ES-EM NET GROUP
ActiveThe computed 12-month bankruptcy probability of ES-EM NET GROUP is 2.0% (moderate). The 2025 annual accounts show equity of €33k and a net result of €28k. Its solvency ranks better than 67% of 1329 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency87▲+2
Growth78
Track record82
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 1.31 in 2024; short-term debt: 38.4% and cash: 16.8% of total assets), and 38.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.6%
Return on assets
51.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
42 d late
2024
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 513%
2024 · €5k
2024: €5k
2024 → 2025
Total assets
€54k▲ 493%
2024 · €9k
2024: €9k
2024 → 2025
Net result
€28k▲ 529%
2024 · €4k
2024: €4k
2024 → 2025
Working capital
€30k▲ 2,527%
2024 · €1k
2024: €1k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€5k-€33k▲ 513%
Operating result€6k-€35k▲ 528%
Net result€4k-€28k▲ 529%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 528% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54k
Fixed assets
€3k▼ 23.3%
Current assets
€51k▲ 952%
Equity and liabilities €54k
Equity
€33k▲ 513%
Debt
€21k▲ 463%
The debt ratio falls from 40.4% to 38.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36k▲
2024 · €6k
Cash flow
€29k▲
2024 · €5k
Solvency
61.6%▲
2024 · 59.6%
Current ratio
2.44▲
2024 · 1.31
Quick ratio
2.44▲
2024 · 1.31
Debt / equity
0.62▼
2024 · 0.68
ROE
83.7%▲
2024 · 81.6%
ROA
51.5%▲
2024 · 48.6%
Interest coverage
142.70▲
2024 · 131.84
Debt
€21k▲
2024 · €4k
Debt ≤ 1 year
€21k▲
2024 · €4k
Income taxes
€7k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9k€54k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Financial fixed assets28€200€200=
Current assets29/58€5k€51k▲
Amounts receivable within one year40/41€2k€42k▲
Trade receivables40-€12k
Other amounts receivable41€2k€30k▲
Cash at bank and in hand54/58€3k€9k▲
Equity and liabilities
Total equity and liabilities10/49€9k€54k▲
Equity10/15€5k€33k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€4k€32k▲
Amounts payable17/49€4k€21k▲
Amounts payable within one year42/48€4k€21k▲
Trade debts44€489€13k▲
Suppliers440/4€489€13k▲
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€1k€8k▲
Remuneration and social security454/9€416-
Other amounts payable47/48€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€913€1k▲
Other operating charges640/8€158€353▲
Gross operating margin9900€9k€36k▲
Operating profit (loss)9901€6k€35k▲
Financial charges65/66B€49€253▲
Recurring financial charges65€49€253▲
Profit (loss) for the period before taxes9903€6k€35k▲
Income taxes67/77€1k€7k▲
Profit (loss) for the period9904€4k€28k▲
Profit (loss) for the period to be appropriated9905€4k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€32k▲
Profit (loss) brought forward from the previous period14P-€4k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 42 days late
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Haachtsesteenweg 591831 Machelen (Brab.)Ground area
847 m²
Building footprint
329 m²
2 parcels, Brussels, Flanders. Linked by address, not a title deed.
1 establishment unit
ES-EM NET GROUP
since 20242.355.495.639
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015C0111/00W000 | Flanders | 649 m² | 1 · 329 m² | - |
| 21305C0264/00H019 | Brussels | 198 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HENNAUX ELEC
BE 0502.581.249
Châtelet · Eq €5k
Securem Home
BE 0795.202.634
Charleroi · Eq €5k
AIG-TECH
BE 1006.496.051
Lokeren · Eq €6k
BJF RENOVATION
BE 0627.949.888
Frameries · Eq €5k
GOLDEN SLICE
BE 0777.693.243
Lebbeke · Eq €5k
Of 1,823 companies in sector 42220 we hold annual accounts for 958. 394 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2024
Fiscal year end31-12
Activities, NACEBEL
42220Construction of utility projects for electricity and telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:es-em.net@hotmail.com