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ERVIN

Active
Private limited companyfounded 20206 yrs activeRue Arbroy(B) 8, 7870 Lens (Hainaut), BelgiumKBO/BCE: BE 0745.722.835
Summary

ERVIN has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.2m and a net result of €337,803. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 35% of 37969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability52▼-1
Solvency66▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140,000 at 30 days acceptable
Liquidity short (current ratio 0.27 against 0.26 in 2023; short-term debt: 13.2% and cash: 0.1% of total assets), and 58.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
41.1%
Return on assets
6.3%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
30 d late
2023
30 d late
2022
71 d late
2021
30 d late
2020
24 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ERVIN was incorporated on 31 March 2020 as a Private limited company.1 Total assets went from EUR 5.3 million in 2020 to EUR 5.4 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2024

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Financials · fiscal year 2024, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€337,803▲ 22.7%
2023 · €275,410
Working capital
-€518,140▲ 2.8%
2023 · -€532,967
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€40,165-€175,121▲ 336%€120,924▼ 30.9%€109,336▼ 9.6%€160,559▲ 46.8%
Net result€14,964within the sector's middle half-€304,117above the sector's middle half▲ 1,932%€291,578above the sector's middle half▼ 4.1%€275,410above the sector's middle half▼ 5.5%€337,803above the sector's middle half▲ 22.7%
Equity€1.0mabove the sector's middle half-€1.3mwithin the sector's middle half▲ 28.5%€1.6mwithin the sector's middle half▲ 22.4%€1.9mwithin the sector's middle half▲ 17.3%€2.2mabove the sector's middle half▲ 18.1%
Total assets€5.3mabove the sector's middle half-€5.4mwithin the sector's middle half▲ 1.8%€5.4mwithin the sector's middle half▼ 1.1%€5.4mwithin the sector's middle half▲ 1.1%€5.4mabove the sector's middle half▼ 1.0%
Debt€4.3m-€4.1m▼ 4.4%€3.8m▼ 8.5%€3.6m▼ 5.7%€3.2m▼ 11.0%
Working capital-€479,158below the sector's middle half--€499,914below the sector's middle half▼ 4.3%-€509,471below the sector's middle half▼ 1.9%-€532,967below the sector's middle half▼ 4.6%-€518,140below the sector's middle half▲ 2.8%
Solvency19.0%below the sector's middle half-24.0%within the sector's middle half▲ 5.0pp29.7%within the sector's middle half▲ 5.7pp34.5%within the sector's middle half▲ 4.7pp41.1%within the sector's middle half▲ 6.6pp
Current ratio0.18below the sector's middle half-0.11below the sector's middle half▼ 0.070.11below the sector's middle half=0.26below the sector's middle half▲ 0.150.27below the sector's middle half▲ 0.01
Return on assets (ROA)0.3%below the sector's middle half-5.6%within the sector's middle half▲ 5.3pp5.4%within the sector's middle half▼ 0.2pp5.1%within the sector's middle half▼ 0.4pp6.3%within the sector's middle half▲ 1.2pp
Staff (FTE)0below the sector's middle half
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
  • 2021 Net result +1,932% on 2020. The accounts now follow the full schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2020: €40,165€40,165Net result 2020: €14,964€14,964Operating result 2021: €175,121€175,121Net result 2021: €304,117€304,117Operating result 2022: €120,924€120,924Net result 2022: €291,578€291,578Operating result 2023: €109,336€109,336Net result 2023: €275,410€275,410Operating result 2024: €160,559€160,559Net result 2024: €337,803€337,80320202021202220232024€0€100,000€200,000€300,000Operating result 2022: €120,924€121,000Net result 2022: €291,578€292,000Operating result 2023: €109,336€109,000Net result 2023: €275,410€275,000Operating result 2024: €160,559€161,000Net result 2024: €337,803€338,000202220232024
The operating result recovers in 2024; 2024 is 47% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.4m
Fixed assets €5.2m ▼ 1.2%
Current assets €189,285 ▲ 3.3%
Equity and liabilities €5.4m
Equity €2.2m ▲ 18.1%
Debt €3.2m ▼ 11.0%
Debt's share of the balance-sheet total falls from 65.5% to 58.9%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€221,726▲
2023 · €170,503
Cash flow
€398,969▲
2023 · €336,577
Debt to equity
1.43▼
2023 · 1.90
ROE
15.3%▲
2023 · 14.7%
Interest coverage
3.02▼
2023 · 3.40
Debt ≤ 1 year
€707,425▼
2023 · €716,213
Debt > 1 year
€2.5m▼
2023 · €2.8m
Income taxes
€29,380▲
2023 · €23,765
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet Code20232024
Assets
Total assets20/58€5.4m€5.4m▼
Fixed assets21/28€5.2m€5.2m▼
Tangible fixed assets22/27€147,974€86,807▼
Furniture and vehicles24€147,974€86,807▼
Financial fixed assets28€5.1m€5.1m=
Current assets29/58€183,246€189,285▲
Amounts receivable within one year40/41€162,550€158,573▼
Trade receivables40€1,550€0▼
Other amounts receivable41€161,000€158,573▼
Cash at bank and in hand54/58€9,040€7,058▼
Deferred charges and accrued income490/1€11,656€23,654▲
Equity and liabilities
Total equity and liabilities10/49€5.4m€5.4m▼
Equity10/15€1.9m€2.2m▲
Contributions10/11€1.0m€1.0m=
Reserves13€870,000€1.2m▲
Distributable reserves133€870,000€1.2m▲
Profit (loss) carried forward14€1,105€2,908▲
Amounts payable17/49€3.6m€3.2m▼
Amounts payable after more than one year17€2.8m€2.5m▼
Financial debts170/4€2.8m€2.5m▼
Amounts payable within one year42/48€716,213€707,425▼
Current portion of amounts payable after more than one year42€395,275€400,005▲
Trade debts44€1,817€5,319▲
Suppliers440/4€1,817€5,319▲
Taxes, remuneration and social security45€11,165€15,145▲
Taxes450/3€11,165€15,145▲
Other amounts payable47/48€307,955€286,956▼
Accrued charges and deferred income492/3€20,078€5,354▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61,167€61,167=
Other operating charges640/8€1,166€1,248▲
Gross operating margin9900€171,669€222,974▲
Operating profit (loss)9901€109,336€160,559▲
Financial income75/76B€240,000€280,000▲
Recurring financial income75€240,000€280,000▲
Financial charges65/66B€50,161€73,376▲
Recurring financial charges65€50,161€73,376▲
Profit (loss) for the period before taxes9903€299,175€367,183▲
Income taxes67/77€23,765€29,380▲
Profit (loss) for the period9904€275,410€337,803▲
Profit (loss) for the period to be appropriated9905€275,410€337,803▲
Appropriation of the result
Profit (loss) to be appropriated9906€771,105€338,908▼
Profit (loss) brought forward from the previous period14P€495,695€1,105▼
Transfer to equity691/2€770,000€336,000▼
To other reserves6921€770,000€336,000▼
Social balance
Average headcount (FTE)90870.0-

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€34,740€61,157€61,167€61,167=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1,468----
Other operating charges640/8--€1,039€1,166€1,248▲ 7.1%
Gross operating margin9900€40,602€211,330€183,119€171,669€222,974▲ 29.9%
Operating profit (loss)9901€40,165€175,121€120,924€109,336€160,559▲ 46.8%
Financial income75/76B-€225,000€245,000€240,000€280,000▲ 16.7%
Recurring financial income75-€225,000€245,000€240,000€280,000▲ 16.7%
Financial charges65/66B-€74,608€49,100€50,161€73,376▲ 46.3%
Recurring financial charges65€21,387€74,608€49,100€50,161€73,376▲ 46.3%
Profit (loss) for the period before taxes9903€18,778€325,513€316,823€299,175€367,183▲ 22.7%
Income taxes67/77€3,814€21,396€25,246€23,765€29,380▲ 23.6%
Profit (loss) for the period9904€14,964€304,117€291,578€275,410€337,803▲ 22.7%
Profit (loss) for the period to be appropriated9905€14,964€304,117€291,578€275,410€337,803▲ 22.7%
Line20202021202220232024Change
Assets
Total assets20/58€5.3m€5.4m€5.4m€5.4m€5.4m▼ 1.0%
Fixed assets21/28€5.2m€5.4m€5.3m€5.2m€5.2m▼ 1.2%
Tangible fixed assets22/27€128,870€269,105€209,141€147,974€86,807▼ 41.3%
Furniture and vehicles24-€269,105€209,141€147,974€86,807▼ 41.3%
Financial fixed assets28€5.1m€5.1m€5.1m€5.1m€5.1m=
Current assets29/58€106,030€64,470€63,048€183,246€189,285▲ 3.3%
Amounts receivable within one year40/41---€162,550€158,573▼ 2.4%
Trade receivables40---€1,550€0▼ 100%
Other amounts receivable41---€161,000€158,573▼ 1.5%
Cash at bank and in hand54/58€106,030€53,637€52,788€9,040€7,058▼ 21.9%
Deferred charges and accrued income490/1-€10,834€10,260€11,656€23,654▲ 103%
Equity and liabilities
Total equity and liabilities10/49€5.3m€5.4m€5.4m€5.4m€5.4m▼ 1.0%
Equity10/15€1.0m€1.3m€1.6m€1.9m€2.2m▲ 18.1%
Contributions10/11-€1.0m€1.0m€1.0m€1.0m=
Reserves13--€100,000€870,000€1.2m▲ 38.6%
Distributable reserves133--€100,000€870,000€1.2m▲ 38.6%
Profit (loss) carried forward14€14,964€304,117€495,695€1,105€2,908▲ 163%
Amounts payable17/49€4.3m€4.1m€3.8m€3.6m€3.2m▼ 11.0%
Amounts payable after more than one year17€3.7m€3.5m€3.2m€2.8m€2.5m▼ 13.1%
Financial debts170/4-€3.5m€3.2m€2.8m€2.5m▼ 13.1%
Amounts payable within one year42/48€585,188€564,384€572,519€716,213€707,425▼ 1.2%
Current portion of amounts payable after more than one year42-€385,983€390,602€395,275€400,005▲ 1.2%
Trade debts44€4,404€928€2,340€1,817€5,319▲ 193%
Suppliers440/4-€928€2,340€1,817€5,319▲ 193%
Taxes, remuneration and social security45-€7,796€35,741€11,165€15,145▲ 35.6%
Taxes450/3-€7,796€35,741€11,165€15,145▲ 35.6%
Other amounts payable47/48-€169,677€143,836€307,955€286,956▼ 6.8%
Accrued charges and deferred income492/3-€15,466€15,102€20,078€5,354▼ 73.3%
Line20202021202220232024Change
Profit (loss) for the period9904€14,964€304,117€291,578€275,410€337,803▲ 22.7%
+ Depreciation and write-downs630-€34,740€61,157€61,167€61,167=
Operating cash flow (approximation)€14,964€338,858€352,735€336,577€398,969▲ 18.5%
Investment in fixed assets (approximation)--€174,975-€1,193€0€0-
Change in cash--€52,394-€848-€43,749-€1,982▲ 95.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
04-08
State Gazette act Restructuring
Merger1 fact ▸
  • Merger, https://alire.eu/uoihzdozahd/ERVIN_PUZUM_projet_fusion_04 2026.pdf
2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial Highest result since 2020net €337,803 ▲22.7%
Net result €337,803, the highest in the series.
31-12
Financial Equity above €2mEq €2.2m ▲18.1%
5 profitable years in a row build equity to €2.2m.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
10-10
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 71 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
24-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lens (Hainaut) · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
8,725 m²
Building footprint
213 m²
Volume, LiDAR
1,523 m³
Parcel 53010A0165/00F000, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ERVIN
Rue Arbroy(B) 8, 7870 Lens (Hainaut)Real estate development
since 20202.307.896.155
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53010A0165/00F000 Wallonia 8,725 m² 1 · 213 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2022 list no shareholders, and no other source names one.

Holdings 1

According to the 2022 annual accounts of ERVIN and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Acquisitions and mergers

1 transaction
Took over:Puzum
proposal · State Gazette act of 04-08-2026

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 19,019 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded31-03-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82100Office administrative and support services
E-invoicing
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Register as of 28 September 2026 · Peppol Directory

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