ERNST & DIEPART
ActiveERNST & DIEPART has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €497k and a net result of €84k. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 39% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-4
Solvency60=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 1.11 in 2024; short-term debt: 41.4% and cash: 19.8% of total assets), and 64.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.2%
Return on assets
6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
28 d early
2023
61 d early
2022
26 d early
2021
29 d late
2020
61 d late
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€84k▼ 18.0%
2024 · €103k
2018: €5k
2019: €2k
2020: €1k
2021: €-41k
2022: €-19k
2023: €94k
2024: €103k
2018 → 2025
Working capital
€232k▲ 328%
2024 · €54k
2018: €-23k
2019: €19k
2020: €8k
2021: €-55k
2022: €-99k
2023: €-19k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€216k▲ 166%€310k▲ 43.7%€413k▲ 33.1%€497k▲ 20.4%
Operating result€-39k-€-9k▲ 76.1%€139k€153k▲ 10.2%€125k▼ 18.2%
Net result€-41k-€-19k▲ 54.6%€94k€103k▲ 8.9%€84k▼ 18.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.41M
Fixed assets
€597k▼ 6.4%
Current assets
€817k▲ 51.4%
Equity and liabilities €1.41M
Equity
€497k▲ 20.4%
Debt
€916k▲ 19.9%
The debt ratio falls from 64.9% to 64.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€215k▼
2024 · €233k
Cash flow
€173k▼
2024 · €183k
Solvency
35.2%▲
2024 · 35.1%
Current ratio
1.40▲
2024 · 1.11
Quick ratio
0.99▲
2024 · 0.67
Debt / equity
1.84▼
2024 · 1.85
ROE
16.9%▼
2024 · 24.9%
ROA
6.0%▼
2024 · 8.7%
Interest coverage
11.48▲
2024 · 10.96
Debt
€916k▲
2024 · €764k
Debt ≤ 1 year
€585k▲
2024 · €485k
Debt > 1 year
€324k▲
2024 · €268k
Income taxes
€23k▼
2024 · €30k
Staff costs
€491k▲
2024 · €466k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.18M€1.41M▲
Fixed assets21/28€638k€597k▼
Intangible fixed assets21€1k€775▼
Tangible fixed assets22/27€629k€589k▼
Land and buildings22€400k€386k▼
Plant, machinery and equipment23€61k€55k▼
Furniture and vehicles24€140k€132k▼
Leasing and similar rights25€28k€16k▼
Financial fixed assets28€7k€7k=
Current assets29/58€539k€817k▲
Stocks and contracts in progress3€215k€241k▲
Stocks30/36€137k€177k▲
Contracts in progress37€78k€63k▼
Amounts receivable within one year40/41€204k€279k▲
Trade receivables40€176k€256k▲
Other amounts receivable41€27k€23k▼
Cash at bank and in hand54/58€107k€280k▲
Deferred charges and accrued income490/1€14k€16k▲
Equity and liabilities
Total equity and liabilities10/49€1.18M€1.41M▲
Equity10/15€413k€497k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€156k€156k=
Reserves13€104k€104k=
Distributable reserves133€104k€104k=
Profit (loss) carried forward14€117k€201k▲
Investment grants15€19k€19k=
Amounts payable17/49€764k€916k▲
Amounts payable after more than one year17€268k€324k▲
Financial debts170/4€268k€324k▲
Amounts payable within one year42/48€485k€585k▲
Current portion of amounts payable after more than one year42€72k€115k▲
Financial debts43€150k€175k▲
Credit institutions430/8€150k€175k▲
Trade debts44€153k€175k▲
Suppliers440/4€153k€175k▲
Taxes, remuneration and social security45€106k€73k▼
Taxes450/3€60k€23k▼
Remuneration and social security454/9€46k€50k▲
Other amounts payable47/48€4k€47k▲
Accrued charges and deferred income492/3€11k€8k▼
Income statement
Code20242025
Remuneration, social security and pensions62€466k€491k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€80k€89k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k€0▲
Other operating charges640/8€14k€11k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€712k€716k▲
Operating profit (loss)9901€153k€125k▼
Financial income75/76B€282€403▲
Recurring financial income75€282€403▲
Financial charges65/66B€21k€19k▼
Recurring financial charges65€21k€19k▼
Profit (loss) for the period before taxes9903€132k€107k▼
Income taxes67/77€30k€23k▼
Profit (loss) for the period9904€103k€84k▼
Profit (loss) for the period to be appropriated9905€103k€84k▼
Appropriation of the result
Profit (loss) to be appropriated9906€117k€201k▲
Profit (loss) brought forward from the previous period14P€14k€117k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)908711.111.4▲
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €103k ▲8.9%
Operating result €153k, net result €103k, both a record.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €94k
Net result €94k after 2 loss-making years.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €200kEq €216k ▲166%
Equity rises from €81k to €216k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-41k ▼3215%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 52 days late
2019
31-12
Financial
Equity above €100kEq €135k ▲38.1%
2 profitable years in a row build equity to €135k.
19-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 50 days late
14-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 167 days late
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thimister-Clermont · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sur les Thiers 24890 Thimister-ClermontGround area
461 m²
Building footprint
63 m²
Volume, LiDAR
531 m³
Parcel 63077C0524/00M000, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SPRL ERNST & DIEPART
since 20072.163.527.095
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63077C0524/00M000 | Wallonia | 461 m² | 1 · 63 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesERNST & DIEPART SRL43195
Similar companies · same sector, comparable size
PROMOTION ET GESTION D' ENTREPRISES DE CONSTRUCTION, D' ALARME ET DE DOMOTIQUE
BE 0874.982.164
Sint-Lambrechts-Woluwe · Eq €497k
Marindustrial 24/7
BE 0692.991.160
Brugge · Eq €497k
ENVICE
BE 0841.221.315
Beernem · Eq €497k
Vestel Electrics
BE 0707.803.753
Oostkamp · Eq €496k
SUNTRONICS SOLAR
BE 0568.568.369
Ledegem · Eq €498k
Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 6,500 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2007
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
47540Retail sale of electrical household appliances
47552Retail sale of lighting equipment
47592Retail trade
52442
52450
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.