EquiTerra

Active

Private limited companyfounded 20224 yrs activeBampsstraat 88, 3540 Herk-de-Stad, BelgiumKBO/BCE: BE 0786.414.929

EquiTerra has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €917 and a net result of €37k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 1272 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Watch Print / PDF

Checked score

Score 2025

64 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+4

Solvency26▼-66

Growth58▼-20

Track record94

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 75

Relative position

BE, all sectors

reference

Sector 75

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

1.4%

Return on assets

58.9%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1272 sector peers (2025).

NBB · sector comparison

Position among 1272 sector peers

Solvency

better than 5%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

1 d early

2024

7 d early

2023

34 d early

2022

7 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

23-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€917▼ 99.0%

2024 · €90k

2022: €21k 2023: €61k 2024: €90k

2022 → 2025

Total assets

€64k▼ 52.8%

2024 · €135k

2022: €62k 2023: €88k 2024: €135k

2022 → 2025

Net result

€37k▲ 28.0%

2024 · €29k

2022: €21k 2023: €40k 2024: €29k

2022 → 2025

Working capital

€-15k

2024 · €79k

2022: €-1k 2023: €47k 2024: €79k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€21k-€61k▲ 186%€90k▲ 47.9%€917▼ 99.0%

Operating result€28k-€57k▲ 107%€41k▼ 27.8%€48k▲ 16.9%

Net result€21k-€40k▲ 86.6%€29k▼ 26.3%€37k▲ 28.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 17% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €64k

25.0%

75.0%

Fixed assets €16k▲ 38.2%

Current assets €48k▼ 61.3%

Equity and liabilities €64k

98.6%

Equity €917▼ 99.0%

Debt €63k▲ 41.3%

The debt ratio rises from 32.9% to 98.6%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€54k▲

2024 · €50k

Cash flow

€43k▲

2024 · €38k

Solvency

1.4%▼

2024 · 67.1%

Current ratio

0.76▼

2024 · 2.78

Quick ratio

0.76▼

2024 · 2.78

ROA

58.9%▲

2024 · 21.7%

Interest coverage

206.13▲

2024 · 145.85

Debt

€63k▲

2024 · €44k

Debt ≤ 1 year

€63k▲

2024 · €44k

Income taxes

€11k▼

2024 · €12k

Equity ratios withheld: equity of €917 is too small for a meaningful ratio.

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€135k€64k▼

Fixed assets21/28€12k€16k▲

Tangible fixed assets22/27€12k€16k▲

Plant, machinery and equipment23€1k€670▼

Furniture and vehicles24€10k€15k▲

Current assets29/58€123k€48k▼

Amounts receivable after more than one year29€27k€26k▼

Other amounts receivable291€27k€26k▼

Amounts receivable within one year40/41€19k€14k▼

Trade receivables40€18k€13k▼

Other amounts receivable41€1k€1k▲

Cash at bank and in hand54/58€77k€7k▼

Deferred charges and accrued income490/1-€1k

Equity and liabilities

Total equity and liabilities10/49€135k€64k▼

Equity10/15€90k€917▼

Contributions10/11€100€100=

Profit (loss) carried forward14€90k€817▼

Amounts payable17/49€44k€63k▲

Amounts payable within one year42/48€44k€63k▲

Trade debts44€1k€4k▲

Suppliers440/4€1k€4k▲

Taxes, remuneration and social security45€37k€20k▼

Taxes450/3€37k€16k▼

Remuneration and social security454/9-€4k

Other amounts payable47/48€6k€39k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€6k▼

Other operating charges640/8€1k€1k▲

Gross operating margin9900€51k€55k▲

Operating profit (loss)9901€41k€48k▲

Financial income75/76B€803€401▼

Recurring financial income75€803€401▼

Financial charges65/66B€343€263▼

Recurring financial charges65€343€263▼

Non-recurring financial charges66B€0-

Profit (loss) for the period before taxes9903€42k€48k▲

Income taxes67/77€12k€11k▼

Profit (loss) for the period9904€29k€37k▲

Profit (loss) for the period to be appropriated9905€29k€37k▲

Appropriation of the result

Profit (loss) to be appropriated9906€90k€128k▲

Profit (loss) brought forward from the previous period14P€61k€90k▲

Profit to be distributed694/7-€127k

Return on contributions (dividend)694-€127k

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

24-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

27-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Highest result since 2022net €40k ▲86.6%

Operating result €57k, net result €40k, both a record.

31-12

Financial Liquidity triplescurrent ratio 2.78

Current ratio from 0.97 to 2.78; short-term debt falls from €41k to €27k.

07-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 7 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Herk-de-Stad · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bampsstraat 883540 Herk-de-Stad

Ground area

355 m²

Building footprint

194 m²

Volume, LiDAR

632 m³

Parcel 71012A0549/00A000, Flanders · tallest building 11.0 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

EquiTerra

Bampsstraat 88, 3540 Herk-de-StadVeterinary services

since 20222.331.549.804

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71012A0549/00A000 ProtectedMonument · Townscape or village viewVakwerkhoeve met losse bestanddelenSource ↗	Flanders	355 m²	1 · 194 m²	11.0 m · 1 fl.