Ergowin
Open bankruptcyAre you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Brussels
- Declared bankrupt
- 22 September 2026
- Supervising judge
- Piet Roose
- Official Gazette
- 28-09-2026 (pdf) ↗search the document for 2026/139863
Deadlines
- Provisional date payments stopped
- 22 September 2026A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- 13 October 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- 22 October 2026art. XX.104 and XX.155 CEL
- First verification report
- 28 October 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- 22 September 2027Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Jean-Louis De Chaffoy JlSchaliestraat 18 Bis, 1602 Vlezenbeekfalingen@dc-partners.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€58,432
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
146 d late
2023
30 d late
2022
22 d late
2021
31 d late
2020
31 d late
2019
47 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 48 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?Process a list How is the Joinery installation sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€58,432▼ 63.2%
2024 · -€35,804
Total assets
€61,600▼ 50.2%
2024 · €123,623
Net result
-€22,628▲ 57.5%
2024 · -€53,286
Working capital
-€66,342▼ 42.5%
2024 · -€46,570
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15,887▲ 51.7%€48,364▲ 204%€14,226▼ 70.6%-€50,358-€15,799▲ 68.6%
Net result€15,099within the sector's middle half▲ 52.3%€41,877above the sector's middle half▲ 177%€8,440within the sector's middle half▼ 79.8%-€53,286below the sector's middle half-€22,628below the sector's middle half▲ 57.5%
Equity-€14,778below the sector's middle half▲ 50.5%€9,042below the sector's middle half€17,482below the sector's middle half▲ 93.3%-€35,804below the sector's middle half-€58,432below the sector's middle half▼ 63.2%
Total assets€65,033below the sector's middle half▲ 15.0%€165,036within the sector's middle half▲ 154%€176,757within the sector's middle half▲ 7.1%€123,623within the sector's middle half▼ 30.1%€61,600below the sector's middle half▼ 50.2%
Debt€79,811▼ 7.6%€155,994▲ 95.5%€159,275▲ 2.1%€159,427▲ 0.1%€120,032▼ 24.7%
Working capital-€14,986below the sector's middle half▲ 28.0%-€7,328below the sector's middle half▲ 51.1%€3,027below the sector's middle half-€46,570below the sector's middle half-€66,342below the sector's middle half▼ 42.5%
Solvency-22.7%below the sector's middle half▲ 30.1pp5.5%below the sector's middle half▲ 28.2pp9.9%below the sector's middle half▲ 4.4pp-29.0%below the sector's middle half▼ 38.9pp-94.9%below the sector's middle half▼ 65.9pp
Current ratio0.80below the sector's middle half▲ 0.080.94below the sector's middle half▲ 0.141.02below the sector's middle half▲ 0.080.69below the sector's middle half▼ 0.340.42below the sector's middle half▼ 0.27
Return on assets (ROA)23.2%above the sector's middle half▲ 5.7pp25.4%above the sector's middle half▲ 2.2pp4.8%within the sector's middle half▼ 20.6pp-43.1%below the sector's middle half▼ 47.9pp-36.7%below the sector's middle half▲ 6.4pp
Staff (FTE)0.82.4▲ 200%2.6▲ 8.3%2.6=
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15,799 in 2025 against €50,358 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61,600
Fixed assets
€13,505 ▼ 38.6%
Current assets
€48,095 ▼ 52.7%
Equity and liabilities
Equity-€58,432
Debt€120,032
Equity is negative: debt (€120,032) exceeds the balance-sheet total (€61,600).
Key figures and ratios
EBITDA
-€7,321▲
2024 · -€41,509
Cash flow
-€14,150▲
2024 · -€44,437
Interest coverage
-1.04▲
2024 · -13.45
Debt ≤ 1 year
€114,437▼
2024 · €148,209
Debt > 1 year
€5,595▼
2024 · €11,217
Staff costs
€77,386▼
2024 · €127,596
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €32,088 | €120,840 | €127,596 | €77,386 | ▼ 39.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,470 | €1,990 | €9,384 | €8,849 | €8,478 | ▼ 4.2% |
| Other operating charges640/8 | €1,606 | €1,469 | €2,131 | €1,412 | €2,707 | ▲ 91.7% |
| Gross operating margin9900 | €18,963 | €83,911 | €146,581 | €87,499 | €72,771 | ▼ 16.8% |
| Operating profit (loss)9901 | €15,887 | €48,364 | €14,226 | -€50,358 | -€15,799 | ▲ 68.6% |
| Financial income75/76B | €42 | €27 | €383 | €322 | €209 | ▼ 35.0% |
| Recurring financial income75 | €42 | €27 | €383 | €322 | €209 | ▼ 35.0% |
| Financial charges65/66B | €830 | €1,161 | €3,427 | €3,086 | €7,038 | ▲ 128% |
| Recurring financial charges65 | €830 | €1,161 | €3,427 | €3,086 | €7,038 | ▲ 128% |
| Profit (loss) for the period before taxes9903 | €15,099 | €47,230 | €11,181 | -€53,123 | -€22,628 | ▲ 57.4% |
| Income taxes67/77 | - | €5,353 | €2,741 | €163 | - | - |
| Profit (loss) for the period9904 | €15,099 | €41,877 | €8,440 | -€53,286 | -€22,628 | ▲ 57.5% |
| Profit (loss) for the period to be appropriated9905 | €15,099 | €41,877 | €8,440 | -€53,286 | -€22,628 | ▲ 57.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €65,033 | €165,036 | €176,757 | €123,623 | €61,600 | ▼ 50.2% |
| Fixed assets21/28 | €3,366 | €44,571 | €30,832 | €21,983 | €13,505 | ▼ 38.6% |
| Intangible fixed assets21 | - | €6,244 | €4,161 | €2,078 | - | - |
| Tangible fixed assets22/27 | €2,241 | €37,202 | €25,546 | €18,781 | €12,380 | ▼ 34.1% |
| Furniture and vehicles24 | €2,241 | €5,620 | €365 | - | - | - |
| Leasing and similar rights25 | - | €31,581 | €25,181 | €18,781 | €12,380 | ▼ 34.1% |
| Financial fixed assets28 | €1,125 | €1,125 | €1,125 | €1,125 | €1,125 | = |
| Current assets29/58 | €61,667 | €120,465 | €145,925 | €101,640 | €48,095 | ▼ 52.7% |
| Amounts receivable within one year40/41 | €59,933 | €87,767 | €115,089 | €92,117 | €27,324 | ▼ 70.3% |
| Trade receivables40 | €32,935 | €16,005 | €43,697 | €45,955 | €17,102 | ▼ 62.8% |
| Other amounts receivable41 | €26,998 | €71,762 | €71,392 | €46,162 | €10,222 | ▼ 77.9% |
| Cash at bank and in hand54/58 | - | €29,878 | €17,920 | €2,061 | €14,815 | ▲ 619% |
| Deferred charges and accrued income490/1 | €1,734 | €2,821 | €12,915 | €7,462 | €5,956 | ▼ 20.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €65,033 | €165,036 | €176,757 | €123,623 | €61,600 | ▼ 50.2% |
| Equity10/15 | -€14,778 | €9,042 | €17,482 | -€35,804 | -€58,432 | ▼ 63.2% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €9,860 | €9,860 | €9,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | €9,860 | €9,860 | €9,860 | = |
| Profit (loss) carried forward14 | -€22,838 | €982 | €1,422 | -€51,864 | -€74,492 | ▼ 43.6% |
| Amounts payable17/49 | €79,811 | €155,994 | €159,275 | €159,427 | €120,032 | ▼ 24.7% |
| Amounts payable after more than one year17 | €3,158 | €21,112 | €16,377 | €11,217 | €5,595 | ▼ 50.1% |
| Financial debts170/4 | €3,158 | €21,112 | €16,377 | €11,217 | €5,595 | ▼ 50.1% |
| Amounts payable within one year42/48 | €76,652 | €127,793 | €142,898 | €148,209 | €114,437 | ▼ 22.8% |
| Current portion of amounts payable after more than one year42 | €4,122 | €7,504 | €4,735 | €5,160 | €5,622 | ▲ 9.0% |
| Financial debts43 | €1,264 | €698 | €704 | - | - | - |
| Credit institutions430/8 | €1,264 | €698 | €704 | - | - | - |
| Trade debts44 | €52,031 | €83,137 | €113,100 | €134,907 | €78,967 | ▼ 41.5% |
| Suppliers440/4 | €52,031 | €83,137 | €113,100 | €134,907 | €78,967 | ▼ 41.5% |
| Taxes, remuneration and social security45 | €8,750 | €8,401 | €24,358 | €7,646 | €17,753 | ▲ 132% |
| Taxes450/3 | - | - | €11,935 | €7,452 | €3,792 | ▼ 49.1% |
| Remuneration and social security454/9 | €8,750 | €8,401 | €12,423 | €194 | €13,961 | ▲ 7,104% |
| Other amounts payable47/48 | €10,486 | €28,053 | - | €497 | €12,095 | ▲ 2,333% |
| Accrued charges and deferred income492/3 | - | €7,089 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,099 | €41,877 | €8,440 | -€53,286 | -€22,628 | ▲ 57.5% |
| + Depreciation and write-downs630 | €1,470 | €1,990 | €9,384 | €8,849 | €8,478 | ▼ 4.2% |
| Operating cash flow (approximation) | €16,569 | €43,867 | €17,824 | -€44,437 | -€14,150 | ▲ 68.2% |
| Investment in fixed assets (approximation) | - | -€43,194 | €4,354 | €0 | €0 | - |
| Change in cash | - | - | -€11,958 | -€15,859 | €12,753 | ▲ 180% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
28-09
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · event 22-09-2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 146 days late
2024
31-12
Financial
Weakest financial yearnet -€53,286
Net result drops to -€53,286, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Highest result since 2018net €41,877 ▲177%
Operating result €48,364, net result €41,877, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
31-12
Financial
Back to profitnet €12,387
Net result €12,387 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2012
Ground area
1,379 m²
Building footprint
432 m²
Volume, LiDAR
2,107 m³
2 parcels, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ERGOWIN
since 20122.213.323.333
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582D0407/00D002 | Flanders | 1,097 m² | 1 · 308 m² | 10.1 m · 1 fl. |
| 23013A0145/00G022 | Flanders | 282 m² | 1 · 125 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | JEAN-LOUIS DE CHAFFOY JL Schaliestraat 18 Bis, 1602 Vlezenbeek |
22-09-2026 → present |
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 20,017 companies in this sector we hold annual accounts for 9,142. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded25-09-2012
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0848988639
Also
9925:BE0848988639
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.