Es-Libris
ActiveSummary
Es-Libris has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62,892 and a net result of €29,321. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 54% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+68
Solvency85▲+24
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.21 against 1.99 in 2024; short-term debt: 17.8% of total assets), and 39.8% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.2%
Return on assets
28%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €62,892
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
1 d early
2023
5 d early
2022
on the day
2021
4 d early
2020
27 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€62,892▲ 87.3%
2024 · €33,571
Total assets
€104,554▲ 11.6%
2024 · €93,710
Net result
€29,321
2024 · -€5,083
Working capital
€22,659▼ 16.3%
2024 · €27,056
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€15,758▼ 13.8%-€1,090▲ 93.1%€25,877-€1,760€46,679
Net result-€18,841below the sector's middle half▼ 3.5%-€3,997below the sector's middle half▲ 78.8%€21,726within the sector's middle half-€5,083below the sector's middle half€29,321within the sector's middle half
Equity€20,924below the sector's middle half▼ 47.4%€16,927below the sector's middle half▼ 19.1%€38,654within the sector's middle half▲ 128%€33,571within the sector's middle half▼ 13.2%€62,892within the sector's middle half▲ 87.3%
Total assets€114,363within the sector's middle half▲ 2.8%€107,455within the sector's middle half▼ 6.0%€70,453below the sector's middle half▼ 34.4%€93,710within the sector's middle half▲ 33.0%€104,554within the sector's middle half▲ 11.6%
Debt€93,439▲ 30.7%€90,527▼ 3.1%€31,799▼ 64.9%€60,139▲ 89.1%€41,662▼ 30.7%
Working capital-€27,748▼ 185%-€27,034▲ 2.6%€1,341€27,056▲ 1,918%€22,659▼ 16.3%
Solvency18.3%below the sector's middle half▼ 17.4pp15.8%below the sector's middle half▼ 2.5pp54.9%within the sector's middle half▲ 39.1pp35.8%within the sector's middle half▼ 19.0pp60.2%within the sector's middle half▲ 24.3pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €46,679 after a loss of €1,760 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104,554
Fixed assets
€63,236 ▲ 61.3%
Current assets
€41,317 ▼ 24.2%
Equity and liabilities €104,554
Equity
€62,892 ▲ 87.3%
Debt
€41,662 ▼ 30.7%
Debt's share of the balance-sheet total falls from 64.2% to 39.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59,886▲
2024 · €6,410
Cash flow
€42,528▲
2024 · €3,087
Current ratio
2.21▲
2024 · 1.99
Debt to equity
0.66▼
2024 · 1.79
ROE
46.6%▲
2024 · -15.1%
ROA
28.0%▲
2024 · -5.4%
Interest coverage
17.17▲
2024 · 2.45
Debt ≤ 1 year
€18,659▼
2024 · €27,456
Debt > 1 year
€23,004▼
2024 · €32,683
Income taxes
€13,871▲
2024 · €822
Staff costs
€4,299▲
2024 · €2,880
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €3,520 | €2,880 | €4,299 | ▲ 49.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,528 | €9,647 | €9,191 | €8,170 | €13,207 | ▲ 61.7% |
| Other operating charges640/8 | - | €773 | €515 | €634 | €1,303 | ▲ 106% |
| Gross operating margin9900 | -€6,658 | €9,329 | €39,103 | €9,924 | €65,487 | ▲ 560% |
| Operating profit (loss)9901 | -€15,758 | -€1,090 | €25,877 | -€1,760 | €46,679 | ▲ 2,753% |
| Financial income75/76B | - | €1 | €99 | €119 | €1 | ▼ 99.6% |
| Recurring financial income75 | - | €1 | €99 | €119 | €1 | ▼ 99.6% |
| Financial charges65/66B | - | €2,605 | €2,472 | €2,621 | €3,487 | ▲ 33.1% |
| Recurring financial charges65 | €2,566 | €2,605 | €2,472 | €2,621 | €3,487 | ▲ 33.1% |
| Profit (loss) for the period before taxes9903 | -€18,323 | -€3,694 | €23,504 | -€4,262 | €43,192 | ▲ 1,113% |
| Income taxes67/77 | €518 | €302 | €1,777 | €822 | €13,871 | ▲ 1,588% |
| Profit (loss) for the period9904 | -€18,841 | -€3,997 | €21,726 | -€5,083 | €29,321 | ▲ 677% |
| Profit (loss) for the period to be appropriated9905 | -€18,841 | -€3,997 | €21,726 | -€5,083 | €29,321 | ▲ 677% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €114,363 | €107,455 | €70,453 | €93,710 | €104,554 | ▲ 11.6% |
| Fixed assets21/28 | €64,476 | €54,829 | €45,638 | €39,198 | €63,236 | ▲ 61.3% |
| Tangible fixed assets22/27 | €64,476 | €54,829 | €45,638 | €39,198 | €63,236 | ▲ 61.3% |
| Land and buildings22 | - | €20,017 | €17,399 | €14,782 | €12,165 | ▼ 17.7% |
| Plant, machinery and equipment23 | - | €4,774 | €2,706 | €2,777 | €2,414 | ▼ 13.1% |
| Furniture and vehicles24 | - | €613 | - | - | €30,913 | - |
| Other tangible fixed assets26 | - | €29,426 | €25,532 | €21,638 | €17,745 | ▼ 18.0% |
| Current assets29/58 | €49,888 | €52,626 | €24,815 | €54,512 | €41,317 | ▼ 24.2% |
| Amounts receivable within one year40/41 | €45,056 | €51,624 | €22,989 | €53,644 | €29,187 | ▼ 45.6% |
| Trade receivables40 | - | €50,800 | €18,721 | €51,142 | €27,234 | ▼ 46.7% |
| Other amounts receivable41 | - | €824 | €4,268 | €2,502 | €1,953 | ▼ 21.9% |
| Current investments50/53 | - | - | - | - | €12,131 | - |
| Cash at bank and in hand54/58 | €4,731 | €1,002 | €1,026 | €218 | - | - |
| Deferred charges and accrued income490/1 | - | - | €800 | €650 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €114,363 | €107,455 | €70,453 | €93,710 | €104,554 | ▲ 11.6% |
| Equity10/15 | €20,924 | €16,927 | €38,654 | €33,571 | €62,892 | ▲ 87.3% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €30,860 | ▲ 1,559% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | - | €29,000 | - |
| Profit (loss) carried forward14 | €12,864 | €8,867 | €30,594 | €25,511 | €25,832 | ▲ 1.3% |
| Amounts payable17/49 | €93,439 | €90,527 | €31,799 | €60,139 | €41,662 | ▼ 30.7% |
| Amounts payable after more than one year17 | €15,803 | €10,867 | €8,324 | €32,683 | €23,004 | ▼ 29.6% |
| Financial debts170/4 | - | €10,867 | €8,324 | €32,683 | €23,004 | ▼ 29.6% |
| Amounts payable within one year42/48 | €77,636 | €79,660 | €23,474 | €27,456 | €18,659 | ▼ 32.0% |
| Current portion of amounts payable after more than one year42 | - | €4,937 | €2,542 | €9,249 | €9,680 | ▲ 4.7% |
| Trade debts44 | €6,137 | €9,632 | €2,346 | €618 | - | - |
| Suppliers440/4 | - | €9,632 | €2,346 | €618 | - | - |
| Taxes, remuneration and social security45 | - | €35,474 | €18,586 | €17,589 | €3,979 | ▼ 77.4% |
| Taxes450/3 | - | €4,092 | €1,777 | €2,871 | €3,979 | ▲ 38.6% |
| Remuneration and social security454/9 | - | €31,382 | €16,809 | €14,718 | - | - |
| Other amounts payable47/48 | - | €29,618 | - | - | €5,000 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€18,841 | -€3,997 | €21,726 | -€5,083 | €29,321 | ▲ 677% |
| + Depreciation and write-downs630 | €8,528 | €9,647 | €9,191 | €8,170 | €13,207 | ▲ 61.7% |
| Operating cash flow (approximation) | -€10,313 | €5,650 | €30,918 | €3,087 | €42,528 | ▲ 1,278% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€1,730 | -€37,246 | ▼ 2,053% |
| Change in cash | - | -€3,728 | €24 | -€808 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €29,321
Net result €29,321 after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €21,726
Net result €21,726 after 3 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet -€18,841
Net result drops to -€18,841, the lowest in the series; recovery starts the following year.
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
10-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2008
Ground area
2,584 m²
Building footprint
218 m²
Volume, LiDAR
1,358 m³
2 parcels, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ES-LIBRIS
since 20082.170.588.202
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25110D0538/00A000 | Wallonia | 2,412 m² | 1 · 168 m² | 9.6 m · 2 fl. |
| 25762E0142/00_000 | Wallonia | 173 m² | 1 · 50 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,589. 39,202 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-01-2008
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0895432338
Also
9925:BE0895432338
Registered
29-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.