ESBEE
ActiveESBEE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €329k and a net result of €12k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 83% of 2832 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-9
Solvency100▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 5.52 against 3.93 in 2023; short-term debt: 14% and cash: 27.3% of total assets), and 20.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
6 d early
2021
31 d late
2020
60 d late
2019
29 d early
2018
58 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€329k▲ 3.9%
2023 · €317k
2018: €193k
2019: €209k
2020: €212k
2021: €243k
2023: €317k
2018 → 2024
Total assets
€415k▼ 4.1%
2023 · €433k
2018: €470k
2019: €382k
2020: €373k
2021: €395k
2023: €433k
2018 → 2024
Net result
€12k▼ 70.2%
2023 · €42k
2018: €28k
2019: €15k
2020: €3k
2021: €31k
2023: €42k
2018 → 2024
Working capital
€263k▲ 21.2%
2023 · €217k
2018: €94k
2019: €214k
2020: €170k
2021: €164k
2023: €217k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120232024Trend
Equity€209k-€212k▲ 1.5%€243k▲ 14.8%€317k▲ 30.2%€329k▲ 3.9%
Operating result€23k-€11k▼ 50.6%€50k▲ 336%€61k▲ 22.3%€20k▼ 66.5%
Net result€15k-€3k▼ 79.4%€31k▲ 895%€42k▲ 32.7%€12k▼ 70.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 67% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €415k
Fixed assets
€94k▼ 33.6%
Current assets
€321k▲ 10.3%
Equity and liabilities €415k
Equity
€329k▲ 3.9%
Debt
€86k▼ 25.9%
The debt ratio falls from 26.8% to 20.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▼
2023 · €80k
Cash flow
€26k▼
2023 · €61k
Solvency
79.3%▲
2023 · 73.2%
Current ratio
5.52▲
2023 · 3.93
Quick ratio
4.08▲
2023 · 2.73
Debt / equity
0.26▼
2023 · 0.37
ROE
3.8%▼
2023 · 13.1%
ROA
3.0%▼
2023 · 9.6%
Interest coverage
13.03▼
2023 · 24.09
Debt
€86k▼
2023 · €116k
Debt ≤ 1 year
€58k▼
2023 · €74k
Debt > 1 year
€28k▼
2023 · €42k
Income taxes
€5k▼
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€433k€415k▼
Fixed assets21/28€142k€94k▼
Tangible fixed assets22/27€142k€94k▼
Land and buildings22€20k€15k▼
Plant, machinery and equipment23€24k€18k▼
Furniture and vehicles24€69k€32k▼
Other tangible fixed assets26€29k€29k=
Current assets29/58€291k€321k▲
Amounts receivable after more than one year29€10k€10k=
Trade receivables290€10k€10k=
Stocks and contracts in progress3€88k€84k▼
Stocks30/36€72k€84k▲
Contracts in progress37€17k-
Amounts receivable within one year40/41€20k€20k▲
Trade receivables40€20k€12k▼
Other amounts receivable41-€7k
Current investments50/53€91k€91k=
Cash at bank and in hand54/58€80k€113k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€433k€415k▼
Equity10/15€317k€329k▲
Contributions10/11€13k€13k=
Reserves13€202k€214k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€200k€212k▲
Profit (loss) carried forward14€102k€102k=
Amounts payable17/49€116k€86k▼
Amounts payable after more than one year17€42k€28k▼
Financial debts170/4€42k€28k▼
Amounts payable within one year42/48€74k€58k▼
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€21k€19k▼
Taxes450/3€14k€13k▼
Remuneration and social security454/9€7k€7k▲
Other amounts payable47/48€37k€22k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€14k▼
Other operating charges640/8€2k€644▼
Non-recurring operating charges66A€6k€23k▲
Gross operating margin9900€88k€58k▼
Operating profit (loss)9901€61k€20k▼
Financial income75/76B€43-
Recurring financial income75€43-
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€58k€18k▼
Income taxes67/77€16k€5k▼
Profit (loss) for the period9904€42k€12k▼
Profit (loss) for the period to be appropriated9905€42k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€143k€114k▼
Profit (loss) brought forward from the previous period14P€102k€102k=
Transfer to equity691/2€42k€12k▼
To other reserves6921€42k€12k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €42k ▲32.7%
Operating result €61k, net result €42k, both a record.
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial
Weakest financial yearnet €3k ▼79.4%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 3.86
Current ratio from 1.62 to 3.86; short-term debt falls from €152k to €75k.
31-12
Financial
Equity above €200kEq €209k ▲7.9%
2 profitable years in a row build equity to €209k.
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-08
State Gazette act
Board meeting · Director appointment
Permanent representative
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
2015
18-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 18 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 2 establishment units since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Houwaartstraat(LIN) 843210 LubbeekGround area
6,573 m²
Building footprint
270 m²
Volume, LiDAR
1,558 m³
2 parcels, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Houwaartstraat(LIN) 84, 3210 Lubbeek
since 20032.126.520.310
GRAEVENBERGER
since 20192.287.282.566
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24063B0224/00M004 | Flanders | 4,184 m² | 1 · 156 m² | 10.0 m · 3 fl. |
| 24056A0032/00D000 | Flanders | 2,389 m² | 1 · 113 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyESBEEBE 0479.439.425
controls
Where this company holds controlthis company sits on their board1
Similar companies · same sector, comparable size
SW CONSULTING
BE 0472.694.460
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Ricardo Consulting Services Kwadraat
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TIMNUS
BE 0893.649.221
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INVOLIS
BE 0647.516.570
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BIZNET
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 13,471 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2003
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47811Retail sale of cars and light vans (up to 3.5 tonnes)
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.