ERIC PUTS
ActiveERIC PUTS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €4k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 87% of 26942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-18
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 5.24 against 5.08 in 2024), and 17% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83%
Return on assets
5.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
94 d early
2024
11 d early
2023
30 d late
2022
31 d early
2021
25 d early
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
08-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 6.8%
2024 · €65k
2018: €56k
2019: €58k
2020: €61k
2021: €57k
2022: €60k
2023: €60k
2024: €65k
2018 → 2025
Total assets
€83k▲ 6.3%
2024 · €78k
2018: €68k
2019: €72k
2020: €73k
2021: €72k
2022: €80k
2023: €74k
2024: €78k
2018 → 2025
Net result
€4k▼ 32.1%
2024 · €6k
2018: €3k
2019: €2k
2020: €3k
2021: €4k
2022: €8k
2023: €4k
2024: €6k
2018 → 2025
Working capital
€60k▲ 18.3%
2024 · €50k
2018: €27k
2019: €34k
2020: €43k
2021: €42k
2022: €49k
2023: €49k
2024: €50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€60k▲ 5.5%€60k▲ 0.4%€65k▲ 6.9%€69k▲ 6.8%
Operating result€4k-€12k▲ 201%€5k▼ 59.4%€9k▲ 91.4%€6k▼ 31.5%
Net result€4k-€8k▲ 133%€4k▼ 56.9%€6k▲ 83.8%€4k▼ 32.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€9k▼ 39.4%
Current assets
€74k▲ 17.4%
Equity and liabilities €83k
Equity
€69k▲ 6.8%
Debt
€14k▲ 3.8%
The debt ratio falls from 17.4% to 17.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€13k▼
2024 · €16k
Cash flow
€11k▼
2024 · €14k
Solvency
83.0%▲
2024 · 82.6%
Current ratio
5.24▲
2024 · 5.08
Quick ratio
4.89▲
2024 · 4.75
Debt / equity
0.20▼
2024 · 0.21
ROE
6.4%▼
2024 · 10.0%
ROA
5.3%▼
2024 · 8.3%
Interest coverage
317.26▼
2024 · 415.87
Debt
€14k▲
2024 · €14k
Debt ≤ 1 year
€14k▲
2024 · €12k
Income taxes
€3k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€83k▲
Fixed assets21/28€15k€9k▼
Tangible fixed assets22/27€15k€9k▼
Plant, machinery and equipment23€14k€8k▼
Furniture and vehicles24€1k€846▼
Current assets29/58€63k€74k▲
Stocks and contracts in progress3€4k€5k▲
Stocks30/36€4k€5k▲
Amounts receivable within one year40/41€2k€13k▲
Trade receivables40-€11k
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€54k€53k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€78k€83k▲
Equity10/15€65k€69k▲
Contributions10/11€9k€9k=
Reserves13€56k€60k▲
Distributable reserves133€56k€60k▲
Amounts payable17/49€14k€14k▲
Amounts payable within one year42/48€12k€14k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€403-
Taxes450/3€403-
Other amounts payable47/48€11k€13k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€438€439▲
Gross operating margin9900€17k€13k▼
Operating profit (loss)9901€9k€6k▼
Financial income75/76B€678€817▲
Recurring financial income75€678€817▲
Financial charges65/66B€39€41▲
Recurring financial charges65€39€41▲
Profit (loss) for the period before taxes9903€10k€7k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€6k€4k▼
Profit (loss) for the period to be appropriated9905€6k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€4k▼
Transfer from equity791/2€2k-
Transfer to equity691/2€6k€4k▼
To other reserves6921€6k€4k▼
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €8k ▲133%
Operating result €12k, net result €8k, both a record.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €2k ▼29.8%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
PUTS Eric
CurrentNon-statutory director · since 13-11-2023
13-11-2023
PUTS Eric: Resigned as Statutaire zaakvoerder
13-11-2023
PUTS Eric: Appointed as Non-statutory director
13-11-2023
IMSCHOOT Ria: Resigned as Opvolgend statutaire zaakvoerder
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pontweg 339160 LokerenGround area
1,430 m²
Building footprint
240 m²
Volume, LiDAR
1,096 m³
Parcel 46004A0383/00L000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pontweg 33, 9160 Lokeren
since 19922.058.041.278
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46004A0383/00L000 | Flanders | 1,430 m² | 1 · 240 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Such Developments
BE 0802.650.254
Asse · Eq €69k
Malo Techniek
BE 0650.596.420
Hooglede · Eq €69k
MJ TECHNICS
BE 0762.697.538
Sint-Truiden · Eq €69k
WALMAGH P.
BE 0471.761.676
Chaudfontaine · Eq €69k
DECASAN
BE 0479.804.659
Zedelgem · Eq €69k
Of 9,468 companies in sector 43222 we hold annual accounts for 5,620. 4,738 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-1992
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43211General electrical installation work
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.