Eralimmo
ActiveEralimmo has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.50M and a net result of €443k. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 9088 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
98
/ 100
Excellent▲ +4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+11
Solvency86▼-2
Growth58=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 1.87 in 2024), but 50.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.6%
Return on assets
14.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
27 d late
2023
12 d early
2022
12 d early
2021
18 d early
2020
17 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.50M▼ 0.5%
2024 · €1.51M
2019: €1.95M
2020: €1.74M
2021: €1.40M
2022: €1.11M
2023: €1.24M
2024: €1.51M
2019 → 2025
Total assets
€3.04M▼ 8.2%
2024 · €3.30M
2019: €3.51M
2020: €3.56M
2021: €3.31M
2022: €3.94M
2023: €3.65M
2024: €3.30M
2019 → 2025
Net result
€443k▲ 63.9%
2024 · €270k
2019: €65k
2020: €-189k
2021: €-340k
2022: €-297k
2023: €136k
2024: €270k
2019 → 2025
Working capital
€461k▼ 15.4%
2024 · €544k
2019: €353k
2020: €1.04M
2021: €578k
2022: €14k
2023: €249k
2024: €544k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.40M-€1.11M▼ 21.1%€1.24M▲ 12.3%€1.51M▲ 21.7%€1.50M▼ 0.5%
Operating result€-315k-€-255k▲ 18.9%€192k€309k▲ 61.3%€545k▲ 76.5%
Net result€-340k-€-297k▲ 12.8%€136k€270k▲ 98.8%€443k▲ 63.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 76% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.04M
Fixed assets
€1.79M▼ 16.1%
Current assets
€1.24M▲ 6.3%
Equity and liabilities €3.04M
Equity
€1.50M▼ 0.5%
Provisions
€49k▼ 8.7%
Debt
€1.48M▼ 14.8%
The debt ratio falls from 52.6% to 48.8%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€697k▲
2024 · €470k
Cash flow
€594k▲
2024 · €431k
Solvency
49.6%▲
2024 · 45.8%
Current ratio
1.59▼
2024 · 1.87
Quick ratio
1.56▼
2024 · 1.70
Debt / equity
0.98▼
2024 · 1.15
ROE
29.4%▲
2024 · 17.9%
ROA
14.6%▲
2024 · 8.2%
Interest coverage
17.66▲
2024 · 10.48
Debt
€1.48M▼
2024 · €1.74M
Debt ≤ 1 year
€782k▲
2024 · €625k
Debt > 1 year
€699k▼
2024 · €1.11M
Income taxes
€69k▲
2024 · €868
Staff costs
€69k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.30M€3.04M▼
Fixed assets21/28€2.14M€1.79M▼
Tangible fixed assets22/27€2.14M€1.79M▼
Land and buildings22€1.99M€1.68M▼
Plant, machinery and equipment23€54k€47k▼
Furniture and vehicles24€19k€14k▼
Assets under construction and advance payments27€68k€53k▼
Financial fixed assets28€310€310=
Current assets29/58€1.17M€1.24M▲
Stocks and contracts in progress3€105k€23k▼
Stocks30/36€105k€23k▼
Amounts receivable within one year40/41€925k€1.05M▲
Trade receivables40€374k€502k▲
Other amounts receivable41€551k€552k▲
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€12k€52k▲
Deferred charges and accrued income490/1€27k€13k▼
Equity and liabilities
Total equity and liabilities10/49€3.30M€3.04M▼
Equity10/15€1.51M€1.50M▼
Contributions10/11€188k€188k=
Reserves13€1.32M€1.32M▼
Tax-exempt reserves132€291k€272k▼
Distributable reserves133€1.03M€1.05M▲
Provisions and deferred taxes16€54k€49k▼
Deferred taxes168€54k€49k▼
Amounts payable17/49€1.74M€1.48M▼
Amounts payable after more than one year17€1.11M€699k▼
Financial debts170/4€1.11M€699k▼
Amounts payable within one year42/48€625k€782k▲
Current portion of amounts payable after more than one year42€102k€84k▼
Trade debts44€393k€140k▼
Suppliers440/4€393k€140k▼
Taxes, remuneration and social security45€92k€31k▼
Taxes450/3€46k€16k▼
Remuneration and social security454/9€46k€14k▼
Other amounts payable47/48€38k€527k▲
Income statement
Code20242025
Non-recurring operating income76A€601k€955k▲
Remuneration, social security and pensions62€61k€69k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€161k€152k▼
Other operating charges640/8€126k€172k▲
Gross operating margin9900€657k€938k▲
Operating profit (loss)9901€309k€545k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€45k€39k▼
Recurring financial charges65€45k€39k▼
Profit (loss) for the period before taxes9903€266k€507k▲
Transfer from deferred taxes780€5k€5k=
Income taxes67/77€868€69k▲
Profit (loss) for the period9904€270k€443k▲
Transfer from tax-exempt reserves789€19k€19k=
Profit (loss) for the period to be appropriated9905€289k€462k▲
Appropriation of the result
Profit (loss) to be appropriated9906€289k€462k▲
Transfer to equity691/2€289k€12k▼
To other reserves6921€289k€12k▼
Profit to be distributed694/7-€450k
Directors or managers695-€450k
Social balance
Average headcount (FTE)90871.01.3▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 14 days late
2025
31-12
Financial
Highest result since 2019net €443k ▲63.9%
Operating result €545k, net result €443k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €136k
Net result €136k after 3 loss-making years.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-340k
Net result drops to €-340k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 17 days late
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
08-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenstraat 59203800 Sint-TruidenGround area
2.8 ha
Building footprint
1.4 ha
Volume, LiDAR
126,626 m³
Parcel 71009A0049/00M000, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Eralimmo bvba
since 20122.209.502.424
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71009A0049/00M000 | Flanders | 2.8 ha | 1 · 1.4 ha | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TRANSPORTBEDRIJF H. VAN AERDE EN ZONEN
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Of 12,446 companies in sector 49410 we hold annual accounts for 8,083. 3,467 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2012
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.