Eric E.M. De Smet
ActiveEric E.M. De Smet has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €221k and a net result of €146k. Its solvency ranks better than 69% of 31393 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+2
Growth78
Stability82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days only on tighter terms
Liquidity ample (current ratio 3.73 against 2.49 in 2024), and 25.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.2%
Return on assets
49%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 d early
2024
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€221k▲ 195%
2024 · €75k
2024: €75k
2024 → 2025
Total assets
€298k▲ 138%
2024 · €125k
2024: €125k
2024 → 2025
Net result
€146k▲ 101%
2024 · €72k
2024: €72k
2024 → 2025
Working capital
€210k▲ 180%
2024 · €75k
2024: €75k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€75k-€221k▲ 195%
Operating result€100k-€208k▲ 109%
Net result€72k-€146k▲ 101%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 109% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €298k
Fixed assets
€11k
Current assets
€287k
Equity and liabilities €298k
Equity
€221k▲ 195%
Debt
€77k▲ 53.0%
The debt ratio falls from 40.1% to 25.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€209k
Cash flow
€146k
Solvency
74.2%▲
2024 · 59.9%
Current ratio
3.73▲
2024 · 2.49
Quick ratio
3.73▲
2024 · 2.49
Debt / equity
0.35▼
2024 · 0.67
ROE
66.1%▼
2024 · 96.7%
ROA
49.0%▼
2024 · 57.9%
Interest coverage
1516.79
Debt
€77k▲
2024 · €50k
Debt ≤ 1 year
€77k▲
2024 · €50k
Income taxes
€62k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€125k€298k▲
Fixed assets21/28-€11k
Tangible fixed assets22/27-€11k
Furniture and vehicles24-€11k
Current assets29/58€125k€287k▲
Amounts receivable within one year40/41€19k€22k▲
Trade receivables40€19k€22k▲
Current investments50/53-€5k
Cash at bank and in hand54/58€106k€259k▲
Deferred charges and accrued income490/1-€65
Equity and liabilities
Total equity and liabilities10/49€125k€298k▲
Equity10/15€75k€221k▲
Contributions10/11€3k€3k=
Reserves13€72k€218k▲
Distributable reserves133€72k€218k▲
Profit (loss) carried forward14€2€6▲
Amounts payable17/49€50k€77k▲
Amounts payable within one year42/48€50k€77k▲
Trade debts44€741€28k▲
Suppliers440/4€741€28k▲
Taxes, remuneration and social security45€49k€47k▼
Taxes450/3€49k€47k▼
Other amounts payable47/48€463€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€368
Other operating charges640/8€380€186▼
Gross operating margin9900€100k€209k▲
Operating profit (loss)9901€100k€208k▲
Financial charges65/66B€22€137▲
Recurring financial charges65€22€137▲
Profit (loss) for the period before taxes9903€100k€208k▲
Income taxes67/77€27k€62k▲
Profit (loss) for the period9904€72k€146k▲
Profit (loss) for the period to be appropriated9905€72k€146k▲
Appropriation of the result
Profit (loss) to be appropriated9906€72k€146k▲
Profit (loss) brought forward from the previous period14P-€2
Transfer to equity691/2€72k€146k▲
To other reserves6921€72k€146k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €221k ▲195%
2 profitable years in a row build equity to €221k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Ground area
212 m²
Building footprint
87 m²
Volume, LiDAR
622 m³
Parcel 11342A0238/00H010, Flanders · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Eric E.M. De Smet
since 20242.365.514.848
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11342A0238/00H010 | Flanders | 212 m² | 1 · 87 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Quoque
BE 0794.408.026
Kasterlee · Eq €221k
FINALYSE
BE 0477.765.976
Sint-Joost-ten-Node · Eq €221k
CANICULE
BE 0462.746.517
Gent · Eq €221k
Tender Expert and Management Services
BE 0892.749.594
Aalst · Eq €221k
Gercoma
BE 0758.461.212
Dilbeek · Eq €221k
Of 82,169 companies in sector 70200 we hold annual accounts for 52,388. 39,303 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
52250Logistics services
52290Warehousing and support activities for transportation
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.