Eric Motmans
ActiveThe computed 12-month bankruptcy probability of Eric Motmans is 1.8% (moderate). The 2025 annual accounts show equity of €178k and a net result of €75k. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 35% of 7778 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+54
Solvency57▲+14
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.42 in 2024; short-term debt: 59.9% and cash: 10.9% of total assets), but 67.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.3%
Return on assets
13.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
3 d early
2023
28 d late
2022
29 d late
2021
2 d early
2020
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€1.80M
EBIT margin
4.6%
Net result
€75k▲ 6,479%
2024 · €1k
2020: €12k
2021: €61k
2022: €57k
2023: €-39k
2024: €1k
2020 → 2025
Working capital
€198k▲ 26.2%
2024 · €157k
2020: €9k
2021: €236k
2022: €262k
2023: €197k
2024: €157k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.80M-
Equity€84k-€141k▲ 68.3%€102k▼ 27.8%€103k▲ 1.1%€178k▲ 73.1%
Operating result€83k-€81k▼ 1.6%€-28k€11k€117k▲ 997%
Net result€61k-€57k▼ 6.6%€-39k€1k€75k▲ 6,479%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 997% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €551k
Fixed assets
€23k▼ 17.3%
Current assets
€528k▼ 0.2%
Equity and liabilities €551k
Equity
€178k▲ 73.1%
Debt
€373k▼ 17.8%
The debt ratio falls from 81.6% to 67.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€125k▲
2024 · €21k
Cash flow
€83k▲
2024 · €12k
Solvency
32.3%▲
2024 · 18.4%
Current ratio
1.60▲
2024 · 1.42
Quick ratio
0.71▼
2024 · 0.74
Debt / equity
2.10▼
2024 · 4.42
ROE
42.2%▲
2024 · 1.1%
ROA
13.6%▲
2024 · 0.2%
Interest coverage
7.71▲
2024 · 1.53
Debt
€373k▼
2024 · €454k
Debt ≤ 1 year
€330k▼
2024 · €373k
Debt > 1 year
€43k▼
2024 · €81k
Income taxes
€29k▲
2024 · €41
Staff costs
€374k▲
2024 · €262k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€557k€551k▼
Fixed assets21/28€28k€23k▼
Tangible fixed assets22/27€28k€23k▼
Plant, machinery and equipment23€125-
Furniture and vehicles24€8k€8k▲
Leasing and similar rights25€20k€15k▼
Current assets29/58€529k€528k▼
Stocks and contracts in progress3€252k€293k▲
Stocks30/36€168k€185k▲
Contracts in progress37€84k€107k▲
Amounts receivable within one year40/41€207k€158k▼
Trade receivables40€123k€85k▼
Other amounts receivable41€84k€72k▼
Cash at bank and in hand54/58€56k€60k▲
Deferred charges and accrued income490/1€14k€18k▲
Equity and liabilities
Total equity and liabilities10/49€557k€551k▼
Equity10/15€103k€178k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€93k€168k▲
Amounts payable17/49€454k€373k▼
Amounts payable after more than one year17€81k€43k▼
Financial debts170/4€81k€43k▼
Amounts payable within one year42/48€373k€330k▼
Current portion of amounts payable after more than one year42€41k€42k▲
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€300k€237k▼
Suppliers440/4€300k€237k▼
Taxes, remuneration and social security45€30k€51k▲
Taxes450/3€2k€16k▲
Remuneration and social security454/9€28k€35k▲
Accrued charges and deferred income492/3€640€59▼
Income statement
Code20242025
Remuneration, social security and pensions62€262k€374k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€8k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€3k€925▼
Gross operating margin9900€288k€501k▲
Operating profit (loss)9901€11k€117k▲
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€14k€16k▲
Recurring financial charges65€14k€16k▲
Profit (loss) for the period before taxes9903€1k€104k▲
Income taxes67/77€41€29k▲
Profit (loss) for the period9904€1k€75k▲
Profit (loss) for the period to be appropriated9905€1k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€93k€168k▲
Profit (loss) brought forward from the previous period14P€92k€93k▲
Social balance
Average headcount (FTE)90873.85.4▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2020net €75k ▲6479%
Operating result €117k, net result €75k, both a record.
31-12
Financial
Equity above €150kEq €178k ▲73.1%
2 profitable years in a row build equity to €178k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-39k ▼168%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial
Equity above €100kEq €141k ▲68.3%
3 profitable years in a row build equity to €141k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Holrakkerstraat 1003510 HasseltGround area
2,987 m²
Building footprint
626 m²
Volume, LiDAR
3,006 m³
Parcel 71028A0290/00W002, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Eric Motmans
since 20192.297.758.566
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71028A0290/00W002 | Flanders | 2,987 m² | 1 · 626 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 1,921 EUR awarded · 1,921 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 1 | 101 EUR | 101 EUR |
| 2023 | 1 | 0 EUR | 150 EUR |
| 2022 | 3 | 820 EUR | 670 EUR |
Schemes
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Dual-learning approval
3 live approvals · 3 endedMonteur sanitaire en verwarmingsinstallaties duaal (so)
Sanitaire en verwarmingsinstallaties duaal (so)
Vakman installatietechnieken (vwo)
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,873 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2019
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.ericmotmans.be