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ERIBO CONSULT

Active Private limited companyfounded 2023active for 3 yearsVredestraat 45, 8790 WaregemKBO/BCE: BE 0802.194.651 subsidiary of Maxanna

Lifetime

2 annual accounts with figures on one time axis
peak €39,298 (2024)
€24,536▼ 37.6%
peak €28,767 (2024)
€17,669▼ 38.6%
peak €66,436 (2025)
€66,436▲ 36.2%
€19,885▼ 2.1%
Board4 names since 2023
4 directorsD-BOW and 3 others
Owners
Documentsfilings and deeds
12-06-202649 days before the deadline
2025abbreviated format
Gross margin from €39,298 to €24,536Result from €28,767 to €17,669Equity from €48,767 to €66,436Cash from €50,301 to €66,758

Key points

from the 2025 annual accounts

Turnover

≈ €290,000 estimated

The abbreviated format states no turnover.

Position in the sector

77.0%

Higher solvency than 85% of companies in construction of buildings. Sector median 38.6% · 2,815 companies.

Checked score

86
Excellent
Financially stronger than 83% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.5% across 13,459 companies (NACE 41, micro).

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 4.6% 01-2025: 5.0%▲ +0.4 percentage points vs 12-2024 02-2025: 5.0%● unchanged vs 01-2025 03-2025: 4.8%▼ -0.2 percentage points vs 02-2025 04-2025: 4.8%● unchanged vs 03-2025 05-2025: 5.3%▲ +0.5 percentage points vs 04-2025 06-2025: 5.3%● unchanged vs 05-2025highest value 07-2025: 0.5%▼ -4.8 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026lowest value 03-2026: 0.5%● unchanged vs 02-2026lowest value 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026

Financial strength
Strong

100+4equity 77.0% of total assets
93+4short-term debt 21.0% · cash 77.3%
89-11return on assets 20.5%

Score breakdown

raises risk
Founded in 2023
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Liquidity: current ratio 4.77, cash €66,758
Equity €66,436 (77.0% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 93% on liquidity, 73% on profitability and 74% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as ERIBO CONSULT has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of ERIBO CONSULT itself: 0.5% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for ERIBO CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 4.77 (3.58 in 2024), above the usual 1.5. Short-term debt is 21% and cash 77.3% of total assets. 23% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.77, cash €66,758
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Equity €66,436 (77.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
49 days early
2024
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 44 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

DB
Director, DECORTE Brecht Roger Adolf, since 24-05-2023
IV
Director, since 24-05-2023
M
Director, VANDEWIELE Eric, since 24-05-2023
PV
Director, since 24-05-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0802194651
Incorporation Founding capital of €20,000, 200 shares · Founder: MAXANNA (oprichter comparant) · Appointments: MAXANNA, ILSE VANDEWIELE, PIETER VANDEWIELE and D-BOW · published on 01-06-2023 · Gazette deed
First establishment Vredestraat 45, Waregem
All 5 events

Comparable companies

same main activity, similar in size and age
Company
ERIBO CONSULT Waregem €86,321 €24,536 77.0% -
T.S.V.D. GROUP Ostend €72,146 €24,922 30.1% -
Ferret Wevelgem €84,719 €28,607 68.9% -
DUBO MAX Kortrijk €102,535 €21,794 36.4% -
Vervan DS Zedelgem €85,643 €28,571 19.2% -
LES TOITS FRERES Tienen €84,235 €25,789 42.7% -
METRIKA GROUP Vilvoorde €91,540 €23,610 34.1% -

These companies have the same main activity as ERIBO CONSULT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €72,100 and €103,000, founded between 2022 and 2024.

Official details

Source: KBO
Status
Active since 30-05-2023Normal situation
Registered office
11 active companies are registered at this addressSource: KBO register, as of 8 November 2026.
Activity
General construction of residential buildingsNACE 41001and 2 others
Establishment unit
2.345.699.9268790 Waregem, since 30-05-2023
Financial year end
31 December
Peppol
Reachable since 16-12-2025
Company details

Annual accounts 2025

€86,321▲ 24.9%
Filing
Filed on 12-06-2026, 49 days before the end of the filing period
Financials

Insights on ERIBO CONSULT

ERIBO CONSULT has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66,436 and a net result of €17,669.

Its solvency ranks better than 86% of 2,815 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ERIBO CONSULT

What is the company number of ERIBO CONSULT?
The company number of ERIBO CONSULT is 0802.194.651. The VAT number is the same number with BE in front: BE 0802.194.651.
Where is ERIBO CONSULT based?
The registered office is at Vredestraat 45, 8790 Waregem.Company details
What does ERIBO CONSULT do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of ERIBO CONSULT?
ERIBO CONSULT is a private limited company (BV).
When was ERIBO CONSULT founded?
ERIBO CONSULT was founded on 30-05-2023.
Is ERIBO CONSULT still active?
Yes, ERIBO CONSULT is an active enterprise in the KBO register.
What is the turnover of ERIBO CONSULT?
The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €24,536 and 74 comparable companies (NACE 41001). It probably lies between €140,000 and €580,000. It is a rough estimate.Financials
Is ERIBO CONSULT profitable?
In financial year 2025, ERIBO CONSULT made a profit of €17,669.
Where can I find the annual accounts of ERIBO CONSULT?
ERIBO CONSULT filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ERIBO CONSULT due?
ERIBO CONSULT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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