ERYA
ActiveSummary
ERYA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €261,366 and a net result of €73,290. Equity is growing by ~37.5% per year across the filed fiscal years. Its solvency ranks better than 65% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability95▼-3
Solvency99▲+9
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
Liquidity ample (current ratio 5.59 against 4.16 in 2023; short-term debt: 13% and cash: 37% of total assets), and 25.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-02-2025, 161 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
161 d early
2023
58 d early
2022
25 d late
2021
1 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Equity
€261,366▲ 30.8%
2023 · €199,841
Total assets
€350,936▲ 14.5%
2023 · €306,435
Net result
€73,290▲ 3.3%
2023 · €70,946
Working capital
€209,668▲ 52.1%
2023 · €137,858
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€98,530-€72,573▼ 26.3%€97,363▲ 34.2%€96,570▼ 0.8%
Net result€72,375above the sector's middle half-€52,520above the sector's middle half▼ 27.4%€70,946above the sector's middle half▲ 35.1%€73,290above the sector's middle half▲ 3.3%
Equity€76,375within the sector's middle half-€128,895within the sector's middle half▲ 68.8%€199,841above the sector's middle half▲ 55.0%€261,366above the sector's middle half▲ 30.8%
Total assets€127,386within the sector's middle half-€157,411within the sector's middle half▲ 23.6%€306,435above the sector's middle half▲ 94.7%€350,936above the sector's middle half▲ 14.5%
Debt€51,011-€28,516▼ 44.1%€106,595▲ 274%€89,570▼ 16.0%
Working capital€74,153-€120,091▲ 62.0%€137,858▲ 14.8%€209,668▲ 52.1%
Solvency60.0%within the sector's middle half-81.9%above the sector's middle half▲ 21.9pp65.2%within the sector's middle half▼ 16.7pp74.5%within the sector's middle half▲ 9.3pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 1% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €350,936
Fixed assets
€95,623 ▼ 23.5%
Current assets
€255,312 ▲ 40.7%
Equity and liabilities €350,936
Equity
€261,366 ▲ 30.8%
Debt
€89,570 ▼ 16.0%
Debt's share of the balance-sheet total falls from 34.8% to 25.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€126,683▲
2023 · €118,001
Cash flow
€103,404▲
2023 · €91,584
Current ratio
5.59▲
2023 · 4.16
Debt to equity
0.34▼
2023 · 0.53
ROE
28.0%▼
2023 · 35.5%
ROA
20.9%▼
2023 · 23.2%
Interest coverage
47.33▲
2023 · 41.25
Debt ≤ 1 year
€45,644▲
2023 · €43,595
Debt > 1 year
€43,826▼
2023 · €63,000
Income taxes
€20,605▼
2023 · €23,581
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €312 | €1,310 | €20,638 | €30,113 | ▲ 45.9% |
| Other operating charges640/8 | €828 | €438 | €580 | €601 | ▲ 3.7% |
| Gross operating margin9900 | €99,670 | €74,321 | €118,581 | €127,284 | ▲ 7.3% |
| Operating profit (loss)9901 | €98,530 | €72,573 | €97,363 | €96,570 | ▼ 0.8% |
| Financial income75/76B | - | - | €24 | €2 | ▼ 90.3% |
| Recurring financial income75 | - | - | €24 | €2 | ▼ 90.3% |
| Financial charges65/66B | €301 | €272 | €2,861 | €2,676 | ▼ 6.4% |
| Recurring financial charges65 | €301 | €272 | €2,861 | €2,676 | ▼ 6.4% |
| Profit (loss) for the period before taxes9903 | €98,230 | €72,301 | €94,527 | €93,896 | ▼ 0.7% |
| Income taxes67/77 | €25,855 | €19,781 | €23,581 | €20,605 | ▼ 12.6% |
| Profit (loss) for the period9904 | €72,375 | €52,520 | €70,946 | €73,290 | ▲ 3.3% |
| Profit (loss) for the period to be appropriated9905 | €72,375 | €52,520 | €70,946 | €73,290 | ▲ 3.3% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €127,386 | €157,411 | €306,435 | €350,936 | ▲ 14.5% |
| Fixed assets21/28 | €2,572 | €8,804 | €124,982 | €95,623 | ▼ 23.5% |
| Tangible fixed assets22/27 | €2,572 | €8,804 | €124,982 | €95,623 | ▼ 23.5% |
| Plant, machinery and equipment23 | €2,171 | €2,540 | €2,897 | €1,572 | ▼ 45.7% |
| Furniture and vehicles24 | €401 | €195 | €116,026 | €89,558 | ▼ 22.8% |
| Other tangible fixed assets26 | - | €6,069 | €6,059 | €4,493 | ▼ 25.8% |
| Current assets29/58 | €124,814 | €148,607 | €181,453 | €255,312 | ▲ 40.7% |
| Amounts receivable after more than one year29 | - | - | - | €120,000 | - |
| Other amounts receivable291 | - | - | - | €120,000 | - |
| Amounts receivable within one year40/41 | €16,820 | €2,580 | €10,455 | €5,440 | ▼ 48.0% |
| Trade receivables40 | €16,820 | €1,053 | €7,676 | €75 | ▼ 99.0% |
| Other amounts receivable41 | - | €1,527 | €2,779 | €5,365 | ▲ 93.0% |
| Cash at bank and in hand54/58 | €106,362 | €146,019 | €170,938 | €129,778 | ▼ 24.1% |
| Deferred charges and accrued income490/1 | €1,632 | €7 | €59 | €95 | ▲ 60.3% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €127,386 | €157,411 | €306,435 | €350,936 | ▲ 14.5% |
| Equity10/15 | €76,375 | €128,895 | €199,841 | €261,366 | ▲ 30.8% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | €4,000 | = |
| Reserves13 | €60,000 | €110,000 | €150,000 | €190,000 | ▲ 26.7% |
| Distributable reserves133 | €60,000 | €110,000 | €150,000 | €190,000 | ▲ 26.7% |
| Profit (loss) carried forward14 | €12,375 | €14,895 | €45,841 | €67,366 | ▲ 47.0% |
| Amounts payable17/49 | €51,011 | €28,516 | €106,595 | €89,570 | ▼ 16.0% |
| Amounts payable after more than one year17 | - | - | €63,000 | €43,826 | ▼ 30.4% |
| Financial debts170/4 | - | - | €63,000 | €43,826 | ▼ 30.4% |
| Amounts payable within one year42/48 | €50,661 | €28,516 | €43,595 | €45,644 | ▲ 4.7% |
| Current portion of amounts payable after more than one year42 | - | - | €18,540 | €19,174 | ▲ 3.4% |
| Trade debts44 | €13,379 | €4,920 | €329 | €3,334 | ▲ 914% |
| Suppliers440/4 | €13,379 | €4,920 | €329 | €3,334 | ▲ 914% |
| Taxes, remuneration and social security45 | €36,778 | €22,781 | €23,581 | €23,019 | ▼ 2.4% |
| Taxes450/3 | €34,678 | €22,781 | €23,581 | €20,607 | ▼ 12.6% |
| Remuneration and social security454/9 | €2,100 | - | - | €2,412 | - |
| Other amounts payable47/48 | €504 | €815 | €1,145 | €117 | ▼ 89.8% |
| Accrued charges and deferred income492/3 | €350 | - | - | €100 | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €72,375 | €52,520 | €70,946 | €73,290 | ▲ 3.3% |
| + Depreciation and write-downs630 | €312 | €1,310 | €20,638 | €30,113 | ▲ 45.9% |
| Operating cash flow (approximation) | €72,686 | €53,830 | €91,584 | €103,404 | ▲ 12.9% |
| Investment in fixed assets (approximation) | - | -€7,542 | -€136,816 | -€754 | ▲ 99.4% |
| Change in cash | - | €39,658 | €24,919 | -€41,160 | ▼ 265% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
20-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €73,290 ▲3.3%
Net result €73,290, the highest in the series.
31-12
Financial
Equity above €200,000Eq €261,366 ▲30.8%
4 profitable years in a row build equity to €261,366.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150,000Eq €199,841 ▲55%
3 profitable years in a row build equity to €199,841.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Weakest financial yearnet €52,520 ▼27.4%
Net result drops to €52,520, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 5.21
Current ratio from 2.46 to 5.21; short-term debt falls from €50,661 to €28,516.
31-12
Financial
Equity above €100,000Eq €128,895 ▲68.8%
2 profitable years in a row build equity to €128,895.
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thuin · 1 establishment unit since 2020
Ground area
423 m²
Building footprint
87 m²
Volume, LiDAR
727 m³
Parcel 56078D0066/00W000, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ERYA
since 20202.309.786.665
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56078D0066/00W000 | Wallonia | 423 m² | 1 · 87 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,911 companies in sector 62100 we hold annual accounts for 8,778. 6,331 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-11-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
Contact
E-mail
gregory.schiano@erya.eu
E-invoicing
Reachable via Peppol
Peppol ID
0208:0758537327
Also
9925:BE0758537327
Registered
25-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.