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ERIMA

Active
Public limited companyfounded 198838 yrs activeHoge Bokstraat 64, 9111 Sint-Niklaas, BelgiumKBO/BCE: BE 0433.729.956
Summary

ERIMA has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €164,145 and a net result of -€3,159. Equity remains stable across the filed fiscal years (±1.7% per year). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability66▼-3
Solvency100=
Growth72=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 16.14 against 2.98 in 2024; short-term debt: 1.1% and cash: 18% of total assets), and 1.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 38 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
26 d early
2024
13 d early
2023
14 d late
2022
59 d late
2021
88 d late
2020
46 d early
2019
21 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 14 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 March 1988, ERIMA was incorporated.1 Revenue went from EUR 2,840 in 2018 to EUR 21,090 in 2020.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2020

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Financials · fiscal year 2025, full schema

Turnover
€21,090▼ 4.6%
2019 · €22,114
EBIT margin
-7.6%▼ 20.2pp
2019 · 12.6%
Net result
-€3,159
2024 · €3
Working capital
€28,151▲ 55.4%
2024 · €18,114
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover
Operating result-€8,298▼ 415%-€6,778▲ 18.3%€691€48▼ 93.1%-€3,018
Net result-€8,373▼ 401%-€6,946▲ 17.0%€441€3▼ 99.4%-€3,159
EBIT margin
Equity€173,807▼ 4.6%€166,860▼ 4.0%€167,301▲ 0.3%€167,304=€164,145▼ 1.9%
Total assets€205,302▲ 12.7%€186,750▼ 9.0%€174,117▼ 6.8%€176,442▲ 1.3%€166,403▼ 5.7%
Debt€31,495€19,889▼ 36.8%€6,815▼ 65.7%€9,138▲ 34.1%€2,259▼ 75.3%
Working capital-€12,513-€4,746▲ 62.1%€10,213€18,114▲ 77.4%€28,151▲ 55.4%
Result per fiscal year
Operating resultNet result
-€10,000-€7,500-€5,000-€2,500€0Operating result 2021: -€8,298-€8,298Net result 2021: -€8,373-€8,373Operating result 2022: -€6,778-€6,778Net result 2022: -€6,946-€6,946Operating result 2023: €691€691Net result 2023: €441€441Operating result 2024: €48€48Net result 2024: €3€3Operating result 2025: -€3,018-€3,018Net result 2025: -€3,159-€3,15920212022202320242025-€4,000-€3,000-€2,000-€1,000€0€1,000Operating result 2023: €691€691Net result 2023: €441€441Operating result 2024: €48€48Net result 2024: €3€3Operating result 2025: -€3,018-€3,020Net result 2025: -€3,159-€3,160202320242025
The operating result turns negative in 2025: a loss of €3,018 after €48 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €166,403
Fixed assets €136,393 ▼ 8.6%
Current assets €30,010 ▲ 10.1%
Equity and liabilities €166,403
Equity €164,145 ▼ 1.9%
Debt €2,259 ▼ 75.3%
Debt's share of the balance-sheet total falls from 5.2% to 1.4%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€9,779▼
2024 · €12,418
Cash flow
€9,638▼
2024 · €12,373
Current ratio
16.14▲
2024 · 2.98
Debt to equity
0.01▼
2024 · 0.05
ROE
-1.9%▼
2024 · 0.0%
ROA
-1.9%▼
2024 · 0.0%
Interest coverage
69.35▼
2024 · 275.95
Debt ≤ 1 year
€1,859▼
2024 · €9,138
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
8.5% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€176,442€166,403▼
Fixed assets21/28€149,190€136,393▼
Tangible fixed assets22/27€149,190€136,393▼
Land and buildings22€98,480€92,496▼
Other tangible fixed assets26€50,710€43,898▼
Current assets29/58€27,251€30,010▲
Amounts receivable within one year40/41€8,383-
Other amounts receivable41€8,383-
Cash at bank and in hand54/58€15,956€30,010▲
Deferred charges and accrued income490/1€2,912-
Equity and liabilities
Total equity and liabilities10/49€176,442€166,403▼
Equity10/15€167,304€164,145▼
Contributions10/11€168,568€168,568=
Capital10€168,568€168,568=
Issued capital100€168,568€168,568=
Profit (loss) carried forward14-€1,264-€4,423▼
Amounts payable17/49€9,138€2,259▼
Amounts payable within one year42/48€9,138€1,859▼
Trade debts44€9,138€100▼
Suppliers440/4€9,138€100▼
Other amounts payable47/48-€1,759
Accrued charges and deferred income492/3-€400
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,370€12,797▲
Other operating charges640/8€4,100€4,190▲
Gross operating margin9900€16,517€13,969▼
Operating profit (loss)9901€48-€3,018▼
Financial charges65/66B€45€141▲
Recurring financial charges65€45€141▲
Profit (loss) for the period before taxes9903€3-€3,159▼
Profit (loss) for the period9904€3-€3,159▼
Profit (loss) for the period to be appropriated9905€3-€3,159▼
Appropriation of the result
Profit (loss) to be appropriated9906-€1,264-€4,423▼
Profit (loss) brought forward from the previous period14P-€1,266-€1,264▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,991€14,713€14,518€12,370€12,797▲ 3.5%
Other operating charges640/8€3,484€3,560€3,917€4,100€4,190▲ 2.2%
Gross operating margin9900€10,177€11,495€19,126€16,517€13,969▼ 15.4%
Operating profit (loss)9901-€8,298-€6,778€691€48-€3,018▼ 6,450%
Financial charges65/66B€75€168€250€45€141▲ 213%
Recurring financial charges65€75€168€250€45€141▲ 213%
Profit (loss) for the period before taxes9903-€8,373-€6,946€441€3-€3,159▼ 124,977%
Profit (loss) for the period9904-€8,373-€6,946€441€3-€3,159▼ 124,977%
Profit (loss) for the period to be appropriated9905-€8,373-€6,946€441€3-€3,159▼ 124,977%
Line20212022202320242025Change
Assets
Total assets20/58€205,302€186,750€174,117€176,442€166,403▼ 5.7%
Fixed assets21/28€186,320€171,607€157,088€149,190€136,393▼ 8.6%
Tangible fixed assets22/27€186,320€171,607€157,088€149,190€136,393▼ 8.6%
Land and buildings22€116,433€110,449€104,465€98,480€92,496▼ 6.1%
Other tangible fixed assets26€69,886€61,158€52,624€50,710€43,898▼ 13.4%
Current assets29/58€18,982€15,143€17,028€27,251€30,010▲ 10.1%
Amounts receivable within one year40/41---€8,383--
Other amounts receivable41---€8,383--
Cash at bank and in hand54/58€16,629€12,297€14,160€15,956€30,010▲ 88.1%
Deferred charges and accrued income490/1€2,353€2,846€2,868€2,912--
Equity and liabilities
Total equity and liabilities10/49€205,302€186,750€174,117€176,442€166,403▼ 5.7%
Equity10/15€173,807€166,860€167,301€167,304€164,145▼ 1.9%
Contributions10/11€168,568€168,568€168,568€168,568€168,568=
Capital10€168,568€168,568€168,568€168,568€168,568=
Issued capital100€168,568€168,568€168,568€168,568€168,568=
Reserves13€1,900-----
Distributable reserves133€1,900-----
Profit (loss) carried forward14€3,339-€1,707-€1,266-€1,264-€4,423▼ 250%
Amounts payable17/49€31,495€19,889€6,815€9,138€2,259▼ 75.3%
Amounts payable within one year42/48€31,495€19,889€6,815€9,138€1,859▼ 79.7%
Trade debts44-€584-€9,138€100▼ 98.9%
Suppliers440/4-€584-€9,138€100▼ 98.9%
Other amounts payable47/48€31,495€19,305€6,815-€1,759-
Accrued charges and deferred income492/3----€400-
Line20212022202320242025Change
Profit (loss) for the period9904-€8,373-€6,946€441€3-€3,159▼ 124,977%
+ Depreciation and write-downs630€14,991€14,713€14,518€12,370€12,797▲ 3.5%
Operating cash flow (approximation)€6,618€7,767€14,960€12,373€9,638▼ 22.1%
Investment in fixed assets (approximation)-€0€0-€4,472€0▲ 100%
Change in cash--€4,332€1,863€1,796€14,054▲ 683%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
05-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Liquidity times 5current ratio 16.14
Current ratio from 2.98 to 16.14; short-term debt falls from €9,138 to €1,859.
18-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
14-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 14 days late
2023
31-12
Financial Back to profitnet €441
Net result €441 after 3 loss-making years.
31-12
Financial Liquidity triplescurrent ratio 2.50
Current ratio from 0.76 to 2.50; short-term debt falls from €19,889 to €6,815.
28-09
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 59 days late
2022
27-10
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 88 days late
2021
15-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
21-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 21 days late
2019
31-12
Financial Back to profitnet €2,730
Net result €2,730 after one loss-making year.
24-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
15-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
23-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1988
seat establishment The establishment unit on the map
Ground area
3,661 m²
Building footprint
244 m²
Volume, LiDAR
1,406 m³
Parcel 46002B1209/00C000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Hoge Bokstraat 64, 9111 Sint-Niklaas
NACE 70201
since 19882.040.024.915
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46002B1209/00C000 Flanders 3,661 m² 1 · 244 m² 9.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded18-03-1988
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.