EQUILIBRA
ActiveEQUILIBRA has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €265k and a net result of €34k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 89% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-17
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 9.25 against 3.5 in 2024; short-term debt: 7.4% and cash: 23% of total assets), and 17.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.2%
Return on assets
10.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
22 d early
2023
6 d early
2022
4 d early
2021
26 d late
2020
31 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€265k▲ 14.6%
2024 · €231k
2018: €211k
2019: €246k
2020: €147k
2021: €150k
2022: €186k
2023: €205k
2024: €231k
2018 → 2025
Total assets
€322k▲ 8.8%
2024 · €296k
2018: €261k
2019: €332k
2020: €360k
2021: €312k
2022: €265k
2023: €232k
2024: €296k
2018 → 2025
Net result
€34k▼ 52.2%
2024 · €71k
2018: €5k
2019: €37k
2020: €1k
2021: €52k
2022: €43k
2023: €19k
2024: €71k
2018 → 2025
Working capital
€197k▲ 21.5%
2024 · €162k
2018: €123k
2019: €186k
2020: €43k
2021: €65k
2022: €82k
2023: €112k
2024: €162k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€150k-€186k▲ 23.9%€205k▲ 10.4%€231k▲ 12.7%€265k▲ 14.6%
Operating result€61k-€60k▼ 1.8%€20k▼ 65.8%€96k▲ 371%€48k▼ 50.2%
Net result€52k-€43k▼ 18.8%€19k▼ 54.7%€71k▲ 266%€34k▼ 52.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €322k
Fixed assets
€101k▲ 46.6%
Current assets
€221k▼ 2.7%
Equity and liabilities €322k
Equity
€265k▲ 14.6%
Debt
€57k▼ 11.8%
The debt ratio falls from 21.9% to 17.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€77k▼
2024 · €123k
Cash flow
€63k▼
2024 · €98k
Solvency
82.2%▲
2024 · 78.1%
Current ratio
9.25▲
2024 · 3.50
Quick ratio
9.25▲
2024 · 3.50
Debt / equity
0.22▼
2024 · 0.28
ROE
12.7%▼
2024 · 30.6%
ROA
10.5%▼
2024 · 23.9%
Interest coverage
41.05▼
2024 · 262.73
Debt
€57k▼
2024 · €65k
Debt ≤ 1 year
€24k▼
2024 · €65k
Debt > 1 year
€33k
Income taxes
€13k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€296k€322k▲
Fixed assets21/28€69k€101k▲
Tangible fixed assets22/27€66k€98k▲
Land and buildings22€35k€29k▼
Plant, machinery and equipment23€24k€15k▼
Furniture and vehicles24€7k€54k▲
Financial fixed assets28€3k€3k=
Current assets29/58€227k€221k▼
Amounts receivable within one year40/41€41k€0▼
Trade receivables40€0-
Other amounts receivable41€41k€0▼
Current investments50/53€73k€144k▲
Cash at bank and in hand54/58€109k€74k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€296k€322k▲
Equity10/15€231k€265k▲
Contributions10/11€25k€25k=
Reserves13€206k€240k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€206k€240k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€65k€57k▼
Amounts payable after more than one year17-€33k
Financial debts170/4-€33k
Amounts payable within one year42/48€65k€24k▼
Current portion of amounts payable after more than one year42€0€14k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€3k€586▼
Suppliers440/4€3k€586▼
Taxes, remuneration and social security45€19k€8k▼
Taxes450/3€14k€4k▼
Remuneration and social security454/9€5k€4k▼
Other amounts payable47/48€42k€1k▼
Income statement
Code20242025
Non-recurring operating income76A-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€29k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€125k€78k▼
Operating profit (loss)9901€96k€48k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€470€2k▲
Recurring financial charges65€470€2k▲
Profit (loss) for the period before taxes9903€98k€47k▼
Income taxes67/77€27k€13k▼
Profit (loss) for the period9904€71k€34k▼
Profit (loss) for the period to be appropriated9905€71k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€71k€34k▼
Transfer from equity791/2€45k€0▼
Transfer to equity691/2€71k€34k▼
To other reserves6921€71k€34k▼
Profit to be distributed694/7€45k€0▼
Return on contributions (dividend)694€45k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 9.25
Current ratio from 3.50 to 9.25; short-term debt falls from €65k to €24k.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €71k ▲266%
Operating result €96k, net result €71k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 5.17
Current ratio from 2.22 to 5.17; short-term debt falls from €67k to €27k.
31-12
Financial
Equity above €200kEq €205k ▲10.4%
6 profitable years in a row build equity to €205k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €186k ▲23.9%
5 profitable years in a row build equity to €186k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €1k ▼96.7%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 51 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Comines-Warneton · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ten-Brielenstraat(KOM) 1627780 Comines-WarnetonGround area
256 m²
Building footprint
36 m²
Volume, LiDAR
202 m³
Parcel 54002C0284/00E007, Wallonia · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Equilibra
since 19882.244.670.466
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54002C0284/00E007 | Wallonia | 256 m² | 1 · 36 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
S.N.L.
BE 0889.725.669
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Emelie's automaten service
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Herenthout · Eq €267k
HERBA
BE 0431.890.421
Mol · Eq €263k
COOKING LAND
BE 0770.474.067
Ath · Eq €269k
Broodje à la Carte
BE 0468.022.624
Maasmechelen · Eq €261k
Of 2,476 companies in sector 47279 we hold annual accounts for 949. 639 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-1988
Fiscal year end31-12
Activities, NACEBEL
47279Other retail sale of food
47299Retail trade
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
85592Vocational training
85599Other education
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.