Equilibre Médical · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Equilibre Médical is 1.2% (low). The 2025 annual accounts show equity of €20k and a net result of €56k. Equity remains stable across the filed fiscal years (±0% per year). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

1 signal · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-03. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2025, that is 31-10-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-03-2025	31-10-2025	31-10-2025	on the day	2025-00561421
31-03-2024	31-10-2024	30-10-2024	1 d early	2024-00528660
31-03-2023	31-10-2023	10-11-2023	10 d late	2023-00512095
31-03-2022	31-10-2022	03-11-2022	3 d late	2022-20518572
31-03-2021	31-10-2021	02-11-2021	2 d late	2021-76400442
31-03-2020	31-10-2020	30-10-2020	1 d early	2020-68000410
31-03-2019	31-10-2019	31-10-2019	on the day	2019-72900343
31-03-2018	31-10-2018	31-10-2018	on the day	2018-71300582
31-03-2017	31-10-2017	02-11-2017	2 d late	2017-68800579
31-03-2016	31-10-2016	02-11-2016	2 d late	2016-67300032

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2013, 13 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

1.2% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€56k+39.7%

Working capital€-31k-109.4%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 31-10-2025 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

stable Equity: stable across 7 fiscal years (±0%/year).

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA

€91k

+4.6% 19-25

Net profit

€56k

+39.7% 19-25

Cash flow

€72k

-0.4% 19-25

Total assets

€359k

+34.2% 19-25

Equity

€20k

0.0% 19-25

Working capital

€-31k

-109.4% 19-25

Income taxes

€15k

+35.3% 19-25

Dividends

€56k

+39.7% 19-25

Show 10 other metrics

Debt

€338k

+37.0% 19-25

Debt ≤ 1y

€83k

+37.3% 19-25

Debt > 1y

€255k

+37.0% 19-25

Current ratio

0.62

-17.1% 19-25

Quick ratio

0.62

-17.1% 19-25

Solvency

5.7%

-25.5% 19-25

Debt / equity

16.54

+37.0% 19-25

ROE

273.6%

+39.7% 19-25

ROA

15.6%

+4.1% 19-25

Interest coverage

13.10

-25.9% 19-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€91k
Net profit	€56k
Cash flow	€72k
Staff costs	-
Income taxes	€15k
Dividends	€56k
Total assets	€359k
Equity	€20k
Debt	€338k
of which ≤ 1y	€83k
of which > 1y	€255k
Working capital	€-31k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	0.62
Quick ratio	0.62
Working capital ratio	-8.7%
Solvency	5.7%
Debt / equity	16.54
Long-term debt ratio	12.46
Interest coverage	13.10
Gross margin	-
Net margin	-
ROA	15.6%
ROE	273.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €307k · 85.5% Current assets €52k · 14.5%

Equity & liabilities

Equity €20k · 5.7% Debt €338k · 94.3%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€359k
Fixed assets	21/28	€307k
Intangible fixed assets	21	€0
Tangible fixed assets	22/27	€307k
Current assets	29/58	€52k
Amounts receivable within one year	40/41	€46k
Cash & bank	54/58	€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€359k
Equity	10/15	€20k
Contributions / capital	10/11	€19k
Reserves	13	€2k
Amounts payable	17/49	€338k
Amounts payable after one year	17	€255k
Amounts payable within one year	42/48	€83k
Trade debts payable within one year	44	€482
Income statement
Gross operating margin	9900	€92k
Operating result	9901	€75k
Financial income	75	€3k
Financial charges	65	€7k
Result before taxes	9903	€71k
Income taxes	67/77	€15k
Net result for the period	9904	€56k
Result to be appropriated	9905	€56k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

53 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

Rue des Prés de Bras(BML) 38, 7604 Péruwelz

Activiteiten van huisartspraktijken

since 20132.221.028.202

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area2,222 m²

Buildings2

Building footprint232 m²

Volume (LiDAR)696 m³

Tallest building8.2 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
51022F0371/00S000	Wallonia	1,529 m²	1 · 123 m²	-
57013B1017/00A000	Wallonia	693 m²	1 · 109 m²	8.2 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured

63 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 53

Profitability 100

Solvency 6

Growth 58

Stability 100

Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameFR

Equilibre Médical

Registered office

Rue Favarte(FB) 26

7911 Frasnes-lez-Anvaing, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.