291 | 3,195 | 3,189 | |
691/2 |
1,142 | 4,291 | 3,195 | 3,189 | |
6921 |
1,142 | 4,291 | 3,195 | 3,189 | |
| Document | |||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 15,439 | 19,033 | 17,671 | 6,698 | ||
| 15,023 | 18,172 | 17,076 | 5,946 | ||
| 0 | 0 | 0 | 69,406 | ||
| -14,748 | 26,377 | -5,601 | - | ||
| -13,272 | -28,295 | -46,467 | -63,543 | ||
| 24.5% | 14.4% | 10.2% | 5.2% | ||
| 0.66 | 0.59 | 0.29 | 0.17 | ||
| 0.39 | 0.43 | 0.11 | 0.17 | ||
| 3.08 | 5.94 | 8.83 | 18.28 | ||
| 8.9% | 36.8% | 43.3% | 76.1% | ||
| 2.2% | 5.3% | 4.4% | 3.9% | ||
| over 100 | over 100 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | - | - | - | €69,405 |
| Intangible fixed assets | - | - | - | €1 |
| €13,881 | €13,881 | €13,881 | €2,757 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on ESC-TECH
The operating result for 2025 is 70% lower than in 2024 and the lowest since 2022.
Debt's share of the balance-sheet total falls from 85.6% to 75.5%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 06-07-2022
term without a fixed end
listed in the 2024 annual accounts, filed on 17-06-2025
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 13-07-2022
Mandates through the years
1 name, the dashed line is todayLEJEUNE Els
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- LEJEUNE Els
- Director (not named in the articles), from 06-07-2022 to date
Control
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €128 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 13-07-2022 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Één of meer bestuurders, natuurlijke personen of rechtspersonen, al dan niet aandeelhouder, algemene vergadering die bestuurder(s) benoemt…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Saturday of June at 10:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 13-07-2022 ↗
- LEJEUNE Els 100 shares (100%) · €1,000
Network & group
No group
ESC-TECH has no parent and no holdings in its annual accounts. LEJEUNE Els is the only director. ESC-TECH shares no director with another company.
At the same address
Vuntestraat 54, 9690 Kluisbergen · 1 other company| Libbrecht, Vincent (sole trader)
establishment since 01-07-2013 |
founded in 2013 0861.848.364 |
Timeline
Timeline
9 events since 2022Filings
Financial
Establishments
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 7 days before the deadline
2025
Weakest financial year net €1,142 ▼73.4% The net result drops to €1,142, the lowest from 2022 to 2025.
Annual accounts 2024 filed PDFmicro format · 44 days before the deadline
2024
Highest result from 2022 to 2025 net €4,291 ▲34.3% The operating result of €5,152 and the net result of €4,291 are both a record.
Annual accounts 2023 filed PDFmicro format · 4 days before the deadline
2023
Registered in the Peppol Directory Reachable for e-invoices through 0208:0788464795
Annual accounts 2022 filed PDFmicro format · 5 days before the deadline
2022
IncorporationFounder: LEJEUNE Els · 100 shares · Appointment: LEJEUNE Els (director) · published on 13-07-20225 points ▸
- Founder, LEJEUNE Els
- 100 shares
- Registered office clause, Vuntestraat 54, 9690 Kluisbergen (voorheen Ruien)
- Board rule, 1
- Director appointment, LEJEUNE Els (director (not named in the articles))
- The deed holds 5 more points.
First establishment ECS, Vuntestraat 54, Kluisbergen
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 11 July 2022, ESC-TECH was incorporated as a private limited company by one natural person.12 LEJEUNE Els has served as director since 2022.3 Total assets went from €80,784 in 2022 to €52,356 in 2025.4
Company details
Identity
- Enterprise number
- 0788.464.795
- VAT number
- BE 0788.464.795
- Peppol ID
- 0208:0788464795
- Other Peppol ID
- 9925:BE0788464795
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 11-07-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Saturday of June at 10:00deed of 13-07-2022 (in Dutch)
- Peppol
- Reachable since 31-10-2023Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- ESC-TECH in Dutch
- Name in the Peppol Directory
- POOL-SUPPLY-COMPANY
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 13-07-2022 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 13-07-2022 (in Dutch)
Activities
NACEBEL 202547120
Other non-specialised retail sale main activity
Codes under NACEBEL 2008
47910
Retail trade main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De verkoop en de levering van toebehoren voor particuliere en openbare zwembaden; De verkoop van poolhouses en tuinhuisconstructies; De…”deed of 13-07-2022 (in Dutch)
18 activities
- De verkoop en de levering van toebehoren voor particuliere en openbare zwembaden.
- De verkoop van poolhouses en tuinhuisconstructies.
- De verkoop van tuinmeubilair.
- De verkoop van vijverbenodigdheden.
- Het verhandelen van zwembadtoebehoren en verwarming. De vennootschap zal zich in de eerste plaats richten op de verkoop via het internet. Dit zowel in kleinhandel, groothandel als in combinatie van beiden.
- De groot- en kleinhandel gespecialiseerd in de verkoop van onderdelen en accessoires van zwembaden.
- De groot- en kleinhandel in onderhouds- en reinigingsproducten voor zwembaden.
- De groot- en kleinhandel in installaties voor waterbehandeling, whirlpools, jacuzzi’s en bijhorende accessoires.
- De tussenpersoon in de handel.
- Onderneming voor het ontwerpen, aanleggen en onderhouden van de zwembadomgeving.
- Onderneming in de aankoop en verkoop, groot- en kleinhandel van alle toebehoren en aanverwante producten met betrekking tot zwembadactiviteiten (onder andere robots, afdekzeilen, onderhoudsproducten, waterverzachters).
- Het vervaardigen, groot- en kleinhandel, import, export, plaatsen en laten plaatsen van zowel elektrische als niet-elektrische panelen voor het opvangen van zonne-energie, alsook alle dakwerkzaamheden en loodgieterswerk die ermee gepaard gaan om deze te installeren, aan te sluiten, inclusief onderhoud en herstelling ervan.
- Onderneming voor het aanbrengen in gebouwen en andere bouwwerken van thermisch isolatiemateriaal, isolatiemateriaal tegen geluid en trillingen, isolatiewerkzaamheden aan verwarmingsleidingen en leidingen van koelsystemen.
- Het uitvoeren van consulting activiteiten.
- Het verlenen van diensten en adviezen van economische aard in de meest ruime betekenis van het woord, waaronder onder andere advies inzake algemeen management, marketing, financieel beleid, administratief beleid, commercieel beleid, personeelsbeleid, techno-consult, assistentie op het gebied van engineering en alles wat daarmee rechtstreeks of onrechtstreeks verband houdt. Dit zowel in eigen beheer als in deelname met derden.
- Het beheer, de instandhouding en valorisatie van een roerend patrimonium voor eigen rekening.
- Het beheer, de instandhouding en valorisatie van een onroerend patrimonium, met inbegrip van het onderhoud, de verbouwing en bebouwing ervan. Dit omvat ondermeer de aankoop en verkoop, het bouwen, oprichten, uitrusten, ombouwen en verhuren, met het oog op beheer en opbrengst en dit voor eigen rekening.
- De vennootschap kan zich borg stellen of zekerheden verlenen voor schulden of verbintenissen van derden.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| ECS registered office Vuntestraat 54, 9690 Kluisbergen | 11-07-2022 | 2.334.909.170 |
Buildings and parcels at the address
- Ground area
- 1,948 m²
- Buildings
- 252 m²
- Volume, LiDAR
- 1,649 m³
- Tallest building
- 9.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 45043B0453/00Y000 | 1,948 m² | 1 · 252 m² | 9.3 m · 2 |