Equito
ActiveEquito has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €-5k. Equity is shrinking by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 48% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-60
Solvency90▼-10
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 14.74 in 2024), and 42.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.7%
Return on assets
-19.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
78 d late
2023
9 d late
2022
16 d late
2021
29 d late
2020
31 d late
2019
63 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▼ 25.3%
2024 · €20k
2018: €52k
2019: €49k
2020: €55k
2021: €17k
2022: €15k
2023: €18k
2024: €20k
2018 → 2025
Total assets
€26k▲ 13.1%
2024 · €23k
2018: €63k
2019: €55k
2020: €57k
2021: €24k
2022: €20k
2023: €18k
2024: €23k
2018 → 2025
Net result
€-5k
2024 · €2k
2018: €-3k
2019: €-3k
2020: €5k
2021: €-16k
2022: €-2k
2023: €3k
2024: €2k
2018 → 2025
Working capital
€7k▼ 66.1%
2024 · €22k
2018: €46k
2019: €51k
2020: €55k
2021: €17k
2022: €15k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€15k▼ 11.1%€18k▲ 20.0%€20k▲ 13.7%€15k▼ 25.3%
Operating result€-14k-€-2k▲ 85.7%€-2k▼ 11.9%€3k€-5k
Net result€-16k-€-2k▲ 88.3%€3k€2k▼ 17.9%€-5k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26k
Fixed assets
€8k
Current assets
€18k
Equity and liabilities €26k
Equity
€15k▼ 25.3%
Debt
€11k▲ 278%
The debt ratio rises from 12.6% to 42.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-3k
Cash flow
€-3k
Solvency
57.7%▼
2024 · 87.4%
Current ratio
1.66▼
2024 · 14.74
Quick ratio
1.66▼
2024 · 14.74
Debt / equity
0.73▲
2024 · 0.14
ROE
-33.9%▼
2024 · 12.0%
ROA
-19.6%▼
2024 · 10.5%
Interest coverage
-47.21
Debt
€11k▲
2024 · €3k
Debt ≤ 1 year
€11k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€26k▲
Fixed assets21/28-€8k
Tangible fixed assets22/27-€8k
Plant, machinery and equipment23-€8k
Current assets29/58€23k€18k▼
Amounts receivable within one year40/41€3k€1k▼
Trade receivables40€3k€1k▼
Other amounts receivable41€88€8▼
Cash at bank and in hand54/58€19k€17k▼
Deferred charges and accrued income490/1€1k€340▼
Equity and liabilities
Total equity and liabilities10/49€23k€26k▲
Equity10/15€20k€15k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€2k€-3k▼
Amounts payable17/49€3k€11k▲
Amounts payable within one year42/48€2k€11k▲
Trade debts44€82€7k▲
Suppliers440/4€82€7k▲
Advances received on contracts in progress46€1k€360▼
Taxes, remuneration and social security45€34€232▲
Taxes450/3€34€232▲
Other amounts payable47/48-€3k
Accrued charges and deferred income492/3€1k€30▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2k
Other operating charges640/8€635€400▼
Gross operating margin9900€3k€-3k▼
Operating profit (loss)9901€3k€-5k▼
Financial income75/76B€46€0▼
Recurring financial income75€46€0▼
Financial charges65/66B€107€63▼
Recurring financial charges65€107€63▼
Profit (loss) for the period before taxes9903€2k€-5k▼
Profit (loss) for the period9904€2k€-5k▼
Profit (loss) for the period to be appropriated9905€2k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-3k▼
Profit (loss) brought forward from the previous period14P€-703€2k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 78 days late
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 9 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-16k ▼397%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 27.38
Current ratio from 12.97 to 27.38; short-term debt falls from €4k to €2k.
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 12.97
Current ratio from 6.10 to 12.97; short-term debt falls from €9k to €4k.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
05-08-2024
Marcelis Quinten: Resigned as Director
05-08-2024
Vanmeert Neal: Resigned as Director
Location & real-estate footprint
Registered office, Steenokkerzeel · 4 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervuursesteenweg 241820 SteenokkerzeelGround area
2,954 m²
Building footprint
650 m²
Volume, LiDAR
4,991 m³
5 parcels, Flanders · tallest building 16.5 m, ±3 floors. Linked by address, not a title deed.
4 establishment units
eMuse
since 20092.176.608.041
eMuse
since 20132.218.957.449
eMuse
since 20132.218.957.647
eMuse
since 20162.249.147.512
5 parcels
Flanders
5
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23065A0099/00F002 | Flanders | 823 m² | - | - |
| 23065A0099/00E002 | Flanders | 812 m² | 1 · 89 m² | 11.1 m · 3 fl. |
| 23065B0277/00D006 | Flanders | 557 m² | 1 · 122 m² | 9.8 m · 2 fl. |
| 24502B0075/00S000 | Flanders | 458 m² | 1 · 334 m² | 16.5 m · 3 fl. |
| 24087E0421/00B000 | Flanders | 303 m² | 1 · 105 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 4
5 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,750. 5,264 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-2009
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
73110Advertising agencies
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
95100Repair and maintenance of computers and communication equipment
95120Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:neal@emuse.be
Phone:0496/16.16.22