Equity
€440,221 from €865,142 in 2016
Equity fell by 49% in 9 years.
Eric Mathay & C°
Lifetime
20 annual accounts with figures on one time axis, 38 filings since 1988peak €233,705 (2015)
€57,974▼ 19.7%
lowest -€3,673 (2025)
-€3,673▼ €10,269
peak €865,142 (2016)
€440,221▼ 0.8%
€194,219▼ 0.3%
peak 0.5 FTE (2006)
-not published
Board3 names since 1988
2 directorsMichèle VERDEYEN and 1 other
Documentsfilings and deeds
20-08-202620 days late
2025micro format
Gross margin from €72,184 to €57,974Loss of €3,673Cash from €55,547 to €79,842
Key points
from the 2025 annual accountsFilings
38 annual accounts since 1988
Three of the last ten came late. The 2023 accounts came latest: 28 days after the end of the period.
Position in the sector
-€3,673
Lower net result than 85% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.
Checked score
93
Excellent
Financially stronger than 44% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €634,439
Founded in 1988
Figures for financial year 2025 (filed on 21-08-2026)
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 65% of them on solvency, 41% on liquidity, 31% on profitability and 37% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as Eric Mathay & C° has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Eric Mathay & C° itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for Eric Mathay & C°. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.46 (0.35 in 2024), below 1. Short-term debt is 30.5% and cash 12.6% of total assets. 30.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 20 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
20 days late
2024
20 days late
2023
28 days late
2022
66 days early
2021
5 days early
2020
59 days early
2019
52 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0434477450
Appointments: Sandra Billiau (director) and Michèle VERDEYEN (director)
Gazette deed
Resignation: Eric MATHAY (director)
Appointment: VERDEYEN Michèle (director) · “2.Interim- en crisismanagement; 3.Vorming voor rekening van zowel openbare als private ondernemingen en…” (deed in French) · General meeting of 20-01-2022 · Gazette deed
Resignation: Eric MATHAY (director)
Appointment: Michèle VERDEYEN (director) · General meeting of 28-12-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Eric Mathay & C° Merchtem | €634,439 | €57,974 | 69.4% | - |
| REIGEL INVEST Merchtem | €655,554 | €64,475 | 91.8% | - |
| Caspavel Malderen Londerzeel | €641,826 | €67,665 | 93.5% | - |
| Agma-Trade Wezembeek-Oppem | €599,695 | €65,702 | 57.2% | - |
| JOMAERTS Overijse | €760,815 | €58,394 | 88.1% | - |
| TRENTINO Dilbeek | €533,750 | €51,117 | 79.3% | - |
| DANED Beersel | €652,716 | €45,644 | 78.6% | - |
These companies have the same main activity as Eric Mathay & C°: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €534,000 and €761,000, founded between 1983 and 1993.
Official details
Source: KBO- Status
- Active since 31-05-1988Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.360.648.6161785 Merchtem, since 31-05-1988
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2025
Insights on Eric Mathay & C°
Eric Mathay & C° files the micro format. That format states no turnover. The gross margin fell from €68,439 in 2006 to €57,974 in 2025.
The balance sheet grew most from 2007 to 2008 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Eric Mathay & C°
- What is the company number of Eric Mathay & C°?
- The company number of Eric Mathay & C° is 0434.477.450. The VAT number is the same number with BE in front: BE 0434.477.450.
- Where is Eric Mathay & C° based?
- The registered office is at Hunsberg 90, 1785 Merchtem.Company details
- What does Eric Mathay & C° do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Eric Mathay & C°?
- Eric Mathay & C° is a private limited company (BV).
- When was Eric Mathay & C° founded?
- Eric Mathay & C° was founded on 31-05-1988.
- Is Eric Mathay & C° still active?
- Yes, Eric Mathay & C° is an active enterprise in the KBO register.
- What is the turnover of Eric Mathay & C°?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €57,974 and 120 comparable companies (NACE 70200). It probably lies between €89,000 and €150,000.Financials
- Is Eric Mathay & C° profitable?
- In financial year 2025, Eric Mathay & C° made a loss of €3,673.
- Where can I find the annual accounts of Eric Mathay & C°?
- Eric Mathay & C° filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Eric Mathay & C° due?
- Eric Mathay & C° must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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