Ervila
ActiveSummary
Ervila has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.69M and a net result of €2.79M. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 401 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+26
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220k at 30 days acceptable
Liquidity ample (current ratio 31.18 against 4.26 in 2024; short-term debt: 3.2% and cash: 0.8% of total assets), and 3.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.8%
Return on assets
100.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
42 d late
2024
8 d early
2023
13 d early
2022
28 d early
2021
10 d late
2020
25 d late
2019
24 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.69M▲ 1,971%
2024 · €130k
2018: €35k
2019: €47k
2020: €67k
2021: €83k
2022: €87k
2023: €106k
2024: €130k
2018 → 2025
Total assets
€2.78M▲ 1,607%
2024 · €163k
2018: €73k
2019: €72k
2020: €100k
2021: €108k
2022: €122k
2023: €154k
2024: €163k
2018 → 2025
Net result
€2.79M▲ 11,650%
2024 · €24k
2018: €19k
2019: €12k
2020: €21k
2021: €16k
2022: €4k
2023: €19k
2024: €24k
2018 → 2025
Working capital
€2.69M▲ 2,411%
2024 · €107k
2018: €18k
2019: €31k
2020: €51k
2021: €67k
2022: €71k
2023: €91k
2024: €107k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€83k-€87k▲ 4.2%€106k▲ 22.3%€130k▲ 22.4%€2.69M▲ 1,971%
Operating result€21k-€7k▼ 68.3%€27k▲ 292%€33k▲ 23.0%€2.81M▲ 8,477%
Net result€16k-€4k▼ 77.7%€19k▲ 451%€24k▲ 22.9%€2.79M▲ 11,650%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 8,477% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €2.78M
Equity
€2.69M ▲ 1,971%
Debt
€89k ▲ 171%
Debt's share of the balance-sheet total falls from 20.2% to 3.2%. Equity and debt are higher.
Key figures and ratios
Current ratio
31.18▲
2024 · 4.26
Debt to equity
0.03▼
2024 · 0.25
ROE
103.9%▲
2024 · 18.3%
ROA
100.6%▲
2024 · 14.6%
Debt ≤ 1 year
€89k▲
2024 · €33k
Income taxes
€27k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€163k€2.78M▲
Fixed assets21/28€23k€0▼
Financial fixed assets28€23k€0▼
Current assets29/58€140k€2.78M▲
Amounts receivable within one year40/41€137k€30k▼
Trade receivables40-€28k
Other amounts receivable41€137k€3k▼
Current investments50/53-€2.72M
Cash at bank and in hand54/58€3k€23k▲
Equity and liabilities
Total equity and liabilities10/49€163k€2.78M▲
Equity10/15€130k€2.69M▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€109k€2.67M▲
Amounts payable17/49€33k€89k▲
Amounts payable within one year42/48€33k€89k▲
Current portion of amounts payable after more than one year42€1k-
Trade debts44€481€877▲
Suppliers440/4€481€877▲
Taxes, remuneration and social security45€31k€29k▼
Taxes450/3€31k€29k▼
Other amounts payable47/48-€59k
Income statement
Code20242025
Non-recurring operating income76A-€3.02M
Other operating charges640/8€491€400▼
Gross operating margin9900€33k€2.82M▲
Operating profit (loss)9901€33k€2.81M▲
Financial income75/76B€3€6k▲
Recurring financial income75€3€6k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€31k€2.82M▲
Income taxes67/77€7k€27k▲
Profit (loss) for the period9904€24k€2.79M▲
Profit (loss) for the period to be appropriated9905€24k€2.79M▲
Appropriation of the result
Profit (loss) to be appropriated9906€109k€2.90M▲
Profit (loss) brought forward from the previous period14P€86k€109k▲
Profit to be distributed694/7-€235k
Return on contributions (dividend)694-€235k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 42 days late
2025
31-12
Financial
Highest result since 2018net €2.79M ▲11650%
Operating result €2.81M, net result €2.79M, both a record.
31-12
Financial
Liquidity times 7current ratio 31.18
Current ratio from 4.26 to 31.18.
31-12
Financial
Equity above €2MEq €2.69M ▲1971%
8 profitable years in a row build equity to €2.69M.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €106k ▲22.3%
6 profitable years in a row build equity to €106k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €4k ▼77.7%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Affligem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwe Kassei 32a1790 AffligemGround area
2,699 m²
Building footprint
302 m²
Volume, LiDAR
1,889 m³
2 parcels, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ERVILA E-BVBA
since 20142.232.824.687
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23030B0426/00A002 | Flanders | 1,755 m² | 1 · 203 m² | 9.6 m · 2 fl. |
| 23030B0426/00W000 | Flanders | 944 m² | 1 · 99 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ferris
BE 0413.125.572
Gent · Eq €2.69M
TerUsus
BE 0809.038.990
Zaventem · Eq €2.76M
Elcoval Bouw- en Elektriciteitsbedrijf - Société de Construction et d’Electricité
BE 0405.870.170
Riemst · Eq €2.81M
JARCAU
BE 0668.419.278
Vorst · Eq €2.56M
EBN-TECH
BE 0888.799.815
Lokeren · Eq €2.88M
Of 1,825 companies in sector 42220 we hold annual accounts for 958. 263 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2014
Fiscal year end31-12
Activities, NACEBEL 2025
42220Construction of utility projects for electricity and telecommunications
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.