EREMO
ActiveThe computed 12-month bankruptcy probability of EREMO is 2.1% (moderate). The 2025 annual accounts show equity of €344k and a net result of €112k. Equity is growing by ~63.2% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 9.63 against 4.0 in 2024), and 9.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.2%
Return on assets
29.4%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
11 d late
2024
45 d early
2023
37 d early
2022
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€344k▲ 48.3%
2024 · €232k
2022: €25k
2023: €114k
2024: €232k
2022 → 2025
Total assets
€381k▲ 25.8%
2024 · €303k
2022: €66k
2023: €180k
2024: €303k
2022 → 2025
Net result
€112k▼ 4.9%
2024 · €118k
2022: €20k
2023: €89k
2024: €118k
2022 → 2025
Working capital
€312k▲ 62.7%
2024 · €192k
2022: €15k
2023: €84k
2024: €192k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€25k-€114k▲ 362%€232k▲ 103%€344k▲ 48.3%
Operating result€28k-€127k▲ 352%€172k▲ 35.5%€157k▼ 8.6%
Net result€20k-€89k▲ 354%€118k▲ 31.9%€112k▼ 4.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €381k
Fixed assets
€33k▼ 30.6%
Current assets
€348k▲ 36.2%
Equity and liabilities €381k
Equity
€344k▲ 48.3%
Debt
€37k▼ 47.6%
The debt ratio falls from 23.5% to 9.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€171k▼
2024 · €184k
Cash flow
€127k▼
2024 · €130k
Solvency
90.2%▲
2024 · 76.5%
Current ratio
9.63▲
2024 · 4.00
Quick ratio
9.63▲
2024 · 4.00
Debt / equity
0.11▼
2024 · 0.31
ROE
32.6%▼
2024 · 50.8%
ROA
29.4%▼
2024 · 38.9%
Interest coverage
54.76▲
2024 · 52.56
Debt
€37k▼
2024 · €71k
Debt ≤ 1 year
€36k▼
2024 · €64k
Income taxes
€48k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€303k€381k▲
Fixed assets21/28€47k€33k▼
Tangible fixed assets22/27€47k€33k▼
Plant, machinery and equipment23€25k€19k▼
Furniture and vehicles24€22k€14k▼
Current assets29/58€256k€348k▲
Amounts receivable after more than one year29-€77k
Other amounts receivable291-€77k
Amounts receivable within one year40/41€931€5k▲
Other amounts receivable41€931€5k▲
Current investments50/53€100k€151k▲
Cash at bank and in hand54/58€148k€110k▼
Deferred charges and accrued income490/1€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€303k€381k▲
Equity10/15€232k€344k▲
Contributions10/11€5k€5k=
Reserves13€227k€339k▲
Distributable reserves133€227k€339k▲
Amounts payable17/49€71k€37k▼
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€64k€36k▼
Current portion of amounts payable after more than one year42€7k€6k▼
Trade debts44€3k€789▼
Suppliers440/4€3k€789▼
Taxes, remuneration and social security45€55k€29k▼
Taxes450/3€55k€29k▼
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€14k▲
Other operating charges640/8€268€924▲
Gross operating margin9900€184k€172k▼
Operating profit (loss)9901€172k€157k▼
Financial income75/76B€413€6k▲
Recurring financial income75€413€6k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€169k€160k▼
Income taxes67/77€51k€48k▼
Profit (loss) for the period9904€118k€112k▼
Profit (loss) for the period to be appropriated9905€118k€112k▼
Appropriation of the result
Profit (loss) to be appropriated9906€118k€112k▼
Transfer to equity691/2€118k€112k▼
To other reserves6921€118k€112k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 9.63
Current ratio from 4.00 to 9.63; short-term debt falls from €64k to €36k.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €118k ▲31.9%
Operating result €172k, net result €118k, both a record.
31-12
Financial
Equity above €200kEq €232k ▲103%
3 profitable years in a row build equity to €232k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €114k ▲362%
2 profitable years in a row build equity to €114k.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2022
Ground area
201 m²
Building footprint
201 m²
Volume, LiDAR
1,224 m³
Parcel 35022A0003/00M030, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EREMO
since 20222.327.502.924
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35022A0003/00M030 | Flanders | 201 m² | 1 · 201 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.