Result
€836,903 ▲ 363%
The result rose in 2025: mostly from a one-off income of €420,435.
EQUITERRE
Lifetime
15 annual accounts with figures on one time axispeak €2.6m (2025)
€2.6m
lowest -€108,307 (2023)
€836,903▲ 363%
peak €6.5m (2025)
€6.5m▲ 14.7%
€32.3m▼ 15.4%
peak 0 FTE (2023)
0 FTE
Board2 names since 2021
2 directorsDominique Van Etterijk and 1 other
Owners3 names in the annual accounts
53.69%DYLS INVEST and 1 other
Documentsfilings and deeds
28-08-202628 days late
2025financial year
Result from €180,857 to €836,903Equity from €5.7m to €6.5mDebts from €38.1m to €32.3mCash from €8,548 to €271,498
Key points
from the 2025 annual accountsTurnover
≈ €3.4m estimated
The accounts state no turnover.
Debts
€32.3m 83% of the balance sheet
Financial debts 97%Suppliers 1%Taxes and wages 0%Other 2%
€31.5m of the debts are secured on the company's own assets. In 2022 that was €2.4m.
Filings
15 annual accounts since 2011
Nine of the last ten came late. The 2019 accounts came latest: 105 days after the end of the period.
At the same address
21 companies
Position in the sector
€836,903
Higher net result than 90% of companies in real estate. Sector median €20,526 · 5,817 companies.
Checked score
93
Excellent
Financially stronger than 42% of medium-sized companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 1,720 companies (NACE 68, medium-sized).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.3%▲ +0.1 percentage points vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.6%▲ +0.2 percentage points vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.5%▼ -0.1 percentage points vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.9%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -0.8 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.92, cash €271,498
lowers risk
Size: total assets €38.8m
Figures for financial year 2025 (filed on 02-09-2026)
Founded in 2010
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, medium-sized). It does better than 38% of them on solvency, 9% on liquidity, 43% on profitability and 77% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 273 companies had the same profile as EQUITERRE has now. Each dot is one company, two years later.
98.2%
were still trading
1.1%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of EQUITERRE itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 273 companies, not a prediction for EQUITERRE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €600,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.92 (0.89 in 2024), below 1. Short-term debt is 74.9% and cash 0.7% of total assets. 83.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
28 days late
2024
28 days late
2023
29 days late
2022
60 days late
2021
31 days late
2020
30 days late
2019
105 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 44 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DYLS INVEST 53.69%score 86equity €769,190 (2025) · 2025 annual accounts of DYLS INVEST
- DYLS 46.31%equity €80.7m (2025) · 2025 annual accounts of DYLS
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0828779480
Appointments: Yves Puttemans (managing director) and Dominique Van Etterijk (managing director)
General meeting of 14-12-2023 · Gazette deed
Reappointments: Yves Puttemans (director) and Dominique Van Etterijk (managing director)
General meeting of 01-06-2021 · Gazette deed
Incorporation
published on 07-09-2010 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EQUITERRE Leuven | €38.8m | €2.6m | 16.8% | 0 |
| Compagnie Immobilière du Régent Uccle | €28.7m | €3.0m | -7.4% | 0 |
| CORYLUS Etterbeek | €42.8m | €2.7m | 28.6% | 0 |
| PALM REAL ESTATE DEVELOPMENT Knokke-Heist | €31.9m | €1.9m | 6.0% | 0 |
| FIDES CONSTRUCT Antwerp | €29.9m | €1.4m | 2.1% | 0 |
| SHOPPING PROMENADE KAPELLEN Brasschaat | €18.1m | €2.3m | 57.8% | 0 |
| GLOBAL LIFE 4 Oostkamp | €33.1m | €1.3m | 14.0% | 0 |
These companies have the same main activity as EQUITERRE: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €18m and €43m, founded between 2011 and 2016.
Official details
Source: KBO- Status
- Active since 27-08-2010Normal situation
- Registered office
- 22 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Buying and selling of own real estateNACE 68110
- Establishment unit
- 2.194.184.1443000 Leuven, since 25-08-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 11-06-2025
Insights on EQUITERRE
EQUITERRE has existed since 2010. The present size dates from 2019. The gross margin rose that year from €146,932 to €1.1m.
DYLS INVEST holds 53.69% of the shares. In February 2024, the Official Gazette published the appointment of Yves Puttemans as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EQUITERRE
- What is the company number of EQUITERRE?
- The company number of EQUITERRE is 0828.779.480. The VAT number is the same number with BE in front: BE 0828.779.480.
- Where is EQUITERRE based?
- The registered office is at Naamsestraat 37, 3000 Leuven.Company details
- What does EQUITERRE do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of EQUITERRE?
- EQUITERRE is a public limited company (NV).
- When was EQUITERRE founded?
- EQUITERRE was founded on 27-08-2010.
- Is EQUITERRE still active?
- Yes, EQUITERRE is an active enterprise in the KBO register.
- What is the turnover of EQUITERRE?
- The turnover in financial year 2025 is ≈ €3.4m. This figure is estimated from the gross margin of €2.6m and 40 comparable companies (NACE 681). It probably lies between €2.7m and €7.2m. In financial year 2024 turnover was €4.6m.Financials
- Is EQUITERRE profitable?
- In financial year 2025, EQUITERRE made a profit of €836,903.
- Where can I find the annual accounts of EQUITERRE?
- EQUITERRE filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EQUITERRE due?
- EQUITERRE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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