Skip to content

Ernest Living

Active
Private limited companyfounded 2022active for 3 yearsLangestraat 170, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0795.445.233
Summary

Ernest Living has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.8m and a net result of -€308,611. Its solvency ranks better than 75% of 5,789 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 27-12-2022 Normal situation
Registered office
13 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity
Development of residential building projects NACE 68121and 5 others
Establishment unit
2.341.499.034 1150 Sint-Pieters-Woluwe, since 27-12-2022
Financial year end
30 June
Peppol
Reachable since 20-10-2025

Board and ownership

Board
and 1 other
Shareholders
  • DOFIS· score 9630-06-2025 annual accounts of DOFIS
  • HAT VENTURE· score 95act of 29-12-2022

Financial position

69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts to 30-06-2025
Gross margin
-€169,304
▼ 261%
Loss
€308,611
▲ 89.7%
Equity
€2.8m
▼ 9.8%
Total assets
€3.9m
▼ 2.9%
Employees on 30-06-2025
1
Filed on 30-01-2026, 1 day before the deadline
Score breakdownraises riskLiquidity: current ratio 0.07, cash €4,512, halvedLoss of €308,611, the second in a row (financial year 2025)lowers riskSector: Real estate activities (NACE 68)Equity €2.8m (71.7% of total assets)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 43% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 97-3
equity 71.7% of total assets
Liquidity 50-3
short-term debt 3.7% · cash 0.1%
Profitability 9-5
return on assets -7.8%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 1.1% 01-2025: 1.1%● unchanged vs 12-2024highest value 02-2025: 0.1%▼ -1.0 percentage point vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025lowest value 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.2%▲ +0.1 percentage points vs 12-2025 02-2026: 0.3%▲ +0.1 percentage points vs 01-2026 03-2026: 0.7%▲ +0.4 percentage points vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.6%▼ -0.1 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.7%▲ +0.1 percentage points vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026
Credit of up to €190,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.07 (5.06 in 2024), below 1. Short-term debt is 3.7% and cash 0.1% of total assets. 28.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 79% of them on solvency, 51% on liquidity, 12% on profitability and 28% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.07, cash €4,512, halved
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Loss of €308,611, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Equity €2.8m (71.7% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2425
2024 to 2025 · latest year -€308,611
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
1 day early
2024
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 2 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Result fell in 2025from -€162,683 to -€308,611 ▼ 89.7% View
  • Caution: Lower net result than 90% of companies in real estatesector median €20,550 · 5,796 companies -€308,611 View

Recent changes

  1. · Gazette deed Resignation: Lionel WAUTERS (director)Appointments: Marc Brisack (director) and WODY SRL (director) · Permanent representative: Lionel WAUTERS
  2. · Gazette deed IncorporationStarting capital €3,360,000 · Appointments: WAUTERS Lionel Vincent, WAUTERS Denis Noël Danilo Gisbert and Hat Venture · Permanent representative: STOOP François Dominique
All 4 events

Comparable companies

These companies have the same main activity as Ernest Living: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €2m and €6m, founded between 2020 and 2022.

CompanyTotal assetsGross margin
Ernest Living Sint-Pieters-Woluwe€3.9m-€0.2m
RC Development Antwerpen€3.7m-€1.2m
D&W Immo Antwerpen€2.1m-€335
PALLEN CONSTRUCT Knokke-Heist€2.0m-€0.06m
NEW BUILD Antwerpen€6.0m-€0.07m
BIB Project Waregem€3.9m-€0.02m
Waterfront Schelle Development Gent€3.7m-€0.04m
Full comparison

Key facts about Ernest Living

What is the company number of Ernest Living?
The company number of Ernest Living is 0795.445.233. The VAT number is the same number with BE in front: BE 0795.445.233.
Where is Ernest Living based?
The registered office is at Langestraat 170, 1150 Sint-Pieters-Woluwe.Company details
What does Ernest Living do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of Ernest Living?
The legal form of Ernest Living is Private limited company (BV).
When was Ernest Living founded?
Ernest Living was founded on 27-12-2022.
Is Ernest Living still active?
Yes, Ernest Living is an active enterprise in the KBO register.
How many employees does Ernest Living have?
Ernest Living had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Ernest Living?
The annual accounts for financial year 2025 state no turnover.
Is Ernest Living profitable?
In financial year 2025, Ernest Living made a loss of €308,611.
Where can I find the annual accounts of Ernest Living?
Ernest Living filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Ernest Living due?
Ernest Living must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.