ErGoris
ActiveErGoris has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €236k and a net result of €104k. Equity is growing by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 36% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-10
Solvency63▼-37
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.61 against 6.92 in 2024; short-term debt: 42.6% and cash: 12.1% of total assets), and 62% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38%
Return on assets
16.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
87 d early
2024
76 d early
2023
61 d early
2022
40 d early
2021
135 d early
2020
57 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€236k▼ 13.4%
2024 · €272k
2018: €66k
2019: €145k
2020: €45k
2021: €37k
2022: €108k
2023: €161k
2024: €272k
2018 → 2025
Total assets
€621k▲ 101%
2024 · €309k
2018: €91k
2019: €153k
2020: €138k
2021: €42k
2022: €137k
2023: €194k
2024: €309k
2018 → 2025
Net result
€104k▼ 6.6%
2024 · €111k
2018: €55k
2019: €79k
2020: €-16k
2021: €-8k
2022: €71k
2023: €53k
2024: €111k
2018 → 2025
Working capital
€-104k
2024 · €217k
2018: €59k
2019: €142k
2020: €44k
2021: €37k
2022: €104k
2023: €92k
2024: €217k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€108k▲ 194%€161k▲ 49.2%€272k▲ 69.2%€236k▼ 13.4%
Operating result€-8k-€79k€68k▼ 13.9%€159k▲ 134%€155k▼ 2.4%
Net result€-8k-€71k€53k▼ 25.5%€111k▲ 110%€104k▼ 6.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €621k
Fixed assets
€460k▲ 735%
Current assets
€160k▼ 36.8%
Equity and liabilities €621k
Equity
€236k▼ 13.4%
Debt
€385k▲ 947%
The debt ratio rises from 11.9% to 62.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€197k▲
2024 · €175k
Cash flow
€146k▲
2024 · €128k
Solvency
38.0%▼
2024 · 88.1%
Current ratio
0.61▼
2024 · 6.92
Quick ratio
0.61▼
2024 · 6.92
Debt / equity
1.63▲
2024 · 0.13
ROE
44.1%▲
2024 · 40.9%
ROA
16.8%▼
2024 · 36.0%
Interest coverage
29.75▼
2024 · 193.86
Debt
€385k▲
2024 · €37k
Debt ≤ 1 year
€264k▲
2024 · €37k
Debt > 1 year
€120k
Income taxes
€45k▼
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€309k€621k▲
Fixed assets21/28€55k€460k▲
Tangible fixed assets22/27€55k€460k▲
Land and buildings22-€420k
Furniture and vehicles24€55k€40k▼
Current assets29/58€254k€160k▼
Amounts receivable within one year40/41€75k€33k▼
Trade receivables40€75k€33k▼
Other amounts receivable41€134€198▲
Current investments50/53€48k€48k=
Cash at bank and in hand54/58€127k€75k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€309k€621k▲
Equity10/15€272k€236k▼
Contributions10/11€19k€19k=
Reserves13€254k€217k▼
Distributable reserves133€254k€217k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€37k€385k▲
Amounts payable after more than one year17-€120k
Financial debts170/4-€120k
Amounts payable within one year42/48€37k€264k▲
Current portion of amounts payable after more than one year42-€100k
Trade debts44€486€1k▲
Suppliers440/4€486€1k▲
Taxes, remuneration and social security45€34k€42k▲
Taxes450/3€32k€40k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€2k€121k▲
Accrued charges and deferred income492/3€25€752▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€42k▲
Other operating charges640/8€637€649▲
Gross operating margin9900€176k€198k▲
Operating profit (loss)9901€159k€155k▼
Financial income75/76B€249€843▲
Recurring financial income75€249€843▲
Financial charges65/66B€902€7k▲
Recurring financial charges65€902€7k▲
Profit (loss) for the period before taxes9903€158k€149k▼
Income taxes67/77€46k€45k▼
Profit (loss) for the period9904€111k€104k▼
Profit (loss) for the period to be appropriated9905€111k€104k▼
Appropriation of the result
Profit (loss) to be appropriated9906€164k€104k▼
Profit (loss) brought forward from the previous period14P€53k€0▼
Transfer from equity791/2-€140k
Transfer to equity691/2€164k€104k▼
To other reserves6921€164k€104k▼
Profit to be distributed694/7-€140k
Return on contributions (dividend)694-€140k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €111k ▲110%
Operating result €159k, net result €111k, both a record.
31-12
Financial
Equity above €200kEq €272k ▲69.2%
3 profitable years in a row build equity to €272k.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €161k ▲49.2%
2 profitable years in a row build equity to €161k.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €71k
Net result €71k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €108k ▲194%
Equity rises from €37k to €108k.
18-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 5current ratio 8.08
Current ratio from 1.48 to 8.08; short-term debt falls from €93k to €5k.
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-16k ▼121%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 5current ratio 18.28
Current ratio from 3.41 to 18.28; short-term debt falls from €25k to €8k.
31-12
Financial
Equity above €100kEq €145k ▲119%
2 profitable years in a row build equity to €145k.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tiensestraat 1523000 LeuvenGround area
6,828 m²
Building footprint
1,499 m²
Parcel 24502C0096/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
ErGoris
since 20172.262.892.313
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502C0096/00F000 | Flanders | 6,828 m² | 1 · 1,499 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,155 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.