ESACT
ActiveSummary
ESACT has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €248k and a net result of €-12k. Equity is shrinking by ~4.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability13▼-21
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 8.11 against 8.21 in 2023; short-term debt: 5% and cash: 4.5% of total assets), and 6.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
93.4%
Return on assets
-4.5%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-12k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-06-2025, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
49 d early
2023
56 d early
2022
3 d early
2021
31 d late
2020
50 d early
2019
58 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€248k▼ 4.6%
2023 · €260k
2018: €665k
2019: €688k
2020: €275k
2021: €271k
2022: €264k
2023: €260k
2018 → 2024
Total assets
€266k▼ 3.7%
2023 · €276k
2018: €681k
2019: €704k
2020: €691k
2021: €286k
2022: €280k
2023: €276k
2018 → 2024
Net result
€-12k▼ 212%
2023 · €-4k
2018: €-33k
2019: €23k
2020: €-13k
2021: €-4k
2022: €-7k
2023: €-4k
2018 → 2024
Working capital
€94k▼ 3.0%
2023 · €97k
2018: €476k
2019: €508k
2020: €103k
2021: €105k
2022: €103k
2023: €97k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€275k-€271k▼ 1.5%€264k▼ 2.6%€260k▼ 1.5%€248k▼ 4.6%
Operating result€-9k-€-10k▼ 10.4%€-9k▲ 10.4%€-10k▼ 8.0%€-13k▼ 28.3%
Net result€-13k-€-4k▲ 69.2%€-7k▼ 71.1%€-4k▲ 44.8%€-12k▼ 212%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2024 against €10k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €266k
Fixed assets
€158k ▼ 4.3%
Current assets
€107k ▼ 2.9%
Equity and liabilities €266k
Equity
€248k ▼ 4.6%
Debt
€18k ▲ 11.6%
Debt's share of the balance-sheet total rises from 5.7% to 6.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▼
2023 · €-712
Cash flow
€-2k▼
2023 · €6k
Current ratio
8.11▼
2023 · 8.21
Debt to equity
0.07▲
2023 · 0.06
ROE
-4.9%▼
2023 · -1.5%
ROA
-4.5%▼
2023 · -1.4%
Interest coverage
-17.63▼
2023 · 0.21
Debt ≤ 1 year
€13k▼
2023 · €13k
Debt > 1 year
€2k=
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€276k€266k▼
Fixed assets21/28€165k€158k▼
Tangible fixed assets22/27€165k€158k▼
Land and buildings22€162k€156k▼
Furniture and vehicles24€3k€3k▼
Current assets29/58€111k€107k▼
Amounts receivable within one year40/41€2k€867▼
Trade receivables40-€46
Other amounts receivable41€2k€821▼
Current investments50/53€94k€95k▲
Cash at bank and in hand54/58€14k€12k▼
Equity and liabilities
Total equity and liabilities10/49€276k€266k▼
Equity10/15€260k€248k▼
Contributions10/11€6k€6k=
Reserves13€254k€242k▼
Distributable reserves133€254k€242k▼
Amounts payable17/49€16k€18k▲
Amounts payable after more than one year17€2k€2k=
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€13k€13k▼
Trade debts44€89€0▼
Suppliers440/4€89€0▼
Other amounts payable47/48€13k€13k▼
Accrued charges and deferred income492/3€450€3k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€819€-1k▼
Operating profit (loss)9901€-10k€-13k▼
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€-3k€152▲
Recurring financial charges65€-3k€152▲
Profit (loss) for the period before taxes9903€-4k€-12k▼
Profit (loss) for the period9904€-4k€-12k▼
Profit (loss) for the period to be appropriated9905€-4k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-12k▼
Transfer from equity791/2€4k€12k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity times 7current ratio 8.74
Current ratio from 1.25 to 8.74; short-term debt falls from €414k to €14k.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 1995
Ground area
1,471 m²
Building footprint
376 m²
Volume, LiDAR
3,237 m³
Parcel 12009A0102/00C000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
ESACT
since 19952.071.977.111
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009A0102/00C000 | Flanders | 1,471 m² | 1 · 376 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600I5GKJL46R4YC64
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-1995
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.