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ERIC CHARLIER

Active
Private limited companyfounded 199630 yrs activeRue des Morgelines(NN) 10, 5100 Namur, BelgiumKBO/BCE: BE 0457.422.702
Summary

ERIC CHARLIER has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €646,249 and a net result of -€3,687. Equity is shrinking by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 240 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch ReportCompare
ERIC CHARLIERActiveChecked score 80/100
Risk analysis ReportCompare

Overview

What they do
Manufacture of furniture
NACE 31002NACE 31020NACE 36130
#4 company by equity in the province of Namur, Furniture sector1 site
How big
€689,803total assets 2025
Staff
5 FTE
Equity
€646,249
Loss
-€3,687
Financially healthy?
80 Excellent Checked score 2025
Bankruptcy chance 12 m
0.6%
Who decides
Accounts filed 28 d late0 of 2 deeds read
Why 80- Higher-failure-rate sector- Higher-failure-rate region+ Long track record+ Annual accounts: healthy financial profileA punctual record breaksShow the evidence

Checked score

Score 2025
80 / 100
Excellent
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68=
Solvency100▲+27
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 5.02 against 1.21 in 2024; short-term debt: 6.3% and cash: 16.8% of total assets), and 6.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 30 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Manufacture of furniture (NACE 31)
about 43% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
93.7%
Return on assets
-0.5%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
44 d early
2023
37 d early
2022
34 d early
2021
40 d early
2020
16 d late
2019
16 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Liquidity quadruplescurrent ratio 5.02
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Risk: 6 loss-making years in a rowloss fiscal year 2025 -€3,687 View
  • Positive: Among the best 5% on solvencysector median 39.4% · 240 companies 93.7% View
  • Active since 1996founded 07-03-1996 30 years View

By topic

Financials

Fiscal year
2025
Total assets
€689,803
Loss
-€3,687
Solvency
93.7%
Total assets▼ 49.4%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 28-08-2026Annual accounts filed
  2. 31-12-2025Liquidity quadruples
  3. 17-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of furnitureNACE 31002
Founded
07-03-1996
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

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