EREM SERVICES

Active

Private limited companyfounded 20233 yrs activeAssesteenweg 116A, 1740 Ternat, BelgiumKBO/BCE: BE 0804.958.854

The computed 12-month bankruptcy probability of EREM SERVICES is 2.4% (moderate). The 2024 annual accounts show equity of €28k and a net result of €24k. Its solvency ranks better than 47% of 26049 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

58 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability99

Solvency54

Growth-

Track record79

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days acceptable

Liquidity tight (current ratio 1.17; short-term debt: 71.5% and cash: 11.7% of total assets), and 71.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

28.5%

Return on assets

24.4%

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-09-2025, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

33 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€28k

Total assets

€97k

Net result

€24k

Working capital

€12k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €97k

16.3%

83.7%

Fixed assets €16k

Current assets €81k

Equity and liabilities €97k

28.5%

71.5%

Equity €28k

Debt €69k

Debt finances 71.5% of the balance-sheet total.

Key figures and ratios

2024 value

EBITDA

€20k

Cash flow

€27k

Solvency

28.5%

Current ratio

1.17

Quick ratio

1.01

Debt / equity

2.51

ROE

85.5%

ROA

24.4%

Interest coverage

149.34

Debt

€69k

Debt ≤ 1 year

€69k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€97k

Fixed assets21/28€16k

Tangible fixed assets22/27€12k

Furniture and vehicles24€12k

Financial fixed assets28€4k

Current assets29/58€81k

Stocks and contracts in progress3€11k

Stocks30/36€11k

Amounts receivable within one year40/41€58k

Trade receivables40€57k

Other amounts receivable41€1k

Cash at bank and in hand54/58€11k

Equity and liabilities

Total equity and liabilities10/49€97k

Equity10/15€28k

Contributions10/11€10k

Profit (loss) carried forward14€18k

Amounts payable17/49€69k

Amounts payable within one year42/48€69k

Trade debts44€63k

Suppliers440/4€63k

Other amounts payable47/48€7k

Income statement Code2024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k

Other operating charges640/8€1k

Gross operating margin9900€21k

Operating profit (loss)9901€17k

Financial income75/76B€7k

Recurring financial income75€7k

Financial charges65/66B€132

Recurring financial charges65€132

Profit (loss) for the period before taxes9903€24k

Profit (loss) for the period9904€24k

Profit (loss) for the period to be appropriated9905€24k

Appropriation of the result

Profit (loss) to be appropriated9906€24k

Transfer to equity691/2€6k

To the legal reserve6920€6k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

02-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 33 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ternat · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Assesteenweg 116A1740 Ternat

Ground area

183 m²

Building footprint

103 m²

Volume, LiDAR

914 m³

2 parcels, Flanders, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

la plume d'or

Place de Crawhez 47, 6020 CharleroiRetail trade

since 20232.351.094.215

2 parcels

Flanders 1 (50%) Wallonia 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52016A0003/00W002	Wallonia	101 m²	1 · 45 m²	10.8 m · 3 fl.
23086A0354/00K002	Flanders	82 m²	1 · 58 m²	10.3 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Charleroi2.351.094.215

2 permissions

Toelating · Detailhandel · since 07-11-2023

Toelating · Traiteur · since 07-11-2023

Similar companies · same sector, comparable size

AMRIT & AMOLAK

BE 0694.955.510

Maasmechelen · Eq €28k

Of 10,527 companies in sector 47110 we hold annual accounts for 5,861. 4,382 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded21-08-2023

Fiscal year end31-12

Activities, NACEBEL

47110Non-specialised retail sale with food, beverages or tobacco predominating

47112Retail trade

56112Limited-service restaurants, excluding mobile food services

92000Gambling and betting activities

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:erem-services@outlook.be

Enterprise