Equity
€25,873 ▲ 37.1%
ErMaEl has made a profit without a break since 2023.
ErMaEl
Lifetime
5 annual accounts with figures on one time axispeak €16,374 (2024)
€13,042▼ 20.3%
lowest -€2,329 (2021)
€6,998▼ 42.8%
peak €25,873 (2025)
€25,873▲ 37.1%
€97,657▲ 320%
Board1 name since 2020
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €16,374 to €13,042Result from €12,242 to €6,998Equity from €18,875 to €25,873Debts from €23,241 to €97,657Investments €53,775Cash from €9,477 to €4,689
Key points
from the 2025 annual accountsTurnover
≈ €60,000 estimated
The micro format states no turnover.
Debts
€97,657 ▲ 320%
Debts rose by €74,415 in 2025.
Investments
€53,775 21.7 × depreciation
Green is investment, beige is depreciation.
Liquidity
1.20 was 1.81 in 2024
Short-term debts rose from €23,241 to €60,019.
Filings
5 annual accounts 5 late
The 2023 accounts came latest: 61 days after the end of the period.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,712 companies had the same profile as ErMaEl has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,712 companies, not a prediction for ErMaEl. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director
- 95 sharesdeed of 28-12-2020
- 5 sharesdeed of 28-12-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0760484354
Incorporation
Founding capital of €20,000, 100 shares, €4,000 paid up · Founders: and · Appointment: (director) · published on 28-12-2020 · Gazette deed
First establishment
Rue de Chantraine 5, Havelange
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ErMaEl Havelange | €123,530 | €13,042 | 20.9% | - |
| OCP Sint-Genesius-Rode | €121,732 | €12,775 | 50.1% | - |
| MIC 3 Sint-Truiden | €112,947 | €12,841 | 58.8% | - |
| Chok Dee Oosterzele | €134,735 | €13,778 | 21.6% | - |
| Lumex Sint-Katelijne-Waver | €133,264 | €12,086 | 89.7% | - |
| Louve Solitaire Lokeren | €136,161 | €14,542 | 88.3% | - |
| MANDAFIN Woluwe-Saint-Pierre | €122,357 | €11,371 | 40.4% | - |
These companies have the same main activity as ErMaEl: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €113,000 and €136,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 23-12-2020Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.317.146.7875370 Havelange, since 23-12-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2021
Insights on ErMaEl
ErMaEl files the micro format. That format states no turnover. The gross margin rose from -€1,941 in 2021 to €13,042 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ErMaEl
- What is the company number of ErMaEl?
- The company number of ErMaEl is 0760.484.354. The VAT number is the same number with BE in front: BE 0760.484.354.
- Where is ErMaEl based?
- The registered office is at Rue de Chantraine 5, 5370 Havelange.Company details
- What does ErMaEl do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of ErMaEl?
- ErMaEl is a private limited company (BV).
- When was ErMaEl founded?
- ErMaEl was founded on 23-12-2020.
- Is ErMaEl still active?
- Yes, ErMaEl is an active enterprise in the KBO register.
- What is the turnover of ErMaEl?
- The turnover in financial year 2025 is ≈ €60,000. This figure is estimated from the gross margin of €13,042 and 206 comparable companies (NACE 70200). It probably lies between €28,000 and €120,000. It is a rough estimate.Financials
- Is ErMaEl profitable?
- In financial year 2025, ErMaEl made a profit of €6,998.
- Where can I find the annual accounts of ErMaEl?
- ErMaEl filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ErMaEl due?
- ErMaEl must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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