Equi'Management
ActiveEqui'Management has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €884k and a net result of €92k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 66% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+3
Solvency95▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity short (current ratio 0.79 against 0.49 in 2024; short-term debt: 12% and cash: 7.5% of total assets), and 30.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.8%
Return on assets
7.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
3 d late
2024
26 d late
2023
30 d late
2022
30 d late
2021
31 d late
2020
27 d late
2019
77 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€92k▲ 34.0%
2024 · €68k
2019: €2k
2020: €348k
2021: €311k
2022: €49k
2023: €50k
2024: €68k
2019 → 2025
Working capital
€-31k▲ 60.3%
2024 · €-79k
2019: €-292k
2020: €-241k
2021: €-33k
2022: €-32k
2023: €-270k
2024: €-79k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€681k-€731k▲ 7.2%€781k▲ 6.9%€799k▲ 2.4%€884k▲ 10.6%
Operating result€82k-€71k▼ 13.6%€70k▼ 1.5%€91k▲ 30.0%€125k▲ 37.6%
Net result€311k-€49k▼ 84.2%€50k▲ 2.2%€68k▲ 36.3%€92k▲ 34.0%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 38% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.27M
Fixed assets
€1.15M▼ 4.2%
Current assets
€121k▲ 60.5%
Equity and liabilities €1.27M
Equity
€884k▲ 10.6%
Debt
€382k▼ 18.9%
The debt ratio falls from 37.1% to 30.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€125k▲
2024 · €96k
Cash flow
€92k▲
2024 · €74k
Solvency
69.8%▲
2024 · 62.9%
Current ratio
0.79▲
2024 · 0.49
Quick ratio
0.79▲
2024 · 0.49
Debt / equity
0.43▼
2024 · 0.59
ROE
10.4%▲
2024 · 8.6%
ROA
7.2%▲
2024 · 5.4%
Interest coverage
11.82▼
2024 · 14.43
Debt
€382k▼
2024 · €471k
Debt ≤ 1 year
€152k▼
2024 · €154k
Debt > 1 year
€230k▼
2024 · €317k
Income taxes
€24k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.27M€1.27M▼
Fixed assets21/28€1.20M€1.15M▼
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Financial fixed assets28€1.20M€1.15M▼
Current assets29/58€75k€121k▲
Amounts receivable within one year40/41€42k€22k▼
Trade receivables40€0€21k▲
Other amounts receivable41€42k€2k▼
Cash at bank and in hand54/58€31k€95k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.27M€1.27M▼
Equity10/15€799k€884k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€779k€864k▲
Amounts payable17/49€471k€382k▼
Amounts payable after more than one year17€317k€230k▼
Financial debts170/4€317k€230k▼
Amounts payable within one year42/48€154k€152k▼
Current portion of amounts payable after more than one year42€89k€91k▲
Financial debts43-€4k
Credit institutions430/8-€4k
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€6k€12k▲
Taxes450/3€0€6k▲
Remuneration and social security454/9€6k€6k=
Other amounts payable47/48€52k€42k▼
Accrued charges and deferred income492/3€192€514▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€0▼
Other operating charges640/8€1k€3k▲
Gross operating margin9900€97k€128k▲
Operating profit (loss)9901€91k€125k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€7k€11k▲
Recurring financial charges65€7k€11k▲
Profit (loss) for the period before taxes9903€86k€116k▲
Income taxes67/77€17k€24k▲
Profit (loss) for the period9904€68k€92k▲
Profit (loss) for the period to be appropriated9905€68k€92k▲
Appropriation of the result
Profit (loss) to be appropriated9906€829k€871k▲
Profit (loss) brought forward from the previous period14P€761k€779k▲
Profit to be distributed694/7€50k€7k▼
Return on contributions (dividend)694€50k€7k▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 3 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Equity above €500kEq €681k ▲84%
3 profitable years in a row build equity to €681k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
31-12
Financial
Highest result since 2019net €348k ▲15637%
Net result €348k, the highest in the series.
31-12
Financial
Equity above €200kEq €370k ▲1567%
2 profitable years in a row build equity to €370k.
16-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 77 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rond Chêne 1A4130 EsneuxGround area
7.3 ha
Building footprint
90 m²
Volume, LiDAR
813 m³
2 parcels, Wallonia · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Equi'Mangement
since 20192.285.477.178
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62032E4688/00A000 | Wallonia | 7.3 ha | - | - |
| 62032E0725/00S000 | Wallonia | 90 m² | 1 · 90 m² | 14.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DLIC
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ZABALA BRUSSELS
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3 ADVICE
BE 0817.639.922
Roeselare · Eq €884k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 29,188 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.