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EREM SERVICES

Active
Assesteenweg 116A ·1740 Ternat, Belgium
BE 0804.958.854
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Age2 yrs
Real estate2 parcels · 360 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of EREM SERVICES is 2.1% (moderate). The 2024 annual accounts show equity of €28k and a net result of €24k. Its solvency ranks better than 58% of 6675 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Trust signals

3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€24k
Working capital€12k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 02-09-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 28.5% 20.4%
better than 58% of 6675 sector peers
Net result €24k €4k
better than 77% of 6656 sector peers
Equity €28k €16k
better than 60% of 6689 sector peers
Gross operating margin €21k €24k
better than 47% of 6635 sector peers
Total assets €97k €94k
better than 51% of 6679 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€20k
Net profit€24k
Cash flow€27k
Staff costs-
Income taxes-
Dividends-
Total assets€97k
Equity€28k
Debt€69k
of which ≤ 1y€69k
of which > 1y-
Working capital€12k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.17
Quick ratio1.01
Working capital ratio12.2%
Solvency28.5%
Debt / equity2.51
Long-term debt ratio-
Interest coverage149.34
Gross margin-
Net margin-
ROA24.4%
ROE85.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€97k
Fixed assets 21/28€16k
Tangible fixed assets 22/27€12k
Financial fixed assets 28€4k
Current assets 29/58€81k
Stocks & contracts in progress 3€11k
Amounts receivable within one year 40/41€58k
Cash & bank 54/58€11k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€97k
Equity 10/15€28k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€18k
Amounts payable 17/49€69k
Amounts payable within one year 42/48€69k
Trade debts payable within one year 44€63k
Income statement
Gross operating margin 9900€21k
Operating result 9901€17k
Financial income 75€7k
Financial charges 65€132
Result before taxes 9903€24k
Net result for the period 9904€24k
Result to be appropriated 9905€24k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
78 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
la plume d'or
Place de Crawhez 47, 6020 CharleroiDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20232.351.094.215
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area360 m²
Buildings2
Building footprint118 m²
Volume (LiDAR)870 m³
Tallest building10.8 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23086A0354/00N002 Flanders 259 m² 1 · 73 m² 9.9 m · 2 fl.
52016A0003/00W002 Wallonia 101 m² 1 · 45 m² 10.8 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health78Profitability100Solvency48Growth50Stability67
69 / 100

Strong profile, led by profitability.

Health 78
Profitability 100
Solvency 48
Growth 50
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Activiteiten van loterijen en kansspelen92000
Primary activity highlighted.
Names & trade names
Legal nameNL EREM SERVICES
Registered office
Assesteenweg 116A
1740 Ternat, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.