Eris Group
ActiveThe computed 12-month bankruptcy probability of Eris Group is 2.5% (moderate). The 2025 annual accounts show equity of €30k and a net result of €-952. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 51% of 27676 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▼-56
Solvency73▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 2.12 in 2024; short-term debt: 40.8% and cash: 0.6% of total assets), but 52.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.7%
Return on assets
-1.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
31 d late
2021
30 d late
2020
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▼ 3.0%
2024 · €31k
2020: €13k
2021: €13k
2022: €20k
2023: €22k
2024: €31k
2020 → 2025
Total assets
€64k▼ 11.9%
2024 · €72k
2020: €29k
2021: €22k
2022: €67k
2023: €65k
2024: €72k
2020 → 2025
Net result
€-952
2024 · €9k
2020: €10k
2021: €271
2022: €6k
2023: €3k
2024: €9k
2020 → 2025
Working capital
€28k▲ 3.5%
2024 · €27k
2020: €11k
2021: €15k
2022: €10k
2023: €18k
2024: €27k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€20k▲ 48.4%€22k▲ 14.0%€31k▲ 40.5%€30k▼ 3.0%
Operating result€2k-€14k▲ 781%€8k▼ 46.9%€20k▲ 161%€4k▼ 80.4%
Net result€271-€6k▲ 2,254%€3k▼ 57.1%€9k▲ 230%€-952
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€10k▼ 53.6%
Current assets
€54k▲ 5.8%
Equity and liabilities €64k
Equity
€30k▼ 3.0%
Debt
€33k▼ 18.6%
The debt ratio falls from 56.7% to 52.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4k▼
2024 · €25k
Cash flow
€-943▼
2024 · €14k
Solvency
47.7%▲
2024 · 43.3%
Current ratio
2.07▼
2024 · 2.12
Quick ratio
2.07▼
2024 · 2.12
Debt / equity
1.10▼
2024 · 1.31
ROE
-3.1%▼
2024 · 28.8%
ROA
-1.5%▼
2024 · 12.5%
Interest coverage
1.28▼
2024 · 14.95
Debt
€33k▼
2024 · €41k
Debt ≤ 1 year
€26k▲
2024 · €24k
Debt > 1 year
€7k▼
2024 · €15k
Income taxes
€2k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€64k▼
Fixed assets21/28€22k€10k▼
Tangible fixed assets22/27€22k€10k▼
Plant, machinery and equipment23-€10k
Furniture and vehicles24€22k-
Current assets29/58€51k€54k▲
Amounts receivable within one year40/41€41k€53k▲
Trade receivables40€4k€7k▲
Other amounts receivable41€37k€46k▲
Cash at bank and in hand54/58€10k€378▼
Deferred charges and accrued income490/1€114-
Equity and liabilities
Total equity and liabilities10/49€72k€64k▼
Equity10/15€31k€30k▼
Contributions10/11€3k€3k=
Reserves13€28k€28k=
Distributable reserves133€28k€28k=
Profit (loss) carried forward14-€-952
Amounts payable17/49€41k€33k▼
Amounts payable after more than one year17€15k€7k▼
Financial debts170/4€15k€7k▼
Amounts payable within one year42/48€24k€26k▲
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€12k€11k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€9▼
Other operating charges640/8€13k€570▼
Non-recurring operating charges66A-€5k
Gross operating margin9900€38k€9k▼
Operating profit (loss)9901€20k€4k▼
Financial income75/76B€60-
Recurring financial income75€60-
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€18k€830▼
Income taxes67/77€9k€2k▼
Profit (loss) for the period9904€9k€-952▼
Profit (loss) for the period to be appropriated9905€9k€-952▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-952▼
Transfer to equity691/2€9k-
To other reserves6921€9k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-952 ▼111%
Net result drops to €-952, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 3.48
Current ratio from 1.72 to 3.48; short-term debt falls from €16k to €6k.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoterweg (C) 1793980 Tessenderlo-HamGround area
2,559 m²
Building footprint
765 m²
Volume, LiDAR
2,955 m³
2 parcels, Flanders · tallest building 8.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Eris Group
since 20202.305.836.587
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71364E1076/00C002 | Flanders | 1,600 m² | 1 · 621 m² | 7.7 m · 1 fl. |
| 71362B0002/00L000 | Flanders | 959 m² | 1 · 144 m² | 8.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
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Of 4,270 companies in sector 43230 we hold annual accounts for 1,240. 956 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2020
Fiscal year end31-12
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
43310Plastering work
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.