ERGO EDUCO
ActiveSummary
ERGO EDUCO has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€97,277) and a net result of €543. Equity has been shrinking by about 33% per year since 2019. The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Official details
Source: KBO- Status
- Active since 28-04-2014 Normal situation
- Registered office
- 90 active companies are registered at this address 6 started in the 12 months before. Source: KBO register, as of 4 November 2026.
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.230.962.188 7500 Tournai, since 28-04-2014
- Financial year end
- 30 June
- Peppol
- Reachable since 13-04-2026
Board and ownership
- SPEECHI FINANCEDirector · since 01-04-2026 · permanent representative François Guth
- HKTconsolidatesannual accounts 30-06-2021
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- -€2,205
- ▲ 23.8%
- Profit
- €543
- Equity
- -€97,277
- ▲ 0.6%
- Total assets
- €18,929
- ▼ 1.3%
- Negative equity on 30-06-2026
Score breakdownraises riskCapped at 59: negative equityNegative equity -€97,277lowers riskSize: total assets €18,929Founded in 2014Liquidity: current ratio 0.16, cash €18,929Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 51% on liquidity, 35% on profitability and 43% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 152 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed 1 director appointed, 1 director resigningResignation: Benjamin Brousse (manager) · Appointment: SPEECHI FINANCE (director) · Permanent representative: François Guth
- · Gazette deed 1 director appointed, 1 director resigningResignation: HKT (director) · Permanent representative: Thierry Klein · Appointment: Benjamin Brousse (director)
- · Gazette deed Incorporation
Key facts about ERGO EDUCO
- What is the company number of ERGO EDUCO?
- The company number of ERGO EDUCO is 0550.942.974. The VAT number is the same number with BE in front: BE 0550.942.974.
- Where is ERGO EDUCO based?
- The registered office is at Chaussée de Lille(TOU) 327, 7500 Tournai.Company details
- What is the legal form of ERGO EDUCO?
- The legal form of ERGO EDUCO is Private limited company (pre-2019) (BVBA).
- When was ERGO EDUCO founded?
- ERGO EDUCO was founded on 28-04-2014.
- Is ERGO EDUCO still active?
- Yes, ERGO EDUCO is an active enterprise in the KBO register.
- What is the turnover of ERGO EDUCO?
- The annual accounts for financial year 2026 state no turnover.Financials
- Is ERGO EDUCO profitable?
- In financial year 2026, ERGO EDUCO made a profit of €543.
- Where can I find the annual accounts of ERGO EDUCO?
- ERGO EDUCO filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of ERGO EDUCO due?
- ERGO EDUCO must file the annual accounts for financial year 2027 by 31-01-2028.Timeline
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