Equipe stric
ActiveThe computed 12-month bankruptcy probability of Equipe stric is 2.2% (moderate). The 2025 annual accounts show equity of €350k and a net result of €93k. Equity is growing by ~44.7% per year across the filed fiscal years. Its solvency ranks better than 56% of 18040 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-8
Solvency66▲+9
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.45 against 2.54 in 2024; short-term debt: 15% and cash: 44% of total assets), but 59.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.9%
Return on assets
10.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
9 d early
2023
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€350k▲ 36.0%
2024 · €257k
2023: €120k
2024: €257k
2023 → 2025
Total assets
€855k▲ 5.2%
2024 · €812k
2023: €727k
2024: €812k
2023 → 2025
Net result
€93k▼ 32.6%
2024 · €137k
2023: €117k
2024: €137k
2023 → 2025
Working capital
€313k▲ 43.4%
2024 · €218k
2023: €95k
2024: €218k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€120k-€257k▲ 114%€350k▲ 36.0%
Operating result€157k-€201k▲ 28.0%€134k▼ 33.0%
Net result€117k-€137k▲ 17.3%€93k▼ 32.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €855k
Fixed assets
€414k▼ 8.5%
Current assets
€441k▲ 22.5%
Equity and liabilities €855k
Equity
€350k▲ 36.0%
Debt
€505k▼ 9.0%
The debt ratio falls from 68.3% to 59.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€173k▼
2024 · €235k
Cash flow
€131k▼
2024 · €172k
Solvency
40.9%▲
2024 · 31.7%
Current ratio
3.45▲
2024 · 2.54
Quick ratio
3.07▲
2024 · 2.18
Debt / equity
1.44▼
2024 · 2.16
ROE
26.5%▼
2024 · 53.4%
ROA
10.8%▼
2024 · 16.9%
Interest coverage
23.75▼
2024 · 30.87
Debt
€505k▼
2024 · €555k
Debt ≤ 1 year
€128k▼
2024 · €142k
Debt > 1 year
€377k▼
2024 · €410k
Income taxes
€39k▼
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€812k€855k▲
Fixed assets21/28€452k€414k▼
Tangible fixed assets22/27€452k€414k▼
Land and buildings22€373k€358k▼
Plant, machinery and equipment23€59k€42k▼
Furniture and vehicles24€20k€14k▼
Current assets29/58€360k€441k▲
Stocks and contracts in progress3€51k€48k▼
Stocks30/36€51k€48k▼
Amounts receivable within one year40/41€8k€14k▲
Trade receivables40€8k€12k▲
Other amounts receivable41€2€2k▲
Cash at bank and in hand54/58€300k€376k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€812k€855k▲
Equity10/15€257k€350k▲
Contributions10/11€3k€3k=
Reserves13€254k€347k▲
Distributable reserves133€254k€347k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€555k€505k▼
Amounts payable after more than one year17€410k€377k▼
Financial debts170/4€410k€377k▼
Amounts payable within one year42/48€142k€128k▼
Current portion of amounts payable after more than one year42€32k€33k▲
Trade debts44€66k€58k▼
Suppliers440/4€66k€58k▼
Advances received on contracts in progress46€5k€15k▲
Taxes, remuneration and social security45€38k€20k▼
Taxes450/3€37k€19k▼
Remuneration and social security454/9€1k€1k▲
Other amounts payable47/48-€2k
Accrued charges and deferred income492/3€4k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€38k▲
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A€367-
Gross operating margin9900€238k€177k▼
Operating profit (loss)9901€201k€134k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€196k€131k▼
Income taxes67/77€58k€39k▼
Profit (loss) for the period9904€137k€93k▼
Profit (loss) for the period to be appropriated9905€137k€93k▼
Appropriation of the result
Profit (loss) to be appropriated9906€137k€93k▼
Transfer to equity691/2€137k€93k▼
To other reserves6921€137k€93k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €93k ▼32.6%
Net result drops to €93k, the lowest in the series.
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2023net €137k ▲17.3%
Operating result €201k, net result €137k, both a record.
30-06
Financial
Equity above €200kEq €257k ▲114%
2 profitable years in a row build equity to €257k.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lispersteenweg 3102500 LierGround area
360 m²
Building footprint
152 m²
Volume, LiDAR
1,529 m³
2 parcels, Flanders · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Equipe stric
since 20222.326.840.156
Equipe Stric
since 20222.332.994.312
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11004D0092/00V000 | Flanders | 236 m² | 1 · 105 m² | 11.3 m · 3 fl. |
| 12392A0727/00L000 | Flanders | 124 m² | 1 · 47 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 1,729 companies in sector 47742 we hold annual accounts for 1,138. 876 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2022
Fiscal year end30-06
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
32500Manufacture of medical and dental instruments and supplies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.