Erwin DOUMEN
ActiveErwin DOUMEN has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.80M and a net result of €575k. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-6
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €380k at 30 days acceptable
Liquidity ample (current ratio 8.29 against 6.4 in 2024), and 10.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.2%
Return on assets
13.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 d early
2024
15 d early
2023
105 d early
2022
32 d early
2021
54 d early
2020
52 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3.80M▲ 17.9%
2024 · €3.22M
2018: €1.09M
2019: €1.37M
2020: €1.82M
2021: €2.18M
2022: €2.58M
2023: €3.03M
2024: €3.22M
2018 → 2025
Total assets
€4.26M▲ 14.0%
2024 · €3.74M
2018: €1.28M
2019: €1.44M
2020: €1.84M
2021: €2.21M
2022: €2.64M
2023: €3.13M
2024: €3.74M
2018 → 2025
Net result
€575k▲ 8.6%
2024 · €530k
2018: €247k
2019: €279k
2020: €317k
2021: €362k
2022: €401k
2023: €449k
2024: €530k
2018 → 2025
Working capital
€3.35M▲ 21.6%
2024 · €2.75M
2018: €802k
2019: €1.14M
2020: €1.29M
2021: €1.64M
2022: €2.06M
2023: €2.54M
2024: €2.75M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.18M-€2.58M▲ 18.4%€3.03M▲ 17.4%€3.22M▲ 6.4%€3.80M▲ 17.9%
Operating result€494k-€549k▲ 11.0%€607k▲ 10.6%€662k▲ 9.0%€777k▲ 17.4%
Net result€362k-€401k▲ 10.7%€449k▲ 12.1%€530k▲ 17.9%€575k▲ 8.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 17% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.26M
Fixed assets
€453k▼ 4.1%
Current assets
€3.81M▲ 16.6%
Equity and liabilities €4.26M
Equity
€3.80M▲ 17.9%
Debt
€462k▼ 10.1%
The debt ratio falls from 13.7% to 10.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€796k▲
2024 · €685k
Cash flow
€595k▲
2024 · €553k
Solvency
89.2%▲
2024 · 86.3%
Current ratio
8.29▲
2024 · 6.40
Quick ratio
8.29▲
2024 · 6.40
Debt / equity
0.12▼
2024 · 0.16
ROE
15.2%▼
2024 · 16.4%
ROA
13.5%▼
2024 · 14.2%
Interest coverage
1728.70▼
2024 · 2556.77
Debt
€462k▼
2024 · €513k
Debt ≤ 1 year
€459k▼
2024 · €510k
Income taxes
€266k▲
2024 · €244k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.74M€4.26M▲
Fixed assets21/28€473k€453k▼
Tangible fixed assets22/27€473k€453k▼
Land and buildings22€471k€453k▼
Furniture and vehicles24€2k€831▼
Current assets29/58€3.26M€3.81M▲
Amounts receivable within one year40/41€357k€468k▲
Trade receivables40€76k€175k▲
Other amounts receivable41€281k€293k▲
Current investments50/53€2.06M€3.18M▲
Cash at bank and in hand54/58€845k€150k▼
Deferred charges and accrued income490/1€4k€12k▲
Equity and liabilities
Total equity and liabilities10/49€3.74M€4.26M▲
Equity10/15€3.22M€3.80M▲
Contributions10/11€17k€17k=
Revaluation surpluses12€203k€203k=
Reserves13€3.00M€3.58M▲
Tax-exempt reserves132€444k€360k▼
Distributable reserves133€2.56M€3.22M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€513k€462k▼
Amounts payable within one year42/48€510k€459k▼
Trade debts44€16k€2k▼
Suppliers440/4€16k€2k▼
Taxes, remuneration and social security45€153k€90k▼
Taxes450/3€149k€86k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€341k€368k▲
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€19k▼
Other operating charges640/8€10k€11k▲
Gross operating margin9900€695k€808k▲
Operating profit (loss)9901€662k€777k▲
Financial income75/76B€113k€65k▼
Recurring financial income75€113k€65k▼
Financial charges65/66B€268€461▲
Recurring financial charges65€268€461▲
Profit (loss) for the period before taxes9903€774k€842k▲
Income taxes67/77€244k€266k▲
Profit (loss) for the period9904€530k€575k▲
Transfer from tax-exempt reserves789€210k€274k▲
Transfer to tax-exempt reserves689€0€189k▲
Profit (loss) for the period to be appropriated9905€739k€660k▼
Appropriation of the result
Profit (loss) to be appropriated9906€739k€660k▼
Transfer from equity791/2€337k€0▼
Transfer to equity691/2€739k€660k▼
To other reserves6921€739k€660k▼
Profit to be distributed694/7€337k€0▼
Return on contributions (dividend)694€337k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €575k ▲8.6%
Operating result €777k, net result €575k, both a record.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €2MEq €2.18M ▲19.9%
4 profitable years in a row build equity to €2.18M.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity quadruplescurrent ratio 72.37
Current ratio from 17.78 to 72.37; short-term debt falls from €68k to €18k.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity triplescurrent ratio 17.78
Current ratio from 5.30 to 17.78; short-term debt falls from €186k to €68k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wolfvijverweg 63680 MaaseikGround area
4,410 m²
Building footprint
254 m²
Volume, LiDAR
1,410 m³
Parcel 72021D0721/00B002, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Erwin Doumen
since 20082.174.281.823
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021D0721/00B002 | Flanders | 4,410 m² | 1 · 254 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 13,520 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-07-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.