eRVé ARCHITECTEN
ActiveeRVé ARCHITECTEN has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €29k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 45% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+51
Solvency74▲+41
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.95 against 1.09 in 2024; short-term debt: 51.2% and cash: 29.3% of total assets), but 51.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.8%
Return on assets
42.6%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €33k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-04-2026, 27 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
27 d early
2024
14 d early
2023
on the day
2022
2 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 695%
2024 · €4k
2022: €25k
2023: €2k
2024: €4k
2022 → 2025
Total assets
€68k▲ 31.7%
2024 · €51k
2022: €54k
2023: €67k
2024: €51k
2022 → 2025
Net result
€29k▲ 1,070%
2024 · €2k
2022: €20k
2023: €-23k
2024: €2k
2022 → 2025
Working capital
€33k▲ 695%
2024 · €4k
2022: €25k
2023: €2k
2024: €4k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€25k-€2k▼ 93.2%€4k▲ 146%€33k▲ 695%
Operating result€25k-€-23k€2k€32k▲ 1,229%
Net result€20k-€-23k€2k€29k▲ 1,070%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,229% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €68k
Equity
€33k▲ 695%
Debt
€35k▼ 26.6%
The debt ratio falls from 91.9% to 51.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
48.8%▲
2024 · 8.1%
Current ratio
1.95▲
2024 · 1.09
Quick ratio
1.95▲
2024 · 1.09
Debt / equity
1.05▼
2024 · 11.38
ROE
87.4%▲
2024 · 59.4%
ROA
42.6%▲
2024 · 4.8%
Debt
€35k▼
2024 · €47k
Debt ≤ 1 year
€35k▼
2024 · €47k
Income taxes
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€68k▲
Current assets29/58€51k€68k▲
Amounts receivable within one year40/41€49k€48k▼
Trade receivables40€43k€48k▲
Other amounts receivable41€6k-
Cash at bank and in hand54/58€2k€20k▲
Equity and liabilities
Total equity and liabilities10/49€51k€68k▲
Equity10/15€4k€33k▲
Contributions10/11€5k€5k=
Reserves13€20k€28k▲
Distributable reserves133€20k€28k▲
Profit (loss) carried forward14€-20k-
Amounts payable17/49€47k€35k▼
Amounts payable within one year42/48€47k€35k▼
Trade debts44€41k€20k▼
Suppliers440/4€41k€20k▼
Taxes, remuneration and social security45€3k€12k▲
Taxes450/3€3k€12k▲
Other amounts payable47/48€3k€3k▼
Income statement
Code20242025
Other operating charges640/8€405€332▼
Gross operating margin9900€3k€32k▲
Operating profit (loss)9901€2k€32k▲
Financial income75/76B€180€1k▲
Recurring financial income75€180€1k▲
Financial charges65/66B€125€132▲
Recurring financial charges65€125€132▲
Profit (loss) for the period before taxes9903€2k€33k▲
Income taxes67/77-€4k
Profit (loss) for the period9904€2k€29k▲
Profit (loss) for the period to be appropriated9905€2k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€8k▲
Profit (loss) brought forward from the previous period14P€-23k€-20k▲
Transfer to equity691/2-€8k
To other reserves6921-€8k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2022net €29k ▲1070%
Operating result €32k, net result €29k, both a record.
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-23k ▼217%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tussenbruggen 169700 OudenaardeGround area
191 m²
Building footprint
177 m²
Volume, LiDAR
1,118 m³
Parcel 45035B0617/00M000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tussenbruggen 16, 9700 Oudenaarde
since 20202.309.274.842
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45035B0617/00M000 | Flanders | 191 m² | 1 · 177 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,015 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2020
Fiscal year end30-09
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.