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ESB INVEST

Active
Private limited companyfounded 2020active for 6 yearsAvenue des Hauts Taillis 18, 1330 Rixensart, BelgiumKBO/BCE: BE 0746.648.986

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ESB INVEST has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €188,605 and a net result of €177,540. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 45% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 04-05-2020 Normal situation
Activity
Buying and selling of own real estate NACE 68110
Establishment unit
2.304.792.947 1330 Rixensart, since 04-05-2020
Financial year end
31 December
Peppol
Reachable since 17-07-2025

Board and ownership

Board
  • de noose VincentDirector · since 04-05-2020

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€279,783
▲ 401%
Turnover
≈ €490,000
estimated
Profit
€177,540
Equity
€188,605
▲ 17×
Total assets
€812,621
▼ 1.8%
Filed on 24-07-2026, 7 days before the deadlineat the National Bank
Score breakdownlowers riskSize: total assets €812,621Sector: Real estate activities (NACE 68)Liquidity: current ratio 1.85, cash €229,888Figures for financial year 2025 (filed on 01-08-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 79% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 48+22
equity 23.2% of total assets
Liquidity 82+31
short-term debt 16.1% · cash 28.3%
Profitability 96+61
return on assets 21.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.7%▲ +0.1 percentage points vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025 06-2025: 0.9%▲ +0.1 percentage points vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 1.4%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 0.6%▼ -0.8 percentage points vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.2%▼ -0.4 percentage points vs 10-2025 12-2025: 0.3%▲ +0.1 percentage points vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: < 0.1%▼ -0.4 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.85 (0.24 in 2024), above the usual 1.5. Short-term debt is 16.1% and cash 28.3% of total assets. However, 76.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 43% of them on solvency, 87% on liquidity, 89% on profitability and 99% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskneutral
lowers risk · Size: total assets €812,621
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 1.85, cash €229,888
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 01-08-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
202122232425
2020 to 2025 · latest year €188,605
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
7 days early
2024
18 days late
2023
30 days late
2022
21 days late
2021
25 days late
2020
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 13 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €11,065 to €188,605 ▲ 17× View
  • Positive: Higher net result than 95% of companies in real estatesector median €6,036 · 17,109 companies €177,540 View

Comparable companies

These companies have the same main activity as ESB INVEST: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €647,000 and €1m, founded between 2019 and 2021.

CompanyTotal assetsGross margin
ESB INVEST Rixensart€0.8m€0.3m
GDL Real Estate Consulting Chaumont-Gistoux€0.8m€0.4m
SO REAL ESTATE Hasselt€0.8m€0.3m
Scratch Knokke-Heist€0.9m€0.3m
Ardenne Home Design Bièvre€0.8m€0.2m
Jack & June Braine-l'Alleud€0.6m€0.2m
BUSINES INVEST Wanze€1.0m€0.3m
Full comparison

Documents

Annual accounts at the NBB

All 6 annual accounts

Articles and registers

Key facts about ESB INVEST

What is the company number of ESB INVEST?
The company number of ESB INVEST is 0746.648.986. The VAT number is the same number with BE in front: BE 0746.648.986.
Where is ESB INVEST based?
The registered office is at Avenue des Hauts Taillis 18, 1330 Rixensart.Company details
What does ESB INVEST do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of ESB INVEST?
The legal form of ESB INVEST is Private limited company (BV).
When was ESB INVEST founded?
ESB INVEST was founded on 04-05-2020.
Is ESB INVEST still active?
Yes, ESB INVEST is an active enterprise in the KBO register.
What is the turnover of ESB INVEST?
The turnover in financial year 2025 is ≈ €490,000. This figure is estimated from the gross margin of €279,783 and 45 comparable companies (NACE 681). It probably lies between €380,000 and €820,000.Financials
Is ESB INVEST profitable?
In financial year 2025, ESB INVEST made a profit of €177,540.
Where can I find the annual accounts of ESB INVEST?
ESB INVEST filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of ESB INVEST due?
ESB INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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