Equi' Consult
ActiveSummary
Equi' Consult has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,122 and a net result of €55,822. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 30% of 1292 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency57▼-13
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity short (current ratio 0.95 against 1.33 in 2024; short-term debt: 57.5% and cash: 12% of total assets), and 68.3% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Veterinary activities (NACE 75)
about 90% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.7%
Return on assets
31%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
92 d early
2024
48 d early
2023
29 d late
2022
32 d early
2021
8 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€57,122▼ 23.7%
2024 · €74,857
Total assets
€180,199▲ 9.1%
2024 · €165,172
Net result
€55,822▲ 24.4%
2024 · €44,865
Working capital
-€4,785
2024 · €24,801
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 75, Veterinary activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€14,690-€28,838▲ 96.3%€52,280▲ 81.3%€62,481▲ 19.5%€76,287▲ 22.1%
Net result€10,708within the sector's middle half-€22,011within the sector's middle half▲ 106%€37,395within the sector's middle half▲ 69.9%€44,865within the sector's middle half▲ 20.0%€55,822within the sector's middle half▲ 24.4%
Equity€72,440within the sector's middle half-€44,451within the sector's middle half▼ 38.6%€66,846within the sector's middle half▲ 50.4%€74,857within the sector's middle half▲ 12.0%€57,122within the sector's middle half▼ 23.7%
Total assets€127,316below the sector's middle half-€151,707within the sector's middle half▲ 19.2%€134,515within the sector's middle half▼ 11.3%€165,172within the sector's middle half▲ 22.8%€180,199within the sector's middle half▲ 9.1%
Debt€54,876-€107,255▲ 95.5%€67,669▼ 36.9%€90,316▲ 33.5%€123,077▲ 36.3%
Working capital€36,038within the sector's middle half--€14,374below the sector's middle half€33,504within the sector's middle half€24,801within the sector's middle half▼ 26.0%-€4,785below the sector's middle half
Solvency56.9%within the sector's middle half-29.3%within the sector's middle half▼ 27.6pp49.7%within the sector's middle half▲ 20.4pp45.3%within the sector's middle half▼ 4.4pp31.7%within the sector's middle half▼ 13.6pp
Current ratio2.01within the sector's middle half-0.86below the sector's middle half▼ 1.151.64within the sector's middle half▲ 0.781.33within the sector's middle half▼ 0.310.95below the sector's middle half▼ 0.38
Return on assets (ROA)8.4%within the sector's middle half-14.5%within the sector's middle half▲ 6.1pp27.8%above the sector's middle half▲ 13.3pp27.2%above the sector's middle half▼ 0.6pp31.0%above the sector's middle half▲ 3.8pp
above
within
below
the middle half (P25 to P75) of NACE 75, Veterinary activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180,199
Fixed assets
€81,344 ▲ 24.4%
Current assets
€98,855 ▼ 0.9%
Equity and liabilities €180,199
Equity
€57,122 ▼ 23.7%
Debt
€123,077 ▲ 36.3%
Debt's share of the balance-sheet total rises from 54.7% to 68.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€104,247▲
2024 · €86,817
Cash flow
€83,782▲
2024 · €69,201
Quick ratio
0.60▼
2024 · 0.86
Debt to equity
2.15▲
2024 · 1.21
ROE
97.7%▲
2024 · 59.9%
Interest coverage
48.29▲
2024 · 36.12
Debt ≤ 1 year
€103,640▲
2024 · €74,981
Debt > 1 year
€19,437▲
2024 · €15,335
Income taxes
€18,452▲
2024 · €15,265
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,696 | €12,707 | €19,257 | €24,336 | €27,960 | ▲ 14.9% |
| Other operating charges640/8 | €729 | €5,326 | €483 | €461 | €1,061 | ▲ 130% |
| Non-recurring operating charges66A | €1,267 | - | €95 | €976 | €100 | ▼ 89.8% |
| Gross operating margin9900 | €34,382 | €46,871 | €72,116 | €88,253 | €105,408 | ▲ 19.4% |
| Operating profit (loss)9901 | €14,690 | €28,838 | €52,280 | €62,481 | €76,287 | ▲ 22.1% |
| Financial income75/76B | €106 | €13 | €77 | €54 | €146 | ▲ 171% |
| Recurring financial income75 | €106 | €13 | €77 | €54 | €146 | ▲ 171% |
| Financial charges65/66B | €1,456 | €1,244 | €2,366 | €2,404 | €2,159 | ▼ 10.2% |
| Recurring financial charges65 | €1,456 | €1,244 | €2,366 | €2,404 | €2,159 | ▼ 10.2% |
| Profit (loss) for the period before taxes9903 | €13,340 | €27,607 | €49,991 | €60,131 | €74,274 | ▲ 23.5% |
| Income taxes67/77 | €2,632 | €5,596 | €12,596 | €15,265 | €18,452 | ▲ 20.9% |
| Profit (loss) for the period9904 | €10,708 | €22,011 | €37,395 | €44,865 | €55,822 | ▲ 24.4% |
| Profit (loss) for the period to be appropriated9905 | €10,708 | €22,011 | €37,395 | €44,865 | €55,822 | ▲ 24.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €127,316 | €151,707 | €134,515 | €165,172 | €180,199 | ▲ 9.1% |
| Fixed assets21/28 | €55,463 | €63,497 | €48,444 | €65,390 | €81,344 | ▲ 24.4% |
| Tangible fixed assets22/27 | €55,421 | €63,455 | €48,402 | €65,348 | €81,302 | ▲ 24.4% |
| Furniture and vehicles24 | €55,421 | €63,455 | €48,402 | €65,348 | €81,302 | ▲ 24.4% |
| Financial fixed assets28 | €42 | €42 | €42 | €42 | €42 | = |
| Current assets29/58 | €71,853 | €88,210 | €86,071 | €99,782 | €98,855 | ▼ 0.9% |
| Stocks and contracts in progress3 | €20,256 | €26,071 | €28,415 | €35,111 | €36,676 | ▲ 4.5% |
| Stocks30/36 | €20,256 | €26,071 | €28,415 | €35,111 | €36,676 | ▲ 4.5% |
| Amounts receivable within one year40/41 | €31,169 | €20,974 | €35,154 | €39,810 | €37,257 | ▼ 6.4% |
| Trade receivables40 | €25,640 | €17,300 | €33,251 | €39,810 | €34,878 | ▼ 12.4% |
| Other amounts receivable41 | €5,529 | €3,674 | €1,904 | - | €2,380 | - |
| Cash at bank and in hand54/58 | €18,682 | €38,466 | €20,040 | €22,182 | €21,703 | ▼ 2.2% |
| Deferred charges and accrued income490/1 | €1,746 | €2,699 | €2,462 | €2,678 | €3,219 | ▲ 20.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €127,316 | €151,707 | €134,515 | €165,172 | €180,199 | ▲ 9.1% |
| Equity10/15 | €72,440 | €44,451 | €66,846 | €74,857 | €57,122 | ▼ 23.7% |
| Contributions10/11 | €31,300 | €31,300 | €31,300 | €31,300 | €31,300 | = |
| Profit (loss) carried forward14 | €41,140 | €13,151 | €35,546 | €43,556 | €25,822 | ▼ 40.7% |
| Amounts payable17/49 | €54,876 | €107,255 | €67,669 | €90,316 | €123,077 | ▲ 36.3% |
| Amounts payable after more than one year17 | €19,042 | €4,672 | €15,103 | €15,335 | €19,437 | ▲ 26.7% |
| Financial debts170/4 | €19,042 | €4,672 | €15,103 | €15,335 | €19,437 | ▲ 26.7% |
| Amounts payable within one year42/48 | €35,816 | €102,583 | €52,566 | €74,981 | €103,640 | ▲ 38.2% |
| Current portion of amounts payable after more than one year42 | €24,798 | €15,216 | €12,177 | €15,167 | €24,873 | ▲ 64.0% |
| Trade debts44 | €6,595 | €37,358 | €8,091 | €14,359 | €12,732 | ▼ 11.3% |
| Suppliers440/4 | €6,595 | €37,358 | €8,091 | €14,359 | €12,732 | ▼ 11.3% |
| Taxes, remuneration and social security45 | €4,422 | €10 | €1,822 | €2,945 | €3 | ▼ 99.9% |
| Taxes450/3 | €4,422 | €10 | €1,822 | €2,945 | €3 | ▼ 99.9% |
| Other amounts payable47/48 | - | €50,000 | €30,476 | €42,511 | €66,033 | ▲ 55.3% |
| Accrued charges and deferred income492/3 | €18 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,708 | €22,011 | €37,395 | €44,865 | €55,822 | ▲ 24.4% |
| + Depreciation and write-downs630 | €17,696 | €12,707 | €19,257 | €24,336 | €27,960 | ▲ 14.9% |
| Operating cash flow (approximation) | €28,404 | €34,718 | €56,653 | €69,201 | €83,782 | ▲ 21.1% |
| Investment in fixed assets (approximation) | - | -€20,741 | -€4,205 | -€41,282 | -€43,914 | ▼ 6.4% |
| Change in cash | - | €19,784 | -€18,426 | €2,143 | -€480 | ▼ 122% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
State Gazette act
Appointment: MARIE-LAETITIA GARNIER (director)3 facts ▸
State Gazette act
Appointment: MARIE-LAETITIA GARNIER (director)
3 facts ▸
- General meeting, 24-08-2026
- Director appointment, MARIE-LAETITIA GARNIER (director)
- Other statement, elisascohy@gmail.com, email address
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €55,822 ▲24.4%
Operating result €76,287, net result €55,822, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
MARIE-LAETITIA GARNIER
CurrentDirector · since 01-09-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Philippeville · 2 establishment units since 2018
Ground area
2,229 m²
Building footprint
256 m²
Volume, LiDAR
927 m³
2 parcels, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Equi' Consult SRL
since 20182.277.766.569
Equi' Consult SRL
since 20232.342.958.289
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56034A0321/00S000 | Wallonia | 1,133 m² | 1 · 136 m² | 9.0 m · 2 fl. |
| 93046B0389/00A005 | Wallonia | 1,095 m² | 1 · 120 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| MARIE-LAETITIA GARNIER |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
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Shareholding
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Of 6,087 companies in this sector we hold annual accounts for 1,954. 1,673 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded11-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
75000Veterinary services
Contact
E-mail
elisascohy@gmail.com
E-mail
e.scohy@hotmail.comPhilippeville
Phone
0497175963Philippeville
E-invoicing
Reachable via Peppol
Peppol ID
0208:0699822732
Registered
07-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.