Financials
- Fiscal year
- 2025
- Total assets
- €408,462
- Loss
- -€18,473
- Solvency
- 70.3%
Total assets▼ 4.4%
Net result
20192025
ERICA
ActiveSummary
ERICA has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €286,973 and a net result of -€18,473. Equity is shrinking by ~4.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Activity not known1 site
How big
€408,462total assets 2025
- Equity
- €286,973
- Loss
- -€18,473
Turnover not published (abridged schema)
Who decides
Accounts 93 d early0 of 7 deeds read
Why 92+ Size: total assets €408,462+ Founded in 1989+ Equity €286,973 (70.3% of total assets)+ Figures for FY 2025 (filed 28-01-2026)Show the evidence
Checked score
Score 2025
92
/ 100
Excellent
Probability in this band: under 0.55%
Better than 38% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
95-2
equity 70.3% of total assets
Liquidity
39=
short-term debt 29.5% · cash 1.3%
Profitability
63=
return on assets -4.5%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 0.1%highest value
09-2026: 0.1%● 0.0% vs 08-2026highest value
10-2026: 0.1%● 0.0% vs 09-2026highest value
- Size: total assets €408,462 lowers the probability for this profile
- Founded in 1989 lowers the probability for this profile
- Equity €286,973 (70.3% of total assets) lowers the probability
- Figures for FY 2025 (filed 28-01-2026) lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.02 in 2024; short-term debt: 29.5% and cash: 1.3% of total assets), and 29.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 59%, liquidity 22%, profitability 42%, growth against the median 29%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€18,473
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-01-2026, 93 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
93 d early
2024
90 d early
2023
99 d early
2022
95 d early
2021
99 d early
2020
94 d early
2019
97 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 95 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 25 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet -€20,003
Key points
By topic
Timeline
- Events
- 11
- Since
- 2016
- Next accounts
- by 30-04-2027
- 27-01-2026Annual accounts filed
- 30-01-2025Annual accounts filed
- 30-09-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Public limited company
- Founded
- 13-09-1989
- Year ends
- 30-09
- Peppol
- Not found in the Peppol directory
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