Skip to content

EquiDes

Active
Private limited companyfounded 2024active for 2 yearsPanhovenstraat 21, 3990 Peer, BelgiumKBO/BCE: BE 1009.602.229
Summary

EquiDes has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,972 and a net result of €39,972. Its solvency ranks better than 9% of 1,592 sector peers (NACE 75, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Veterinary services
NACE 75000
1 site
Size
≈ €170,000turnover 2025, estimated
Equity
€7,972
Profit
€39,972
Turnover estimated from the gross margin
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 29 days early
Why 95raises riskEquity €7,972 (5.9% of total assets)lowers riskSector: Veterinary activities (NACE 75)Liquidity: current ratio 2.80, cash €119,550Size: total assets €134,937Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 57% of its sector peers (NACE 75, micro)
Financial strength
Strong
Solvency 31
equity 5.9% of total assets
Liquidity 84
short-term debt 35.8% · cash 88.6%
Profitability 100
return on assets 29.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,963 companies, NACE 75, micro)
Last 24 months 06-2025: 0.3% 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.1 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.5%▲ +0.1 percentage points vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026highest value 10-2026: < 0.1%▼ -0.6 percentage points vs 09-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.8, above the usual 1.5; short-term debt: 35.8% and cash: 88.6% of total assets), but 94.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 75, micro): better than 10% on solvency, 74% on liquidity and 88% on profitability.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Sector: Veterinary activities (NACE 75)
KBO
lowers risk · Liquidity: current ratio 2.80, cash €119,550
NBB · annual accounts
lowers risk · Size: total assets €134,937
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €7,972 (5.9% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 1592 sector peers (2025).
NBB · sector comparison
Position among 1592 sector peers
Solvency
better than 9%
← weakest strongest →
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
29 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignation: AertsDésirée (director)Appointment: DéSIRéEAERTSBV (director) · Permanent…
  3. IncorporationAppointment: AERTS Désirée (director) ·…

Financials · financial year 2025, micro format

Turnover
≈ €170,000
Estimated: probably between €100,000 and €300,000
Total assets
€134,937
Net result
€39,972
Working capital
€86,695

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Equity and liabilities €134,937
Equity €7,972
Debt €126,966
Debt finances 94.1% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
2.80
Debt to equity
15.93
ROE
501.4%
ROA
29.6%
Debt ≤ 1 year
€48,242
Income taxes
€1,243

Peer companies

Historical observation

Of the 2,157 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94.1% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
3.0% went bankrupt
2.8% stopped otherwise
94.1% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,157 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€134,937
Current assets29/58€134,937
Amounts receivable within one year40/41€15,241
Trade receivables40€10,166
Other amounts receivable41€5,075
Cash at bank and in hand54/58€119,550
Deferred charges and accrued income490/1€146
Equity and liabilities
Total equity and liabilities10/49€134,937
Equity10/15€7,972
Contributions10/11€3,000
Reserves13€4,972
Distributable reserves133€4,972
Amounts payable17/49€126,966
Amounts payable within one year42/48€48,242
Trade debts44€11,999
Suppliers440/4€11,999
Taxes, remuneration and social security45€1,243
Taxes450/3€1,243
Other amounts payable47/48€35,000
Accrued charges and deferred income492/3€78,724
Income statement Code2025
Other operating charges640/8€387
Gross operating margin9900€41,923
Operating profit (loss)9901€41,535
Financial income75/76B€13
Recurring financial income75€13
Financial charges65/66B€334
Recurring financial charges65€334
Profit (loss) for the period before taxes9903€41,215
Income taxes67/77€1,243
Profit (loss) for the period9904€39,972
Profit (loss) for the period to be appropriated9905€39,972
Appropriation of the result
Profit (loss) to be appropriated9906€39,972
Transfer to equity691/2€4,972
To other reserves6921€4,972
Profit to be distributed694/7€35,000
Directors or managers695€35,000

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€387
Gross operating margin9900€41,923
Operating profit (loss)9901€41,535
Financial income75/76B€13
Recurring financial income75€13
Financial charges65/66B€334
Recurring financial charges65€334
Profit (loss) for the period before taxes9903€41,215
Income taxes67/77€1,243
Profit (loss) for the period9904€39,972
Profit (loss) for the period to be appropriated9905€39,972
Line2025
Assets
Total assets20/58€134,937
Current assets29/58€134,937
Amounts receivable within one year40/41€15,241
Trade receivables40€10,166
Other amounts receivable41€5,075
Cash at bank and in hand54/58€119,550
Deferred charges and accrued income490/1€146
Equity and liabilities
Total equity and liabilities10/49€134,937
Equity10/15€7,972
Contributions10/11€3,000
Reserves13€4,972
Distributable reserves133€4,972
Amounts payable17/49€126,966
Amounts payable within one year42/48€48,242
Trade debts44€11,999
Suppliers440/4€11,999
Taxes, remuneration and social security45€1,243
Taxes450/3€1,243
Other amounts payable47/48€35,000
Accrued charges and deferred income492/3€78,724
Line2025
Profit (loss) for the period9904€39,972
Operating cash flow (approximation)€39,972

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
30-09-2025 micro format 01-04-2026 2026-00073648

Similar companies · same sector, comparable size

Of the 6,105 active companies whose main activity is veterinary services (NACE 75000), figures are known for 2,020. 874 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
3 directors, no change since 2024

Board 3

AERTS Désirée
Director · since 27-05-2024
Current
DéSIRéE AERTS BV
Director · since 01-07-2024 · Private limited company · permanent representative: AertsDésirée
Current
DéSIRéEAERTSBV
Director · since 21-08-2024 · Legal entity · from a recent deed
Current

Permanent representatives 1

AertsDésirée
Permanent representative · since 01-07-2024 · for DéSIRéE AERTS BV
Current
"From a recent act": read from a Gazette act not yet processed into our list of directors.
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

4 people since 2024, 3 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
AERTS Désirée
  • Director, from 27-05-2024 to date
DéSIRéE AERTS
  • Director, from 01-07-2024 to date
DéSIRéEAERTSBVfrom an act
  • Director, from 21-08-2024 to date
AertsDésirée
  • Director, until 21-08-2024
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 27-05-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 27-05-2024 Incorporation · €3,000 · 100 shares

Group and network

Connections & network

3 current directors
Depth

The board mandates are listed below; here you explore them as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

EquiDes was incorporated on 23 May 2024 as a private limited company by one natural person, with a starting capital of €3,000.12 The board currently has 3 members; AERTS Désirée has served longest, since 2024.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 27-05-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
01-04
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
21-08
Gazette deed Resignation: AertsDésirée (director)
Appointment: DéSIRéEAERTSBV (director) · Permanent representative: AertsDésirée4 facts ▸
  • Board meeting, 19-07-2024
  • Director resignation, AertsDésirée (director)
  • Director appointment, DéSIRéEAERTSBV (director)
  • Permanent representative, AertsDésirée (vastvertegenwoordiger)
27-05
Gazette deed Incorporation
Appointment: AERTS Désirée (director) · Founder · Founding capital9 facts ▸
  • Incorporation, 22-05-2024
  • Founder, AERTS Désirée
  • Founding capital, €3,000
  • Other provision, “echtgenote-echtgenoot, echtgenote van” (deed in Dutch)
  • Other provision, “statuten, statuten luiden als volgt” (deed in Dutch)
  • Other provision, “slotbepalingen uitwerking, DEEL III. SLOT- EN OVERGANGSBEPALINGEN” (deed in Dutch)
  • Registered office clause, “Vlaamse Gewest, 3990 Peer, Panhovenstraat 21” (deed in Dutch)
  • Board rule, 1
  • Director appointment, AERTS Désirée (director)
Gazette deedNBB filing
2 of 2 deeds read

Register details

Identification
Legal formPrivate limited company
Founded23-05-2024
Financial year end30-09
Activities, NACEBEL 2025
75000Veterinary services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1009602229
Also 9925:BE1009602229
Registered 26-03-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
1,391 m²
Parcel 72010A0947/00A000, Flanders. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
EquiDes
Panhovenstraat 21, 3990 PeerVeterinary services
since 2024unit no. 2.359.999.409
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
72010A0947/00A000 Flanders 1,391 m² - -
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
EquiDes
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Alle machten authentieke vaststelling statutenwijziging, tweetalig gebied Brussel Hoofdstad of Nederlands taalgebied” (deed in Dutch)
1 more provision on this in the deed

deed of 27-05-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Met of zonder beperking duur, natuurlijke personen of rechtspersonen” (deed in Dutch)
“Enkel dierenartsen” (deed in Dutch)
1 more provision on this in the deed

deed of 27-05-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of March at 20:00

deed of 27-05-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

deed of 27-05-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

1 more provision in the deed, see the deed of 21-08-2024

deed of 21-08-2024